Residential Mortgage Senior Loan Closer
About the job
- A high school diploma or equivalent is required.
- At least three years of residential mortgage banking and closing experience are required.
- Prepare, review, and organize legal documents for residential mortgage loan and product settlements, ensuring conditions—including the title binder, fees, closing service letter, wire instructions, and hazard and flood insurance policies—are satisfactory for loan closure and comply with investor guidelines.
- Establish and maintain high-quality working relationships with customers, attorneys, and title companies, and guide internal customers in collecting appropriate documentation to secure second mortgages and other products.
- Maintain in-depth knowledge of and ensure adherence to conventional and government mortgage closing procedures, guidelines, regulations, and processes, and ensure compliance with TRID requirements.
- Lead, train, and mentor junior staff; resolve escalated issues; assist in developing and implementing process improvements; and complete special projects.
About the company
Fulton Bank is a full-service commercial bank that provides lending, mortgage, investment management and trust services, along with business solutions to customers in Pennsylvania, Maryland, Delaware, Virginia and New Jersey. It operates through 235 financial centers and offers online and mobile banking so customers can manage accounts anytime, anywhere. The bank emphasizes a community-oriented approach and personalized, relationship-based service rather than a purely transactional experience. Fulton Bank differentiates itself through its local presence, flexibility in client interactions, and a commitment to building lasting relationships as part of Fulton Financial Corporation. Its goal is to help customers reach their financial goals by delivering dedicated support and tailored financial solutions to individuals, families, and businesses in its communities.
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Lancaster, Pennsylvania
Founded
1882
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Simplify's Take
What believers are saying
- Q2 2026 net income reached $99.9 million after Blue Foundry integration.
- Deposits rose to $28.3 billion and loans to $25.9 billion in Q2.
- CET1 capital improved to 12.1%, supporting more acquisitions and buybacks.
What critics are saying
- Fulton cut 95 Parsippany jobs in July 2026, exposing integration strain.
- Acquisition expenses and system conversion pressure margins before Blue Foundry synergies fully land.
- A failed Blue Foundry integration would cap Fulton at a slow-growth regional bank.
What makes Fulton Bank unique
- Fulton Bank serves five Mid-Atlantic states through 215-plus financial centers and private banking.
- Blue Foundry merger on July 11, 2026 created a stronger North Jersey franchise.
- Kelly Dearwester's February 2026 data leadership hire signals a technology-driven operating model.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
Health Savings Account/Flexible Spending Account
Unlimited Paid Time Off
Paid Vacation
Paid Sick Leave
Paid Holidays
Hybrid Work Options
401(k) Retirement Plan
401(k) Company Match
Employee Stock Purchase Plan
Parental Leave
Adoption Assistance
Educational Assistance
Wellness Program
Mental Health Support
Company News
Fulton Bank has launched CashFlow Central, a payments platform from Fiserv designed to help small businesses manage accounts receivable and payable in one digital experience. The platform, available through Fulton's mobile and online banking services, consolidates invoicing, vendor payments and payment tracking whilst enabling payments by bank transfer or business credit card. The service provides real-time payment status updates and integrates with accounting software to streamline reconciliation. An Insights Dashboard offers enhanced visibility into cash flow management. Phil Smith, Fulton Bank's Director of Business Banking, said the platform helps customers "stay organised, get paid faster, and operate with greater confidence". The launch reflects Fulton Bank's commitment to supporting small businesses with digital solutions tailored to their needs.
