Full-Time
Deputy Compliance Officer
Credit Cards
Confirmed live in the last 24 hours
Zeta
1,001-5,000 employees
Cloud-native payment card processing platform
Senior, Expert
Remote in USA
- Bachelor’s degree in law, finance, business management, or a related field
- 8+ years of proven experience in a compliance officer role, with a strong focus on credit card regulations
- Deep knowledge and understanding of all relevant Federal and state laws and regulations, including, the Truth in Lending (Reg Z), the CARD Act, FCRA, Equal Credit Opportunity Act (ECOA), UDAAP, USA Patriot Act Bank Secrecy and Anti-Money Laundering Laws, OFAC, SCRA and MLA as relevant to Credit Cards.
- Legal acumen to comprehend nuances of regulation
- Past experience dealing with regulators and regulatory audits and examinations
- Monitor all credit card operations and ensure they comply with all relevant Federal and state laws and regulations, including, the Truth in Lending (Reg Z), the CARD Act, FCRA, Equal Credit Opportunity Act (ECOA), UDAAP, USA Patriot Act Bank Secrecy and Anti-Money Laundering Laws, OFAC, SCRA and MLA as relevant to Credit Cards.
- Implement and manage an effective Compliance Management System (CMS) for Credit Card Portfolios.
- Maintain a regulatory inventory of all applicable regulations, monitoring changes to these laws and regulations and ensuring timely implementation of necessary changes.
- Serve as the primary point of contact for regulatory agencies concerning credit card compliance matters.
- Develop and maintain policies and procedures aligned with consumer protection and credit card laws, regulations, and processes.
- Create and manage effective remediation plans to audit and examination findings and compliance violations.
Zeta provides a platform for payment card processing that is designed for banks, financial institutions, and fintech companies. Their main product, the Omni Stack, allows clients to easily create and manage digital credit, debit, and prepaid card programs. This platform works by integrating with existing systems through APIs, which helps streamline the payment processing experience. Zeta stands out from competitors by focusing on cloud-native solutions and ensuring compliance with important regulations, which helps build trust with their clients. The company's goal is to make payments seamless and less noticeable for users, moving towards a future where transactions happen effortlessly.
Company Stage
Late Stage VC
Total Funding
$369.6M
Headquarters
San Francisco, California
Founded
2015
6 month growth
↑ 1%1 year growth
↑ 8%2 year growth
↑ 13%
Simplify's Take
What believers are saying
- Embedded finance growth aligns with Zeta's focus on embedded banking solutions.
- Rising demand for API-integrated payment solutions boosts Zeta's platform appeal.
- Focus on financial inclusion supports Zeta's strategy with Sparrow partnership.
What critics are saying
- Increased competition from fintech startups may erode Zeta's market share.
- Data privacy concerns could arise as Zeta expands globally.
- Dependence on key partnerships like Sparrow poses risks if disrupted.
What makes Zeta unique
- Zeta's Omni Stack enables efficient digital card program management for financial institutions.
- The company offers a cloud-native, API-integrated platform for next-gen banking solutions.
- Zeta's partnership with Sparrow targets underserved markets with innovative credit card solutions.
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