Full-Time
Software Engineer
Confirmed live in the last 24 hours
PayActiv
201-500 employees
Provides early access to earned wages
Compensation Overview
$120k - $150kAnnually
Senior, Expert
Milpitas, CA, USA
- 5+ years of experience in .Net development stack, including .Net Core, C#, and Web API, or equivalent expertise.
- Bachelor's Degree or work-related experience
- Strong understanding of object-oriented programming principles.
- Proficiency in RDBMS, with skills in MS SQL Server and Amazon Aurora.
- Hands-on experience developing applications using RESTful APIs, Microservices, Web applications, Batch services, and Data connectors.
- Sound knowledge of design patterns and ability to identify and mitigate anti-patterns.
- Familiarity with source code control/versioning tools such as TFS and Git.
- Experience with cloud platforms, particularly AWS.
- Embrace test-driven development principles and maintain code quality.
- Create and optimize services and system architectures for projects, providing feedback to the team.
- Improve code quality through unit testing, automation, and conducting code reviews.
- Collaborate with multidisciplinary teams, including Back-End Software Engineers, Project Managers, and System Administrators.
- Participate in brainstorming sessions and contribute innovative ideas for technology, algorithms, and product enhancements.
- Dive into challenging problems and deliver effective solutions within specified timelines.
- Work closely with product and design teams to understand end-user requirements, translate them into use cases, and develop pragmatic technical solutions.
- Foster open communication and collaboration within the engineering team.
- Implement security measures and data protection protocols within applications.
- Ensure adherence to fundamental design principles for building scalable and secure applications.
- Continuously optimize application performance, quality, and responsiveness.
- Identify and resolve bottlenecks and bugs, developing innovative solutions.
- Build and optimize SQL queries and stored procedures in SQL Server databases.
- Ensure efficient data retrieval and manipulation.
PayActiv provides a service that allows workers to access their earned wages before the traditional payday. This helps employees avoid high fees associated with payday loans and overdrafts. The process works by using time and attendance data to calculate the wages that have been earned but not yet paid. Once the employer or benefits provider sends the funds, they are loaded onto the worker's Payactiv Visa Card, allowing for quicker access to money. Unlike many competitors, PayActiv does not charge businesses to offer this service, instead generating revenue through transaction fees when workers use their cards. The company aims to support workers financially while also being socially responsible, as it operates as a public benefit corporation and certified B Corp.
Company Stage
Series C
Total Funding
$135.2M
Headquarters
San Jose, California
Founded
2012
6 month growth
↑ 4%1 year growth
↑ 10%2 year growth
↑ 20%
Simplify's Take
What believers are saying
- PayActiv's services have been shown to significantly reduce reliance on payday loans and overdrafts, providing substantial financial relief to workers.
- The company's partnerships with major platforms and organizations, such as Oracle and Paycor, expand its reach and potential customer base.
- Winning multiple awards, including the Gold Stevie® Award for Corporate Social Responsibility, highlights PayActiv's industry leadership and positive impact.
What critics are saying
- The fintech sector is highly competitive, and PayActiv must continuously innovate to maintain its market position.
- Dependence on transaction fees from Payactiv Visa Cards could be a vulnerability if usage patterns change or regulatory environments shift.
What makes PayActiv unique
- PayActiv's unique business model, which does not charge businesses to offer its services, sets it apart from competitors who often impose fees on employers.
- As a certified B Corp and public benefit corporation, PayActiv's commitment to social responsibility and financial wellness is a significant differentiator in the fintech space.
- Integration with major platforms like Oracle Cloud HCM enhances PayActiv's accessibility and appeal to large enterprises, distinguishing it from smaller, less integrated competitors.