554,263 shares in Fulton Financial Corporation $FULT acquired by Bank of America Corp DE. September 26, 2026 Key points. * Bank of America acquired 554,263 Fulton Financial shares worth approximately $13.4 million, giving it a 0.29% stake. Institutional investors collectively own 72.02% of the bank. * Fulton Financial exceeded quarterly expectations, reporting $0.60 EPS versus the $0.53 consensus and revenue of $367.87 million, up 12.2% year over year. * The company declared a quarterly dividend of $0.19 per share, equivalent to a 3.3% annualized yield. Analysts maintain a consensus "Hold" rating with an average price target of $24.75. * MarketBeat previews top five stocks to own in October. Bank of America Corp DE acquired a new position in Fulton Financial Corporation (NASDAQ:FULT - Free Report) in the 2nd quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The firm acquired 554,263 shares of the bank's stock, valued at approximately $13,408,000. Bank of America Corp DE owned 0.29% of Fulton Financial as of its most recent filing with the Securities and Exchange Commission. Several other institutional investors have also added to or reduced their stakes in FULT. Root Financial Partners LLC grew its holdings in shares of Fulton Financial by 89.9% during the 1st quarter. Root Financial Partners LLC now owns 1,282 shares of the bank's stock worth $26,000 after acquiring an additional 607 shares during the period. Eurizon Capital SGR S.p.A. bought a new position in Fulton Financial in the fourth quarter worth $27,000. Caitong International Asset Management Co. Ltd purchased a new stake in shares of Fulton Financial in the 4th quarter worth approximately $28,000. Axiom Investment Management LLC purchased a new stake in Fulton Financial during the 1st quarter valued at about $28,000. Finally, Cassaday & Co Wealth Management LLC purchased a new stake in shares of Fulton Financial during the first quarter valued at $53,000. 72.02% of the stock is currently owned by institutional investors. Fulton Financial price performance. NASDAQ:FULT opened at $23.23 on Friday. The company has a quick ratio of 0.92, a current ratio of 0.92 and a debt-to-equity ratio of 0.15. The company has a market capitalization of $4.43 billion, a P/E ratio of 11.11 and a beta of 0.78. The stock's fifty day moving average is $23.94 and its two-hundred day moving average is $22.59. Fulton Financial Corporation has a 52 week low of $16.60 and a 52 week high of $25.23. Fulton Financial (NASDAQ:FULT - Get Free Report) last posted its earnings results on Wednesday, July 22nd. The bank reported $0.60 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.53 by $0.07. The firm had revenue of $367.87 million for the quarter, compared to analyst estimates of $358.83 million. Fulton Financial had a return on equity of 12.68% and a net margin of 20.63%.Fulton Financial's revenue was up 12.2% on a year-over-year basis. During the same quarter in the prior year, the company earned $0.55 EPS. Equities analysts expect that Fulton Financial Corporation will post 2.22 EPS for the current year. Fulton Financial announces dividend. The company also recently disclosed a quarterly dividend, which will be paid on Thursday, October 15th. Shareholders of record on Thursday, October 1st will be issued a dividend of $0.19 per share. The ex-dividend date of this dividend is Thursday, October 1st. This represents a $0.76 annualized dividend and a dividend yield of 3.3%. Fulton Financial's dividend payout ratio (DPR) is presently 36.36%. Wall Street analysts forecast growth. A number of equities research analysts have weighed in on the stock. Weiss Ratings reiterated a "buy (b)" rating on shares of Fulton Financial in a research note on Wednesday, July 29th. Piper Sandler reaffirmed a "neutral" rating and set a $27.00 price objective (up from $23.00) on shares of Fulton Financial in a report on Monday, August 3rd. Wall Street Zen raised Fulton Financial from a "sell" rating to a "hold" rating in a research report on Saturday, July 25th. Raymond James Financial raised their price target on Fulton Financial from $24.00 to $26.00 and gave the stock an "outperform" rating in a research note on Wednesday, July 1st. Finally, DA Davidson lifted their price target on Fulton Financial from $24.00 to $25.00 and gave the company a "neutral" rating in a report on Friday, July 24th. Two research analysts have rated the stock with a Buy rating and three have assigned a Hold rating to the company's stock. Based on data from MarketBeat, the company has a consensus rating of "Hold" and a consensus target price of $24.75. Insiders place their bets. In related news, Director Lisa Crutchfield sold 4,100 shares of the stock in a transaction dated Wednesday, August 5th. The shares were sold at an average price of $24.80, for a total transaction of $101,680.00. Following the completion of the transaction, the director directly owned 7,838 shares of the company's stock, valued at $194,382.40. This represents a 34.34% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is available at this link. Also, Director E. Wenger sold 5,000 shares of the firm's stock in a transaction dated Monday, July 13th. The shares were sold at an average price of $24.14, for a total transaction of $120,700.00. Following the completion of the sale, the director owned 75,477 shares of the company's stock, valued at approximately $1,822,014.78. The trade was a 6.21% decrease in their position. The disclosure for this sale is available in the SEC filing. 