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Industries
Fintech
Financial Services
Company Size
1,001-5,000
Company Stage
IPO
Total Funding
$526.5M
Headquarters
Oakland, California
Founded
2010
Company Historically Provides H1B Sponsorship
Marqeta provides modern card issuing and payment processing solutions in the fintech sector. Its platform allows businesses to create, issue, and manage payment cards tailored to their specific needs, such as expense management and consumer payments. The service operates through an open API, enabling clients to integrate Marqeta's capabilities into their own applications. This flexibility sets Marqeta apart from competitors, as it caters to a diverse range of clients, including financial institutions and tech companies. The company generates revenue primarily through transaction fees each time a card is used, along with potential setup and service fees. Marqeta's ability to quickly adapt to the growing demand for digital payments, especially during the COVID-19 pandemic, has contributed to its significant presence in the market.
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Total Funding
$526.5M
Above
Industry Average
Funded Over
7 Rounds
Medical, dental, & vision coverage
Flexible time off
Paid family leave
Pet insurance
401k match
Equity
Monthly stipends
Company recognition & awards
Employee Stock Purchase Program
The FinTech IPO Index’s momentum through the past week was carried by a slew of company-specific announcements and partnerships. Earnings season has yet to officially make a splash in the group, though Sezzle’s pre-announcement was a notable exception. The overall Index was up 1.3%. Katapult and SoFi Lead the Pack. Katapult continued to surge, adding 22% through the past five sessions, continuing a streak underpinned by the announcement of strong fourth-quarter originations
Earned wage access (EWA) is expanding platforms, including the eCommerce and ridesharing mainstays that rely on drivers for deliveries and trips, and the FinTech providers that offer enterprises new financial capabilities. In some cases, letting users get an advance on their pay comes via acquisition, and in other cases, the move has been done through partnerships that build out the range of services accessible via the platforms. Demand for on-Demand Pay
Glancy Prongay & Murray LLP reminds investors of looming deadline in the Class action lawsuit against Marqeta, Inc. (MQ).
Leading Software as a Service (SaaS) cloud banking platform Mambu, has launched its annual Partner Predictions Report for 2025.The report identifies the top trends for 2025 including the increased adoption of AI, embedded finance, and real-time payments. The report also highlights other influential areas poised to reshape the financial landscape including emerging regulations, blockchain, and alternative lending.In collaboration with its global network of partners, Mambu has developed its Partner Predictions Report to highlight how banks, businesses, and financial institutions can navigate and thrive amidst transformative forces such as artificial intelligence, blockchain and regulation.Mambu’s annual Partner Predictions report shares insights from 23 experts across Mambu’s extensive partner ecosystem, including Deloitte, Backbase, Marqeta, and nCino. These industry leaders forecast trends alongside Mambu experts that are expected to influence the industry in 2025 and beyond. With both the EU AI Act and Digital Operational Resilience Act on the horizon, businesses looking to innovate using AI or expand into new regions should take a particular interest in how both the increased adoption of AI and new regulations could impact their business operations in the year ahead.“This year’s partner predictions report highlights the ever-growing need for banks and businesses alike to remain agile” says Anthony Nonnis, Senior Director of Partnerships at Mambu. “With trends such as embedded finance taking the financial services industry in its stride, remaining nimble and being able to adapt to growing regulations will be paramount. At Mambu, we look forward to these developments and supporting our customers to innovate with ease.Mambu continues to be at the forefront of innovation and growth in financial services, and this continues to be the case going into 2025
We all know AI adoption will grow significantly in 2025 and that compliance is a major concern but how exactly it will be used is a little harder to predict. No one can know for sure but we’ve gathered some experts from the industry who know a thing or two about the technology.We’ve already covered a number of fintech and financial services predictions for 2025 in our bumper predictions piece that went out recently. In that, thoughts on AI included:“AI will become boring (and that’s a good thing)”“We’ll see more financial services institutions take advantage of the revenue-driving benefits of AI, beyond just boosting productivity.”“2025 will be a year of tempered optimism as we begin to see the cracks in the ‘magic’ promised by large language models.”But there’s more.We were fortunate enough to get in touch with the Chief Scientist, CEO and VP of Regulation at ThetaRay, who provided us with some further predictions to boot. We also gathered some additional thoughts from experts at Marqeta and Thunes to add to the conversation, and provided some further predictions at the end. For many fintech companies, AI is presenting real, positive solutions to some of the main challenges the financial industry faces, but it also means they know about standing up to scrutiny and complying with regulations.Here, our experts provide their top predictions for AI, compliance and regulation.Smaller, better, faster, smarter AIChief Scientist, ThetaRay, David Segev, on AI“AI will become smarter at understanding the world. Advanced models will combine more diverse types of data – like text, images, sounds and numerical data—to uncover connections, enhance overall understanding, and generate smarter, more relevant and accurate insights.” “We’ll see AI systems that can create content, evaluate its relevance, criticize, self-correct, and improve themselves without human intervention.” “Smaller, faster generative AI models will emerge, offering more accurate results with fewer errors.” “AI is evolving to be more autonomous and adaptive, and capable of responding to changes with little to no human input.”Strategic compliance is the way forwardCEO, ThetaRay, Peter Reynolds on Compliance.“Compliance leaders will shift from being gatekeepers to playing a strategic role in driving business growth and innovation.” “AI in financial crime compliance will evolve into intelligent systems that understand data in context, delivering more accurate results and smarter decision-making.” “CEOs will recognise AI-driven, cost-effective, and regulator-approved compliance as a critical differentiator in the market.” “Improved risk management and tailored strategies will allow businesses to foster deeper and more trusting relationships with their customers.”We also got some thoughts on compliance from Marqeta, Chief Compliance Officer, Alan Carlisle, who said:Proactive compliance strategies will lay the foundation for fintech in 2025“With banking and fintech partnerships under increasing regulatory scrutiny, the stakes around compliance have never been higher
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Industries
Fintech
Financial Services
Company Size
1,001-5,000
Company Stage
IPO
Total Funding
$526.5M
Headquarters
Oakland, California
Founded
2010
Find jobs on Simplify and start your career today