Full-Time

Manager – Disputes

Chargebacks and Partner Performance

Posted on 8/19/2026

Marqeta

Marqeta

1,001-5,000 employees

Open API card issuing platform

Compensation Overview

$123k - $180.9k/yr

+ Bonus

Company Historically Provides H1B Sponsorship

Remote in USA

Remote

Remote within the United States; must reside in Marqeta's national locations.

Category
Operations & Logistics (1)
Required Skills
Salesforce
Data Analysis
Snowflake

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Requirements
  • 7+ years of Disputes & Chargebacks Operations experience with equivalent years of experience in the BPO industry or management of BPOs in a disputes or financial crimes context
  • Strong communication skills (interpersonal, verbal, presentation, written, email) and track record of creating and executing strategic operational efficiencies
  • Demonstrated ability to drive cardholder satisfaction and resolution outcomes using people, processes, or technology to deliver exceptional results
  • Proven ability to influence and manage stakeholders (internal and external) to achieve positive outcomes in high-compliance environments
  • Experience using data to drive insights and recommend changes for improvement, including case aging analysis and regulatory error rate monitoring
  • Strong technical aptitude and skills including Google Suite, disputes case management platforms, Salesforce, Slack, Snowflake, AI and other analytical tools
  • Familiarity and first-hand knowledge of fintech, banking, or payments—particularly issuer-side dispute processing under Reg E, and/or Reg Z
  • Positive attitude, team player, adaptable, and resourceful
  • Detail-oriented, organized, and adept at managing competing priorities in a high-volume, time-sensitive environment
  • Exercises sound judgment and decision-making across diverse regulatory and operational scenarios
  • Ability to travel globally
Responsibilities
  • Performance Fanatic: You don’t sit around and wait for things to happen. You strategize, plan, and monitor a path to operational success based on the right data.
  • BPO Vendor Management: Manage the operational success of multiple programs across multiple products through building and maintaining effective relationships with operational BPO site leadership.
  • Performance Analysis & Reporting: Monitor and analyze disputes and chargebacks data (KPIs, metrics, aging case volumes, provisional credit timelines) to identify trends and areas for improvement.
  • Process Optimization: Identify gaps, develop and implement sustainable and scalable solutions to enhance operational efficiency, case routing workflows, and cardholder resolution outcomes.
  • Quality Assurance & Compliance: Define what great looks like and collaborate with QA, Compliance, and Complaints teams to ensure adherence to Reg E, Reg Z, network rules, and regulatory requirements governing disputes processing.
  • Technology Implementation: Utilize and drive enhancements through new tooling and AI solutions across our disputes case management, routing infrastructure, and CRM systems to improve agent efficiency and case resolution effectiveness.
  • Leadership & Coaching: Motivate staff, provide coaching, and influence positive outcomes to cultivate a high-performing disputes and chargebacks culture.
  • Escalation Management: Resolve complex cardholder disputes and high-risk chargeback cases during moments of truth.
  • Client Experience Optimization: Foster strong relationships with key Program stakeholders to collaborate on enhancing cardholder experience through sharing expertise, dispute resolution data, and operationally-driven efficiencies.
  • Change Management: Central role to new program launches, disputes procedures
Desired Qualifications
  • Deep knowledge of payment network chargeback rules (Visa, Mastercard, Pulse, Maestro). Network Certification is a plus!
  • Demonstrated ability to manage BPO dispute operations at scale, including provisional credit workflows and resolution notice compliance.
  • Strong operational and cardholder-facing documentation skills with the ability to produce clear, engaging internal and external dispute procedure guides.
  • Experience implementing and scaling disputes case routing and prioritization frameworks, including tiered escalation queues.
  • Proven success in integrating AI solutions into BPO dispute operations—from intelligent case triage to agentic automation of classification and response workflows.

What Marqeta does: It provides a fintech platform for modern card issuing and payment processing, letting businesses create, issue, and manage payment cards through an open API. How its product works: Clients connect to Marqeta’s API to design card programs, issue cards, set rules (spend controls, funding, merchant restrictions), and process transactions; Marqeta handles the card network interactions, tokenization, settlement, and related services, earning fees per transaction and for setup or ongoing services. How it differs from competitors: It centers on a highly configurable API-driven platform that supports a wide range of card programs (expense management, disbursements, consumer payments) with fast onboarding and scalable infrastructure, rather than offering a single, fixed card product. What its goal is: To enable businesses to deploy flexible, scalable card programs quickly, expand digital payments, and become the go-to platform for card issuing and payment processing.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Oakland, California

Founded

2010

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q2 2026 TPV rose 32% to $120 billion, and GAAP profit repeated.
  • Non-Block TPV grew over twice as fast as Block, proving customer diversification is working.
  • August 3, 2026 board authorized a new $150 million buyback after strong cash generation.

