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PhonePe

Digital payments platform enabling UPI transactions

Associate Manager - Category Operations

Business OperationsPosted on Nov 11
Full-timeBengaluru, Karnataka, IndiaNo salary listedIn-person

About the Job

Requirements

  • Preferably hold a B.Tech degree from a Tier-1 institution or an MBA from a Tier-1 or Tier-2 institution.
  • Have 2–3 years of operations experience.
  • Demonstrate strong logical and problem-solving skills.
  • Be able to evaluate, streamline, and establish scalable business processes.

Responsibilities

  • Set up processes to track, manage, and optimize the end-to-end loan lifecycle, including origination, disbursement, repayments, and collections.
  • Identify system-level opportunities to improve repayment and collections processes and increase efficiency.
  • Collaborate with cross-functional teams to implement strategies focused on improving conversion rates and user experience.
  • Review, interpret, and implement regulatory guidelines applicable to the lending business.
  • Develop an end-to-end reconciliation control process for lending operations.
  • Develop and implement feedback mechanisms to continuously improve customer support processes.
  • Establish standard operating procedures for customer-facing issues in coordination with the Customer Support team.
  • Manage business reporting and provide ad hoc reports as required.
  • Identify issues and lead process streamlining as required.

Desired Qualifications

  • Prior experience in lending-vertical operations is preferred.
  • Build relationships, influence cross-functional teams, and collaborate with leadership on strategic execution of key projects.
  • Use an agile, highly collaborative approach and demonstrate strong communication skills.

About the Company

PhonePe

Digital payments platform enabling UPI transactions

PhonePe is a digital payments platform in India that uses the Unified Payments Interface (UPI) to enable fast, secure transfers between bank accounts for individuals and merchants, and it also offers insurance and investment products. Users link their bank accounts in the PhonePe app and make transfers with a few taps, while the company earns through transaction fees, commissions on insurance and investment sales, and merchant partnerships. It stands out by commanding a large share of the UPI market and creating an open transaction ecosystem that combines payments with insurance and investments. Its goal is to broaden digital payments across India, reaching the next billion users and strengthening the country’s financial ecosystem.

Company size
10,001+
Company stage
Growth Equity (Venture Capital)
Total funding
$2.5B
Headquarters
Bengaluru, India
Founded
2015

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