Full-Time
Affirm
1,001-5,000 employees
Provides buy now, pay later financing solutions
Compensation Overview
$150k - $200k/yr
Senior
Company Historically Provides H1B Sponsorship
Remote in Canada
Upload your resume to see how it matches 10 keywords from the job description.
PDF, DOC, DOCX, up to 4 MB
- 4+ years experience in software development or related fields
- Experience in creating and improving fundamental engineering processes
- Enthusiasm about providing a great experience to other software engineers
- Fluency developing and debugging in one or more programming languages
- Familiarity with CI/CD concepts, BuildKite, cloud computing, and related tools
- Familiarity with build, test, and deploy automation, using gradle, and kind
- Python/Kotlin development experience is a plus
- Experience with AWS and/or other cloud providers is a plus
- Experience with Kubernetes, docker, and AWS EKS is a plus
- You understand the trade-offs between build and buy
- You prefer automated processes over manual ones
- Eagerness to learn new problem space, tools, and technology
- Build scalable developer productivity solutions for Affirm Engineering
- Design and develop innovative automated solutions that enable developers to stay productive as they continue to add product features and functionalities
- Create best-in-industry solutions for build, CI, release workflow, deployment automation, and environment management.
- Grasp, analyze the usage of, and drive improvements to developer journey
- Build tools that measure operational performance of all aspects of developer experience
- Collaborate with developers, architects and release engineering to keep overall development process efficient
- Stay up-to-date of industry trends for developer efficiency and cross-pollinate those ideas and processes with Affirm’s development processes
- Be a critical part of Affirm’s Infrastructure Platform Engineering team, the backbone of Engineering at Affirm
Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on installment loans and from merchants who pay to offer Affirm's financing options. Additionally, Affirm provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants.
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
San Francisco, California
Founded
2012
Simplify's Take
What believers are saying
- Partnership with J.P. Morgan expands Affirm's merchant network significantly.
- Affirm Card's Visa acceptance broadens consumer usage opportunities.
- Active consumers grew 23% YoY, indicating strong market demand.
What critics are saying
- Competition from Mastercard's BNPL integration could erode Affirm's market share.
- Reputational risks from BNPL backlash could affect Affirm's brand perception.
- Fintech sector volatility may impact Affirm's stock performance.
What makes Affirm unique
- Affirm offers transparent, predictable BNPL options unlike traditional credit cards.
- Affirm partners with over 2,000 merchants, enhancing consumer purchasing power.
- Affirm's seamless API integration simplifies merchant adoption of its payment solutions.
Help us improve and share your feedback! Did you find this helpful?
Benefits
Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
Supportive communities: Get involved with our employee resource groups and community groups
Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country
Generous time off: Take the time you need when life happens
Health benefits: Get a plan that fits your needs
Mental healthcare: Take care of your mind with great mental health programs
Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.
Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.
Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.
Learning & development: Engage in exciting learning programs to level up your growth.
Growth & Insights and Company News
6 month growth
↓ -2%1 year growth
↓ -2%2 year growth
↓ -3%Stride Bank will become a new card issuing partner for the Affirm Card, supporting the growing demand for this debit card that enables consumers to pay in full or convert eligible purchases into pay-over-time loans in the Affirm app. The collaboration enables Stride Bank to continue expanding its payments programs with FinTech companies and helps Affirm extend its reach to more consumers and merchants, the companies said in a Tuesday (April 1) press release. The Affirm Card had 1.7 million active cardholders as of Dec. 31, while Affirm’s network includes 21 million active consumers and 330,000 integrated merchants, according to the release. The card can be used in-store, online and anywhere Visa is accepted
Klarna is reportedly facing backlash ahead of its $15 billion initial public offering (IPO). As the Financial Times (FT) reported Tuesday (April 1), some of that negativity stems from the Swedish FinTech’s recent buy now, pay later (BNPL) deal with DoorDash. The partnership, the report said, led to a wave of social media jokes, with people comparing the idea of incurring debt to cover food deliveries to the subprime loans at the root of the 2008 financial crisis
The buy now, pay later pure plays like Klarna and Affirm might get a lot of attention these days. However, card networks have a piece of the BNPL pie as well. From apparel to electronics to medical bills, today’s shoppers increasingly expect a flexible payment solution at checkout, and for that, no company worth its salt can afford to miss out on the revenue and the customer experience. The trend certainly has attracted attention at Mastercard. As part of the “Pay Later Unpacked” virtual event at PYMNTS, Seema Chibber, executive vice president of Core Products for the Americas, shared insights into how Mastercard aims to integrate installment and BNPL features more deeply into its network infrastructure, the company’s partnership-driven approach, and the potential to expand BNPL into verticals beyond retail
FinTech IPO Index names were mostly in the red this past week, and the companies that did manage to post gains barely made it out of the low single-digit percentages. The majority of the headlines through the last several days were centered on partnerships tied to platforms, including buy now pay later, card issuing and banking initiatives. Insurance solutions firm Huize led the slide, down by nearly 16% through the past five sessions. Huize’s shares plummeted on the heels of its earnings report. The company’s investor materials revealed that gross written premiums facilitated across the company’s platform were the equivalent of $142.9 million in the fourth quarter of 2024, a decrease of 16.2% year over year. Renewal premiums accounted for 46.5% of total written premiums a decrease of 41.3% from the year ago period
The lure of paying over time lies with the predictability of the repayment. Consumers don’t think of pay later options as credit, at least not in the traditional sense. They see a finite timeline over weeks or months, and a point at which all has been paid off. As Affirm CEO Max Levchin told Karen Webster in a discussion featured during the Pay Later Unpacked event held by PYMNTS On Air, “the sense of clarity of when [payments] start and end is powerful… The appeal of pay later is not that it’s some cool way of borrowing money. It’s the sense of control around the schedule and the plan that you create.”