What critics are saying

  • Block still supplied 41% of net revenue in Q2 2026, exposing Marqeta to one customer.
  • Management expects little to no new Cash App issuance by year-end 2026, crushing growth.
  • Marqeta's 2024 securities litigation carries a $13 million settlement liability and distracts management.

What makes Marqeta unique

  • Marqeta's APIs let customers launch cards, tokenization, and spend controls quickly.
  • July 22, 2026 stablecoin partnerships with zerohash and BVNK extend programmable card issuance.
  • August 6, 2026 Google Wallet for Kids deepens Marqeta's family-payments and tokenization niche.

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Benefits

Medical, dental, & vision coverage

Flexible time off

Paid family leave

Pet insurance

401k match

Equity

Monthly stipends

Company recognition & awards

Employee Stock Purchase Program

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

-1%
Yahoo Finance
Aug 6th, 2026
Marqeta partners with Google to launch Wallet for kids with tap-to-pay for under-18s

Marqeta has expanded its partnership with Google to support a new Wallet for kids offering in the US. The collaboration enables children and teens under 18 to receive and spend allowances digitally without needing a traditional bank account. Using Marqeta's card issuing platform, parents can set daily spending limits, monitor transaction history, and lock or unlock their child's balance. Supervised children can use NFC-enabled Android phones and Wear OS devices to tap to pay in stores. The companies have previously worked together on tokenisation and virtual card capabilities for instant card issuance in Google Wallet. Marqeta's platform provides card issuing, tokenisation, programme management, and real-time spend controls, allowing Google to deliver the family payments experience quickly and at scale.

Yahoo Finance
Aug 6th, 2026
Marqeta partners with Riskified to boost fraud detection before card authorisation

Marqeta has partnered with Riskified to integrate pre-authorisation risk intelligence into its card issuing platform. The collaboration aims to improve fraud detection and authorisation accuracy for issuers using Marqeta's services. The integration is expected to support higher approval rates for legitimate transactions whilst helping reduce false declines for merchants. By incorporating Riskified's fraud prevention tools directly into the authorisation process, Marqeta seeks to provide better risk assessment before transactions are approved. This partnership aligns with ongoing pressure across the payments industry to reduce fraud whilst maintaining fast and reliable checkout experiences. For issuers and merchants, better risk assessment may help approve more valid transactions whilst limiting exposure to fraudulent activity. The integration ties Marqeta's Real-Time Decisioning product more closely to fraud outcomes, potentially influencing how clients assess Marqeta compared with alternatives like Stripe and Adyen.

Yahoo Finance
Aug 5th, 2026
Marqeta hits second consecutive GAAP profit with US$7.6M net income, launches stablecoin cards

Marqeta reported second-quarter 2026 results with net revenue of $176 million and net income of $7.57 million, marking its second consecutive quarter of GAAP profitability. Total processing volume grew 32%. The company issued guidance for slower growth ahead, projecting third-quarter net revenue growth of 6% to 8% and full-year growth of 12% to 13%. Marqeta announced new initiatives including stablecoin-backed card solutions and expanded payment capabilities. Director Najuma Atkinson resigned effective 3 August 2026. Investors face the key question of whether Marqeta can sustain profitability amid decelerating growth and heavy reliance on major customers like Block. Analysts project the company will reach $971.1 million in revenue by 2029, requiring 14.2% annual growth.

Boland Hill Media, LLC
Aug 5th, 2026
Toast payment volume up 22% and other digital transactions news briefs from 8/5/26.

