Full-Time
Software Engineer
Software Engineering, PayPal; CTO; Product and Platform Engineering; Core Platforms; Platforms; Compliance Platform; DATA
Posted on 10/30/2025
PayPal
10,001+ employees
Digital payments platform for online transactions
Compensation Overview
$100.5k - $173.3k/yr
Company Historically Provides H1B Sponsorship
San Jose, CA, USA
Hybrid
Three days in the office per week.
 Software Engineering (2) |
|---|
| , |
- Master’s degree in computer science or engineering.
- 2+ years of experience in NLP and machine learning.
- Strong knowledge of NLP techniques: embeddings, attention mechanisms, sequence-to-sequence models, generative AI.
- Experience designing and implementing NLP and LLM models, including Agentic AI workflows.
- Proficiency in Python, with extensive experience using TensorFlow, PyTorch, and other ML libraries.
- Solid foundation in software engineering fundamentals and strong analytical/problem-solving skills.
- Experience with Big Data technologies: BigQuery, Bigtable, Spark, Kafka, graph DBs, etc.
- Hands-on experience with generative AI frameworks: LLMs, RAG, ReAct, agents.
- Knowledge of Lang Chain and modern LLM ecosystems (e.g., GPT-4, Claude).
- Proficiency in multiple programming languages: Python, SQL, and Java.
- Fluent in written and spoken English.
- Ability to quickly adapt to new technologies and frameworks.
- Passion for innovation and delivering high-quality AI solutions.
- Implements tasks within the Software Development Lifecycle (SDLC), receiving structure and oversight from more experienced staff
- Follows well-established internal conventions and standard procedures
- Understands internal standards & processes and applies them to make technical decisions
- Collaborates with peers, manager, and project lead to gain understanding of tasks and review solutions
- May contribute to code & design reviews
- Collaborate with global product and engineering teams to design and implement AI and LLM solutions aligned with business objectives.
- Design, develop, and deliver AI/ML models, leveraging state-of-the-art technologies to drive innovation.
- Analyze user behavior on existing solutions and enhance functionality using AI/ML-driven approaches.
- Develop and deliver solutions across all phases of the software development lifecycle (SDLC).
- Build platforms that enable adoption of generative AI across business processes.
- Participate in design and architecture discussions with product and engineering teams.
- Write clean, well-documented, and maintainable code that adheres to engineering requirements: availability, security, performance, scalability, self-serviceability, and observability.
- Communicate effectively with both technical and non-technical stakeholders.
- Stay up to date with the latest AI/ML research, tools, and technologies, including RAG, agents, and reasoning frameworks.
PayPal operates a global digital payments platform serving individuals, SMBs, and large enterprises. It enables online, mobile, and peer-to-peer payments, and also supports cryptocurrency trading and financing options like Pay in 4. Revenue mainly comes from transaction fees, currency conversion fees, and service fees for credit and installment products. The platform combines consumer wallet features with merchant tools for accepting payments, fraud protection, and global processing, aiming to make online payments secure, convenient, and widely accessible worldwide.
Company Size
10,001+
Company Stage
IPO
Headquarters
San Jose, California
Founded
1998
Simplify's Take
What believers are saying
- Pay with Venmo grows 34% in Q1 2026, boosting consumer engagement.
- Buy-now-pay-later offerings expand 23% year-over-year in Q1 2026.
- Three-unit reorganization under Enrique Lores streamlines execution across businesses.
What critics are saying
- Core checkout stagnates at 2% growth, losing share to Apple Pay and Shop Pay.
- 20% workforce cuts erode engineering talent, delaying product launches by 2028.
- Operating margins contract 180 basis points, forcing Venmo asset sale by 2028.
What makes PayPal unique
- PayPal Ventures invests in AI, blockchain, and commerce enablement for strategic alignment.
- BigCommerce Payments integration embeds PayPal into SMB merchant workflows.
- PayPal Ads ID enables commerce-focused advertising targeting and measurement.
Help us improve and share your feedback! Did you find this helpful?
