Associate Manager
PhonePe
Associate Manager
PhonePe
Digital payments platform enabling UPI transactions
About the Role
As a core member of the Lending Operations team, the incumbent will be involved in setting up strong operational processes and driving automation right from scratch. This role requires strong stakeholder management skills, a knack for granular details, and the ability to understand complex systems.
Key Responsibilities
Process Setup & Optimization: Set up processes to track, manage, and optimize the end-to-end loan lifecycle, including origination, disbursement, repayments, and collections.
Efficiency Improvement: Identify system-level opportunities to improve the repayment and collections processes to increase overall efficiency
Cross-Functional Strategy: Collaborate with cross-functional teams to implement strategies focused on improving conversion rates and user experience.
Compliance & Control: Review, interpret, and implement regulatory guidelines applicable to the Lending Business. Develop an end-to-end Reconciliation Control process for Lending Operations.
Customer Support & SOPs: Develop and implement feedback mechanisms to continuously improve customer support processes. Set up Standard Operating Procedures (SOPs) for customer-faced issues in coordination with the Customer Support team.
Reporting & Streamlining: Responsible for the management of business reporting and any ad-hoc reporting required. Identify issues and lead process streamlining as required.
Required Qualifications
Education: Preferably B.Tech from a Tier-1 institution OR MBA from a Tier-1/Tier-2 institution
Experience: 2-3 years of Operations background.
Skills: Strong logical and problem-solving skills.
Abilities: Proven ability to evaluate, streamline, and set up scalable processes for the business.
Preferred Skills
Prior experience in the lending vertical operations is preferred.
Ability to thrive at building relationships, influencing cross-functional teams, and collaborating with leadership on strategic execution of key projects.
Agile, highly collaborative approach with impressive communication skills.
PhonePe is a digital payments platform in India that uses the Unified Payments Interface (UPI) to enable fast, secure transfers between bank accounts for individuals and merchants, and it also offers insurance and investment products. Users link their bank accounts in the PhonePe app and make transfers with a few taps, while the company earns through transaction fees, commissions on insurance and investment sales, and merchant partnerships. It stands out by commanding a large share of the UPI market and creating an open transaction ecosystem that combines payments with insurance and investments. Its goal is to broaden digital payments across India, reaching the next billion users and strengthening the country’s financial ecosystem.
Explore more opportunities at PhonePe