Toast payment volume up 22% and other digital transactions news briefs from 8/5/26. * Point-of-sale technology provider Toast Inc. reported gross payment volume of $60.7 billion for the June quarter, up 22% year-over-year, as total locations served also grew 22%, to approximately 180,000. Revenue totaled $290 million, up nearly 28%, with net income totaling $154 million, a 93% rise. Also, BHW Hotels, parent of WorldHotels, Best Western, and SureStay Hotels, endorsed Toast as a POS system for operators of its properties in the United States and Canada. * Card-issuing platform Marqeta Inc. reported second-quarter processing volume rose 32% year-over-year, to $91 billion, while net revenue climbed 17%, to $176 million. The company swung from a loss of $1 million a year ago to $8 million in net income. Marqeta also announced a partnership with fraud-prevention specialist Riskified that will enable Marqeta issuers to use Riskified's pre-authorization risk assessment service. * With approximately 21 weeks left in retiring Sen. Dick Durbin's term, the Democrat from Illinois and backer of the Credit Card Competition Act, which is currently sitting in the Senate Committee on Banking, Housing, and Urban Affairs and the House Committee on Financial Services, continued to argue for the bill during a Senate Judiciary Committee hearing Tuesday. In it, Durbin argued that interchange rates should be disclosed to consumers and that merchants have no choice but to accept the rates. The Merchant Payments Coalition, which represents merchants advocating for lower card processing fees, said the fees are not fair and called for more competition in the payments market. * Point-of-sale system maker NCR Voyix Corp. reported $523 million in second quarter revenue, down 20.8% from $660 million in the year-ago quarter. Net income of $2 million increased from no net income or loss a year prior. * ATM maker and services provider NCR Atleos Corp. reported $1.1 billion in second quarter revenue, flat from the corresponding quarter a year ago. NCR Atleos reported $65 million in net income in the quarter, up 66.7% from $39 million a year ago. * Circle Internet Group Inc. reported June-quarter revenue of $701 million, up 7% year-over-year, while net income registered at $48 million, a swing from a $482 million loss a year ago. USDC - Circle's stablecoin - in circulation reached $73.3 billion at the end of the quarter, up 19% from a year ago. * Nuvei Corp. said its payment acceptance service will be embedded into finance services platform BlackLine, enabling BlackLine users to better manage invoices, payments, and reconciliation. * Varo Bank N.A. launched a fee-free cash deposit service using technology from Green Dot Corp. The service enables Varo Bank's customers to make cash deposits to their accounts at more than 2,000 Kroger grocery store locations.

MarketBeat
Aug 4th, 2026
Marqeta (NASDAQ:MQ) releases quarterly earnings results, beats estimates by $0.06 EPS.