0.01% of the stock is owned by corporate insiders. Fulton Financial company profile. Fulton Financial Corporation NASDAQ: FULT is a bank holding company headquartered in Lancaster, Pennsylvania. Its primary subsidiary, Fulton Bank, provides banking and financial services to consumers, businesses and institutions. The company offers deposit accounts, residential and commercial lending, mortgages, treasury management, cash management and other commercial banking services. Through its broader financial services platform, Fulton also provides wealth management, investment services and insurance solutions. Fulton serves customers through branches and digital channels across Pennsylvania, Delaware, Maryland, New Jersey and Virginia. Want to see what other hedge funds are holding FULT? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Fulton Financial Corporation (NASDAQ:FULT - Free Report). This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected]. Before you consider Fulton Financial, you'll want to hear this. MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Fulton Financial wasn't on the list. While Fulton Financial currently has a Hold rating among analysts, top-rated analysts believe these five stocks are better buys. The AI wave will soon hit public markets with Anthropic and OpenAI set to go public later this year. However, you don't have to wait to invest. 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FEATURED: Jon Hill | Fulton Private Bank. New Hire Jon Hill Family Wealth Advisor Fulton Bank, N.A., a subsidiary of Fulton Financial Corporation, today announced the appointment of Jon Hill as a Fulton Private Bank Wealth Advisor in Central Pennsylvania. Hill, with 22 years of experience in financial services, will deliver wealth management and personalized banking solutions to Fulton Private Bank's clients. He joins Fulton after eight years at Truist Wealth, where he served as a Private Banking Advisor and Wealth Advisor. Previously, he worked at Truist's legacy companies as a Mortgage Loan Officer. He received his bachelor's degree from Gettysburg College and served as a board member for the Schreiber Pediatric Rehab Center in Lancaster and treasurer for Manheim Township High School boys' lacrosse. Fulton Private Bank is proud to offer individualized wealth management services from financial experts who know their clients personally. Announce your new employees, promotions, board positions, community notes and leaders in your organization to the Central Penn Business Journal's influential audience. The information in the Movers & Shakers section is provided by the submitter.
FEATURED: Sean Killen | Fulton Private Bank. Promotion Sean Killen Director of Private Banking Transformation Fulton Bank, a premier community bank in the Mid-Atlantic region, recently promoted Sean Killen to the newly-created role of Director of Private Banking Transformation. Killen will develop and implement the strategy to further develop a personalized banking experience for Fulton Private Bank clients. Killen previously served as Fulton Bank's Consumer Sales Manager in the Lancaster, PA market. He has been with Fulton for over 25 years in a variety of leadership roles for teams serving consumers and small businesses through the bank's financial centers. He holds a bachelor's degree in business administration and management from Shippensburg University and a Master of Business Administration from Lebanon Valley College. Fulton Private Bank is proud to offer individualized wealth management services from financial experts who know their clients personally. Announce your new employees, promotions, board positions, community notes and leaders in your organization to the Central Penn Business Journal's influential audience. The information in the Movers & Shakers section is provided by the submitter.
Burnham Holdings has closed a new $130 million revolving credit facility, replacing its existing $92 million facility that was due to mature in 2028. The five-year syndicated facility, financed through Wells Fargo Bank and Fulton Bank, comprises an $80 million revolving credit facility and a $50 million accordion feature. The new facility provides enhanced liquidity and financial flexibility to support working capital, strategic investments, acquisitions, and general corporate purposes. It includes a more favourable covenant structure and matures on 4 August 2031, with repayment permitted at any time prior to maturity. Nick Ribich, vice president and chief financial officer of Burnham Holdings, said the facility positions the company to invest across its businesses and pursue strategic growth opportunities.