Benefits
A Stanford Navigator helps employees research providers and health conditions, and make informed decisions about health care
Advance Medical is available for all employees who are looking for a world-class specialist to provide an expert medical opinion for treatment plans
Stock Purchase Plans
Retirement Savings and Pension Plans
Stock Awards
Life Insurance and Disability Benefits
Paid Time Off
Four Weeks Paid Sabbatical for every Five Years of Service
Educational and Professional Development benefits
Matching Gifts & Volunteerism Opportunities
Matching Gifts
Skills-Based Volunteering
Green Teams
GIVE Teams
Growth & Insights and Company News
6 month growth
↑ 1%1 year growth
↑ 1%2 year growth
↑ 0%The Mother of Army Builders: solving the Warhammer stock crisis with precision procurement. Links may earn commission (at no cost to you) The independent tabletop retailer Loaded Dice, based in Barry, South Wales, has officially launched its Mother of Army Builders (MOAB) service. This specialised procurement system is designed to bypass the "stock-out frustration" common in the industry by offering hobbyists a direct pipeline to the entire available Warhammer 40,000 range. To celebrate the launch, Loaded Dice has announced a special promotion for April. Every MOAB purchase made during the month will be entered into a prize draw, with one winner receiving their entire army for free, up to a value of £300. This move marks a significant pivot for the retailer, moving from a traditional "on-the-shelf" model to a high-value concierge service for the wargaming community. The strategic wait: precision over proximity. The MOAB service addresses a growing issue within the hobby: the "fragmented basket." As Games Workshop continues to report record profits alongside supply chain volatility, hobbyists often find themselves shopping across multiple stores just to complete a single detachment. Loaded Dice has responded by creating a bespoke procurement hub. Items under the MOAB banner are not held in local stock but are ordered on demand specifically for the customer. While this introduces a delivery lead time of two to four weeks, it guarantees that the hobbyist gets exactly what they need rather than settling for what is "close enough." In an era of increasing price points for Warhammer 40,000 kits, the ability to build a list with expert precision ensures that no part of a hobby budget is wasted on placeholder units. How the MOAB process works. The process is designed to act as a "bundle builder" for both new recruits and veteran commanders. Users access the MOAB collection online, where the full range of available Warhammer 40,000 factions, from Space Marines to the latest Xenos threats, is laid out for selection. * Selection: Customers pick their specific units. Unlike traditional bundles, there is no minimum requirement; users can bundle multiple kits to save money or order a single elusive character. * Financial Buffer: At checkout, the "financial shock" of starting a new army is mitigated. Loaded Dice has integrated PayPal, Klarna, and Clearpay, allowing the cost of a £300 army to be spread over several months. This contrast effectively turns the four-week wait into a "budget-neutral" planning phase. * Procurement: Once the order is placed, the team in Barry, led by founder Graham Scutt, secures the kits directly. This bespoke model ensures that the retailer isn't restricted by shelf space, but by the actual availability of the manufacturer's global catalogue. * Flexible Fulfilment: Customers can choose "Split Delivery" to receive units as they arrive at the hub (for a small additional fee) or "One Delivery" to receive their entire force in a single shipment. From analytics to army building. The evolution of Loaded Dice into a service-oriented retailer reflects its founder's analytical background. Graham Scutt, an RAF veteran, has previously gained attention in the community for his data-driven approach to gaming, including research into "Argument Impact Scores" in board games and preparations for Warhammer 40,000 11th Edition. By acting as a dedicated intermediary, Loaded Dice is banking on the idea that the "perfect army" is worth the wait. With the added incentive of the April prize draw, the MOAB service is positioned as a strategic choice for those looking to build their next major project with both financial and tactical foresight.
PayPal has launched Payment Links directly within Canva, enabling the platform's 265 million monthly users to accept payments from their designs without external websites or complex e-commerce tools. The integration allows creators and small businesses to add PayPal checkout, including Venmo and PayPal Pay Later, to digital or printed content. The feature addresses growing demand for social commerce, projected to exceed $1 trillion by 2028. Users can generate payment links or QR codes, create customised checkout pages, and accept payments across approximately 200 markets in multiple currencies. The app is available globally through Canva Marketplace. PayPal will showcase the integration at Canva Create on 16 April 2026 in Los Angeles, where it serves as Official Payment Partner.