Marqeta (NASDAQ:MQ) releases quarterly earnings results, beats estimates by $0.06 EPS. August 4, 2026 Key points. * Marqeta beat quarterly estimates: EPS was $0.07 versus the $0.01 consensus, while revenue reached $176 million, up 17% year over year. TPV increased 32% to $120 billion, and the company posted its second consecutive quarter of GAAP profitability. * Growth is expected to slow in the second half: Management guided for Q3 revenue growth of 6%-8% and gross-profit growth of 5%-7%, citing tougher comparisons, slower BNPL growth, mix pressures and reduced new Cash App card issuance by Block. * Profitability outlook improved: Marqeta raised its full-year adjusted EBITDA growth forecast to the low-30% range and expects GAAP net income in the high-$20 millions, supported by cost savings and operating leverage. Analysts remain cautious, with a consensus "Reduce" rating and a $20.12 price target. * Five stocks we like better than Marqeta. Marqeta (NASDAQ:MQ - Get Free Report) announced its quarterly earnings data on Tuesday. The company reported $0.07 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.01 by $0.06, FiscalAI reports. Marqeta had a return on equity of 0.27% and a net margin of 0.33%.The firm had revenue of $176.00 million during the quarter, compared to analysts' expectations of $172.96 million. Marqeta's revenue was up 17.0% on a year-over-year basis. Here are the key takeaways from Marqeta's conference call: * Q2 performance exceeded expectations: TPV rose 32% to $120 billion, gross profit increased 17%, adjusted EBITDA grew 31% with a 21% margin, and Marqeta delivered approximately $8 million in GAAP net income for its second consecutive profitable quarter. * Non-Block TPV grew more than twice as fast as Block TPV, while expense-management volume increased over 50% and international volume rose over 40%, reaching 20% of total TPV. Average deal size increased more than 90% year over year, reflecting growing traction with large enterprises and embedded-finance customers. * Management expects a significant second-half growth slowdown, guiding for Q3 revenue growth of 6%-8% and gross-profit growth of 5%-7%. The deceleration reflects tougher comparisons, the TransactPay acquisition anniversary, slower BNPL growth, an unfavorable on-demand-delivery mix, and reduced Cash App new issuance. * Block began modestly reducing Cash App new card issuance in mid-June, with management estimating an eventual shift to little or no new issuance by year-end. Although the existing relationship remains strong and pricing tiers may cushion gross-profit effects, management said the impact could exceed two percentage points on a 2027 run-rate basis. * Marqeta raised its full-year adjusted EBITDA growth outlook to the low 30% range and expects GAAP net income in the high-$20 millions, supported by vendor savings, cost discipline, and operating leverage. Longer-term growth opportunities include credit products, European program management, stablecoin-backed cards, non-card money movement, and value-added fraud services. Marqeta stock performance. Marqeta stock traded up $0.09 during midday trading on Tuesday, hitting $17.94. 2,472,256 shares of the company were exchanged, compared to its average volume of 1,039,058. The business has a fifty day simple moving average of $16.38 and a two-hundred day simple moving average of $16.46. The firm has a market capitalization of $1.90 billion, a PE ratio of 446.25 and a beta of 1.30. Marqeta has a fifty-two week low of $14.80 and a fifty-two week high of $28.16. Analyst Ratings changes. Several equities analysts recently weighed in on MQ shares. Weiss Ratings reiterated a "sell (d)" rating on shares of Marqeta in a report on Wednesday, June 24th. Deutsche Bank Aktiengesellschaft lifted their price objective on shares of Marqeta from $4.50 to $18.00 and gave the company a "hold" rating in a research note on Thursday, July 2nd. Finally, UBS Group increased their price objective on shares of Marqeta from $17.00 to $19.00 and gave the stock a "neutral" rating in a research note on Wednesday, May 6th. One research analyst has rated the stock with a Buy rating, eight have issued a Hold rating and two have given a Sell rating to the company's stock. Based on data from MarketBeat.com, Marqeta currently has a consensus rating of "Reduce" and a consensus price target of $20.12. Discover more Financial News Stocks & Bonds MarketBeat Portfolio Tools Insider buying and selling. In related news, Director Elaine Paul sold 4,537 shares of the business's stock in a transaction on Friday, June 12th. The shares were sold at an average price of $15.20, for a total value of $68,962.40. Following the completion of the transaction, the director directly owned 8,900 shares in the company, valued at $135,280. The trade was a 33.76% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is available at the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CRO Todd Pollak sold 18,750 shares of the stock in a transaction on Wednesday, July 1st. The stock was sold at an average price of $16.88, for a total transaction of $316,500.00. Following the sale, the executive directly owned 185,008 shares in the company, valued at $3,122,935.04. This trade represents a 9.20% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders own 13.71% of the company's stock. Institutional inflows and outflows. A number of large investors have recently modified their holdings of the company. AQR Capital Management LLC purchased a new position in shares of Marqeta in the 1st quarter valued at about $57,000. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. grew its holdings in Marqeta by 3.5% in the first quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 279,103 shares of the company's stock valued at $1,150,000 after purchasing an additional 9,319 shares during the period. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC increased its position in shares of Marqeta by 7.6% in the first quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 925,547 shares of the company's stock valued at $3,813,000 after buying an additional 65,313 shares in the last quarter. Intech Investment Management LLC increased its position in shares of Marqeta by 22.1% in the first quarter. Intech Investment Management LLC now owns 288,114 shares of the company's stock valued at $1,187,000 after buying an additional 52,219 shares in the last quarter. Finally, Invesco Ltd. raised its stake in shares of Marqeta by 8.1% during the 2nd quarter. Invesco Ltd. now owns 6,268,848 shares of the company's stock worth $36,547,000 after buying an additional 471,631 shares during the period. Institutional investors and hedge funds own 78.64% of the company's stock. About Marqeta. Marqeta is a modern card issuing and payment processing platform that enables businesses to design, launch and manage customized payment cards. The company offers a fully programmable open API that allows clients to create virtual, physical and tokenized payment cards with real-time transaction controls and dynamic spend limits. By leveraging Marqeta's infrastructure, companies can streamline their payment operations, reduce time to market and deliver tailored payment experiences to end consumers. Founded in 2010 and headquartered in Oakland, California, Marqeta was established by CEO Jason Gardner with the goal of transforming traditional card issuance through cloud-native technology. This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected]. Continue following MarketBeat Before you consider Marqeta, you'll want to hear this. MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Marqeta wasn't on the list. While Marqeta currently has a Reduce rating among analysts, top-rated analysts believe these five stocks are better buys. Tesla, Nvidia, and Google helped shape the last era of market growth, but the next wave could come from a new group of companies. Inside this report, you'll find 7 stocks that could play a major role in the next tech-driven market boom.