Full-Time
Software Engineer
Confirmed live in the last 24 hours
PayActiv
201-500 employees
Provides early access to earned wages
Compensation Overview
$120k - $150kAnnually
Senior
Milpitas, CA, USA
Hybrid position in Milpitas, California.
- 5+ years of experience in .Net development stack, including .Net Core, C#, and Web API, or equivalent expertise.
- Bachelor's Degree or work-related experience
- Strong understanding of object-oriented programming principles.
- Proficiency in RDBMS, with skills in MS SQL Server and Amazon Aurora.
- Hands-on experience developing applications using RESTful APIs, Microservices, Web applications, Batch services, and Data connectors.
- Sound knowledge of design patterns and ability to identify and mitigate anti-patterns.
- Familiarity with source code control/versioning tools such as TFS and Git.
- Experience with cloud platforms, particularly AWS.
- Embrace test-driven development principles and maintain code quality.
- Create and optimize services and system architectures for projects, providing feedback to the team.
- Improve code quality through unit testing, automation, and conducting code reviews.
- Collaborate with multidisciplinary teams, including Back-End Software Engineers, Project Managers, and System Administrators.
- Participate in brainstorming sessions and contribute innovative ideas for technology, algorithms, and product enhancements.
- Dive into challenging problems and deliver effective solutions within specified timelines.
- Work closely with product and design teams to understand end-user requirements, translate them into use cases, and develop pragmatic technical solutions.
- Foster open communication and collaboration within the engineering team.
- Implement security measures and data protection protocols within applications.
- Ensure adherence to fundamental design principles for building scalable and secure applications.
- Continuously optimize application performance, quality, and responsiveness.
- Identify and resolve bottlenecks and bugs, developing innovative solutions.
- Build and optimize SQL queries and stored procedures in SQL Server databases.
- Ensure efficient data retrieval and manipulation.
PayActiv provides a financial service that allows workers to access their earned wages before the traditional payday. This service helps individuals avoid high fees associated with payday loans and overdrafts. PayActiv calculates the amount of earned but unpaid wages using time and attendance data, and once the employer or benefits provider sends the funds, they are loaded onto the worker's Payactiv Visa Card, allowing for quicker access to money. Unlike many competitors, PayActiv does not charge employers for offering this service, instead generating revenue through transaction fees when workers use their cards. The company's goal is to support workers financially while also being socially responsible, as it operates as a public benefit corporation and certified B Corp, focusing on the well-being of its users and the community.
Company Stage
Series C
Total Funding
$130.2M
Headquarters
San Jose, California
Founded
2012
6 month growth
↓ -1%1 year growth
↑ 0%2 year growth
↑ 1%
Simplify's Take
What believers are saying
- Integration with Oracle Cloud Marketplace expands PayActiv's reach and service offerings.
- Recent $20 million funding round indicates strong investor confidence and growth potential.
- Partnership with OnShift eliminates fees, making services more accessible to senior care workers.
What critics are saying
- Increased competition from new fintech startups could erode PayActiv's market share.
- Regulatory scrutiny on EWA services could impact PayActiv's business model.
- Economic downturns may reduce employer spending on benefits, affecting revenue.
What makes PayActiv unique
- PayActiv pioneered Earned Wage Access (EWA) in 2012, revolutionizing payroll systems.
- The company offers a holistic financial wellness ecosystem beyond just EWA.
- PayActiv is a Public Benefit Corporation and Certified B Corp, emphasizing social responsibility.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
401(k) Retirement Plan
401(k) Company Match
Tuition Reimbursement
Gym Membership
Paid Vacation
Paid Family Leave