Coverage Counsel - Claims

Crum & Forster Company Overview

Crum & Forster (C&F) provides market leading property & casualty, accident & health, specialty and standard commercial lines insurance solutions. A true underwriting company, we have a 200-year history of helping our customers manage risk with laser-focused expertise, integrity and discipline. Our people are empowered to make decisions and   problem-solve with you smartly and swiftly. Our annual gross written premium is 6.2 billion. C&F enjoys a financial strength rating of "A+" (Superior) by AM Best.

Our most valuable asset is our people. We have 3000 employees, and locations throughout the United States and India. With our employee-first focus, the Company is consistently recognized as a great place to work, earning multiple workplace and wellness awards, including the Great Place to Work® Award, Fortune 100 Best Companies to Work For, Fortune Best Workplaces for Parents, Fortune Best Workplaces for Millennials, and many others.

C&F is part of Fairfax Financial Holdings. For more information about C&F, please visit our website: www.cfins.com

Our Surplus & Specialty Lines (S&S) Division develops customized coverage solutions for complex exposures, difficult-to-insure risks and niche segments of the market. S&S has over 850 employees (including more than 250 based in India), 10+ locations in the United States and 2 locations in India. Our product reach includes Sharing Economy, Environmental, Energy, Transportation, Construction, Excess & Umbrella, Primary Special Risk, Security, and other industry segments. S&S is the second largest division within C&F at over $1.5 billion in annual gross written premium.

Job Description

Crum & Forster is seeking a Claims Coverage Counsel in one of the following locations: Morristown, NJ – Jersey City or remote.  The Coverage Counsel is responsible for outcomes on specific severe or complex claims within the Sharing Economy/Transportation lines of business.  Only candidates with specific insurance coverage experience in the Transportation/Sharing Economy areas should apply.

What you will do:

• Handle declaratory judgment actions related to Transportation/Sharing Economy, in which a company entity is named as a party. 
• Work collaboratively with front-line claim employees and managers in the Sharing Economy/Transportation claim groups to provide coverage analysis and review coverage position letters to produce the best possible result on every claim. 
• May also include review of Time Limited Demands, allegations of unfair claim practices, interaction with underwriting partners, and addressing case strategies.
• As a member of the Transportation/Sharing Economy claims team, the coverage counsel ensures that the claim investigation and disposition strategy are appropriate for each claim and also ensures that appropriate and timely coverage analyses are completed and positions established.
• When a matter is in litigation, the coverage counsel ensures that proper and competent attorneys are assigned to the claim and that litigation management strategies are developed and employed.
• Works closely with Transportation/Sharing Economy underwriting and risk engineering partners to provide feedback on policy forms and claim analysis. 

What you will bring to C&F:

• The ideal candidate should possess 6+ years of experience in a technical claim handling role, specifically in the areas of Sharing Economy/Transportation claims, preferably with a commercial property & casualty company or a self-insured company in those fields.
• Bachelor degree or equivalent experience and Juris Doctorate required
• Legal experience at a law firm handling insurance coverage issues in the areas of Transportation/Sharing Economy matters will also be considered in lieu of claims handling experience.
• The candidate must have coverage experience in the Transportation/Sharing Economy area, including but not limited to UM/UIM, PIP, ridesharing, delivery services, small fleet issues, and Federal & State statutory rules.
• Major claim adjustment and coverage analysis experience and supervisory experience are a plus.
• Proven demonstration of creative problem-solving abilities.
• Excellent written and oral presentation skills.
• Proficient with use of computers and Microsoft Office Outlook, Word and Excel.
• Excellent interpersonal skills with the ability to lead and work in a cooperative manner.
• Adapts easily to change.
• The ability to travel by automobile and all forms of public transportation a must. 
• Will abide by departmental policies and procedures, including authority levels, to comply with C&F’s risk management controls.

What C&F will bring to you

• Competitive compensation package
• Generous 401K employer match
• Employee Stock Purchase plan with employer matching
• Generous Paid Time Off
• Excellent benefits that go beyond health, dental & vision. Our programs are focused on your whole family’s wellness, including your physical, mental and financial wellbeing
• A core C&F tenet is owning your career development, so we provide a wealth of ways for you to keep learning, including tuition reimbursement, industry-related certifications and professional training to keep you progressing on your chosen path
• A dynamic, ambitious, fun and exciting work environment
• We believe you do well by doing good and want to encourage a spirit of social and community responsibility, matching donation program, volunteer opportunities, and an employee-driven corporate giving program that lets you participate and support your community

At C&F you will BELONG

If you require special accommodations, please let us know. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodations, please let us know. Belonging at C&F, is a mindset. It’s about fostering a culture of inclusion and connection, where everyone feels valued, heard, and empowered to thrive and where our social impact efforts help strengthen the communities where we live and work.

For California Residents Only:  Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit https://www.cfins.com/onlineprivacypolicy/ca/noticeatcollection/ for more information.

Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws.  Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $100,400.00 to a maximum of $188,700.00. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee’s contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs.

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