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Kikoff

Builds credit through monthly payment plans

Senior Manager, Business Development - Enterprise

Business Development & PartnershipsConfirmed live in the last 24 hours
Full-timeSan Francisco, CA, USA$170k - $198kIn-person

About the Job

Requirements

  • A bachelor's degree and 6–8+ years of experience across business development, strategic partnerships, fintech, financial services, corporate development, management consulting, investment banking, or similarly strategic and analytical roles.
  • A strong fintech or financial services background, with a sophisticated understanding of consumer credit, lending, banking, embedded finance, payments, or financial infrastructure.
  • Demonstrated experience developing and managing strategic relationships with financial institutions, fintech platforms, lenders, or other complex and regulated businesses.
  • A track record of originating, structuring, negotiating, and scaling large, complex partnerships with meaningful commercial impact.
  • Experience working directly with senior executives and the ability to establish credibility quickly with C-suite and business-unit leadership.
  • Exceptional strategic and commercial judgment, including the ability to understand a partner's business, identify where Kikoff can create value, and turn that insight into a scalable partnership.
  • Experience with B2B and/or B2B2C, embedded finance, API-based, platform, or other ecosystem business models.
  • A consultative approach and the ability to lead discovery around a partner's business problems rather than relying on a predefined product pitch.
  • Advanced quantitative and financial skills, including experience building business cases, financial models, market-sizing analyses, and complex commercial structures.
  • Strong negotiation skills and experience navigating deals involving multiple stakeholders, competing priorities, and complex product or regulatory considerations.
  • Ability to influence Product, Engineering, Legal, Compliance, Finance, Operations, and Go-to-Market teams without direct authority.
  • Written and verbal communication skills, including the ability to distill complex business and technical concepts into clear executive-level narratives.
  • Ability to operate with significant autonomy and ambiguity, form a point of view with imperfect information, and drive an organization toward action.
  • Demonstrated leadership and ability to mentor other team members, establish best practices, and raise the quality of execution across a growing organization.

Responsibilities

  • Own the most strategic and complex Enterprise opportunities from market development and executive engagement through negotiation, launch, and long-term expansion.
  • Develop a deep understanding of prospective partners' businesses, customers, economics, strategic priorities, and product roadmaps to identify where Kikoff can create differentiated value.
  • Build and maintain relationships with senior executives across banks, credit unions, lenders, fintechs, embedded finance platforms, and large consumer businesses.
  • Develop tailored partnership strategies that connect Kikoff's capabilities to partner objectives such as market expansion, customer acquisition, credit eligibility, decline recovery, engagement, retention, cross-sell, and monetization.
  • Build business cases and commercial models that quantify the value of a partnership for both Kikoff and the partner.
  • Lead complex negotiations involving partnership economics, product scope, integrations, data, go-to-market strategy, and long-term commercial structures.
  • Identify and develop new industries, channels, use cases, and partnership models that can materially expand Kikoff's addressable market.
  • Develop points of view on market opportunities and make recommendations to Kikoff's leadership team regarding where the Enterprise business should invest.
  • Partner closely with Product and Engineering leadership to translate market opportunities and partner needs into scalable Enterprise products and infrastructure.
  • Influence Kikoff's Enterprise roadmap by identifying recurring partner needs and distinguishing between strategic platform capabilities and one-off customization.
  • Lead cross-functional teams across Product, Engineering, Legal, Compliance, Finance, Operations, Marketing, and Growth to move complex partnerships from concept to launch.
  • Own the strategic growth of major partners after launch, identifying additional products, customer segments, distribution opportunities, and commercial models.
  • Establish executive-level operating rhythms and business reviews with strategic partners to drive accountability and identify opportunities for expansion.
  • Serve as a senior voice of the market internally, bringing competitive intelligence, partner feedback, and emerging industry trends into Kikoff's product and corporate strategy.
  • Help establish the processes, frameworks, and operating principles required to scale Kikoff's Enterprise partnership organization.
  • Mentor and support more junior members of the Business Development team and raise the overall quality of strategic thinking, deal execution, and partner management across the organization.

Desired Qualifications

  • Experience identifying and developing entirely new markets, channels, products, or partnership models is strongly preferred.
  • Familiarity with tools such as Salesforce or HubSpot, ZoomInfo, PitchBook or CB Insights, Tableau, Amplitude, Snowflake, and modern AI tools is a plus.

About the Company

Kikoff

Builds credit through monthly payment plans

Kikoff sells credit-building subscriptions for people who want to establish a credit history or strengthen a limited one, using a credit account reported to the major credit bureaus. Its flagship Credit Account records monthly payments and account balances to build payment history and lower the share of available credit being used. Customers enroll without a credit check, choose a plan, and use its app to monitor credit reports, track scores, and dispute errors in their records. Kikoff earns recurring plan fees, with additional features such as rent reporting included in selected plans or sold separately. Kikoff was founded in 2019 and is headquartered in San Francisco.

Company size
201-500
Company stage
Series B
Total funding
$42.5M
Headquarters
San Francisco, CA
Founded
2019

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