PayPal brings Payment Links to Canva creators. Rhea-AI Impact Rhea-AI Sentiment (Very Positive) Rhea-AI summary. PayPal (PYPL) announced that PayPal Payment Links is now integrated directly into Canva, enabling 265 million monthly users to add checkout links and QR codes inside designs to accept PayPal, Venmo, and Pay Later across ~200 markets. The integration aims to let creators and small businesses convert designs into payments without building storefronts; the app is available globally through the Canva Marketplace and will be featured at Canva Create on April 16, 2026. Key figures. Canva monthly users: 265 million users Social commerce sales: $1 trillion Canva markets reach: approximately 200 markets +5 more Market reality check. Price: $45.85 Vol: Volume 14,883,008 is at 0... normal vol Peers on argus. PYPL gained 2.18% while key credit/fintech peers were mixed to negative (e.g., S... Historical context. 5 past events · Latest: Mar 26 (Negative) Pattern 5 events Market pulse summary. This announcement embeds PayPal Payment Links directly into Canva's 265 million monthly users, exten... Key terms. qr code, fraud protection, social commerce AI-generated analysis. Not financial advice. 04/09/2026 - 08:00 AM New app integrates PayPal's trusted checkout into Canva, enabling hundreds of millions of creators and small businesses to get paid directly from their designs SAN JOSE, Calif., April 9, 2026 /PRNewswire/ - PayPal today announced that PayPal Payment Links is now available directly in Canva, enabling 265 million monthly users worldwide to turn any design into a checkout experience. By bringing Payment Links to Canva, the global visual communication platform, the integration enables creators, entrepreneurs, and small businesses to easily go from design to payment and accept customers' preferred payment methods through PayPal's trusted global platform. Until now, many creators have had to send customers to external websites or build separate storefronts and manage complex ecommerce tools just to complete a purchase. PayPal Payment Links in Canva bridges that gap by allowing creators to accept payments directly from their designs and turn content into revenue. As global social commerce sales are projected to surpass $1 trillion by 2028,[1] transactions are increasingly happening inside content, conversations, and communities rather than traditional online storefronts. For creators, the ability to turn the content they publish into an integrated revenue stream, regardless of format or channel, is becoming essential to compete and grow. "Today's entrepreneurs are no longer only building traditional storefronts - they are creating profitable businesses in real time through social content, online communities, and direct conversations," said Taira Hall, Senior Vice President and Head of SMB Commercial at PayPal. "By pairing PayPal's trusted global payment infrastructure with Canva's creative workflow, we're reducing the friction between inspiration and income and meeting them at point of need. With PayPal integrated directly in Canva, creators can move seamlessly from creating to getting paid." PayPal Payment Links Enable Canva Users To: * Sell virtually anywhere, instantly. Create a payment link or QR code and add PayPal checkout including PayPal, Venmo, and PayPal Pay Later[2] to digital or printed designs and accept payments across social platforms, email, messaging apps, and in person, with no website required. * Create a simple, professional checkout. Generate a PayPal-hosted payment page and customize with your product images, details, and pricing in just a few clicks. * Build trust and sell globally. Offer customers a familiar way to pay, accept payments in multiple currencies, and reach customers across approximately 200 markets. * Get paid with confidence. Rely on PayPal's trusted global reputation and fraud protection, with trackable receipts and transaction reporting to help you stay organized as you grow. "We're seeing an explosion of creators who want to earn directly from the content they're already sharing, but until now, that's often meant sending people off to another website," said Emily MacDonald, Head of Revenue Platform at Canva. "Whether someone's launching their first product, booking their next clients, or selling at a weekend market, having PayPal Payment Links right inside Canva means you can go from a bold idea to getting paid in just a few clicks, without ever leaving their design." By bringing payments directly into the creative workflow, PayPal and Canva are redefining how creators and modern entrepreneurs monetize their work. The PayPal Payment Links app is available globally through the Canva Marketplace. Learn more and start designing with PayPal Payment Links here. PayPal is the Official Payment Partner of Canva Create on April 16, 2026 at Hollywood Park in Los Angeles, where the new Payment Links app will be featured on the Imagination Stage Presented by PayPal. About PayPal PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. For more information, visit https://www.paypal.com, https://about.pypl.com/ and https://investor.pypl.com/. [1] Statista, Social commerce market size worldwide 2018-2028. [2] Payments using Venmo are only available in the US. PayPal Pay Later is available in eligible markets. SOURCE PayPal Holdings, Inc. Faq. What does the PayPal and Canva integration mean for PYPL users on April 9, 2026? It lets Canva creators accept payments directly inside designs using PayPal Payment Links. According to the company, 265 million monthly users can create PayPal-hosted checkout pages, QR codes, and accept PayPal, Venmo, and Pay Later across roughly 200 markets. How do PayPal Payment Links work inside Canva for sellers and creators? Creators can generate a payment link or QR code and embed it into any design for direct checkout. According to the company, users can customize a PayPal-hosted payment page with images, pricing, and details without needing a separate website or storefront. Will the paypal-canva integration support international payments for PYPL merchants? Yes - the integration supports multi-currency acceptance and global reach across about 200 markets. According to the company, sellers can offer familiar PayPal payment options internationally with fraud protection and trackable receipts to aid reporting. Does the PayPal Payment Links app in Canva accept Venmo and PayPal Pay Later for PYPL transactions? Yes - PayPal Payment Links include PayPal, Venmo, and PayPal Pay Later as checkout options. According to the company, creators can add those payment methods to digital or printed designs and accept payments across social platforms and in person. Where can creators access the PayPal Payment Links app in Canva and when is it being showcased? The app is available globally through the Canva Marketplace for immediate use. According to the company, PayPal will be the Official Payment Partner at Canva Create on April 16, 2026, where the Payment Links app is featured.
PayPal Links on Canva and other digital transactions news briefs from 4/9/26. * PayPal Holdings Inc. said its Payment Links are now available for Canva, a platform that enables users to sell videos, social posts, and presentations. Payment Links, which PayPal launched in September, allow users to receive money via text, email, or social media. * Adyen NV introduced Intelligent Money Movement, which it says is aimed at global businesses looking for faster funds movement, simplified operations, and a real-time view of cash positions. * Merchant processor Paysafe Ltd. has added stablecoin-funding capability for digital wallets in a new service called Pay with Crypto. The service, which embeds the capability directly in Paysafe's platform for online gaming and similar applications, comes through a partnership with digital-asset platform MoonPay. * Visa Inc. introduced Intelligent Commerce Connect, a service aimed at easing the way for businesses that want to sell via AI-enabled commerce. * Deluxe Corp. has agreed to process payments for merchant clients of Washington Trust Bank, based in Spokane, Wash., and manager of more than $10 billion in assets. * Persistent Systems has launched Merchant Risk Management and Fraud Detection technology intended to help financial institutions more accurately detect fraud and cut fraud losses. * Buy now, pay later specialist Klarna AB said it is expanding a relationship with the Douglas Group, a Europe-based beauty retailer, to Italy and Spain. Klarna has been processing for Douglas shops in other markets in Europe. * Nacha, the regulatory body for the automated clearing house network, named Walrus Security as a Nacha Preferred Partner for Account Validation, Fraud Monitoring, and Risk and Fraud Prevention.
PayPal has announced a $400 million investment in 2026 to revive growth in its branded checkout service, which stalled in late 2025. CEO Enrique Lores outlined the plan at the Wolfe FinTech Forum on 10th March, emphasising execution, product investment and monetisation. The company continues to see strong performance from Venmo, which generated $1.7 billion in revenue with 20% growth, whilst its Buy Now, Pay Later business expanded by 20% to reach $40 billion in volume. PayPal reported mid-teens earnings per share growth in 2025. However, transaction margin growth is expected to remain flat in 2026 due to reinvestments. The San Jose-based payments giant operates globally under brands including PayPal, Braintree, Venmo, Xoom and Zettle.