Full-Time
Deputy Compliance Officer
Credit Cards
Confirmed live in the last 24 hours
Zeta
1,001-5,000 employees
Cloud-native payment card processing platform
Senior, Expert
Remote in USA
- Bachelor’s degree in law, finance, business management, or a related field
- 8+ years of proven experience in a compliance officer role, with a strong focus on credit card regulations
- Deep knowledge and understanding of all relevant Federal and state laws and regulations, including, the Truth in Lending (Reg Z), the CARD Act, FCRA, Equal Credit Opportunity Act (ECOA), UDAAP, USA Patriot Act Bank Secrecy and Anti-Money Laundering Laws, OFAC, SCRA and MLA as relevant to Credit Cards.
- Legal acumen to comprehend nuances of regulation
- Past experience dealing with regulators and regulatory audits and examinations
- Monitor all credit card operations and ensure they comply with all relevant Federal and state laws and regulations, including, the Truth in Lending (Reg Z), the CARD Act, FCRA, Equal Credit Opportunity Act (ECOA), UDAAP, USA Patriot Act Bank Secrecy and Anti-Money Laundering Laws, OFAC, SCRA and MLA as relevant to Credit Cards.
- Implement and manage an effective Compliance Management System (CMS) for Credit Card Portfolios.
- Maintain a regulatory inventory of all applicable regulations, monitoring changes to these laws and regulations and ensuring timely implementation of necessary changes.
- Serve as the primary point of contact for regulatory agencies concerning credit card compliance matters.
- Develop and maintain policies and procedures aligned with consumer protection and credit card laws, regulations, and processes.
- Create and manage effective remediation plans to audit and examination findings and compliance violations.
Zeta provides a platform for payment card processing that is designed for banks, financial institutions, and fintech companies. Their main product, the Omni Stack, allows clients to easily create and manage digital credit, debit, and prepaid card programs. This platform works by integrating various payment services through APIs, which helps streamline the payment process for users. What sets Zeta apart from its competitors is its focus on embedded banking and its commitment to regulatory compliance, ensuring that their services meet industry standards. The goal of Zeta is to make payments seamless and less noticeable for users, moving towards a future where transactions happen effortlessly.
Company Stage
N/A
Total Funding
$369.6M
Headquarters
San Francisco, California
Founded
2015
6 month growth
↓ -7%1 year growth
↑ 8%2 year growth
↑ 10%
Simplify's Take
What believers are saying
- Zeta's recent $250 million funding round led by SoftBank positions it strongly for future growth and innovation.
- The successful launch and positive reception of Sparrow's credit card program demonstrate Zeta's capability to deliver seamless and user-friendly financial products.
- Partnerships with industry giants like Mastercard further validate Zeta's technology and market potential.
What critics are saying
- The fintech space is highly competitive, with numerous players vying for market share, which could impact Zeta's growth trajectory.
- Reliance on partnerships, such as with Sparrow Financial, means that Zeta's success is partly dependent on the performance and reputation of its partners.
What makes Zeta unique
- Zeta's Tachyon platform offers a fully integrated stack for card processing, mobile app, servicing, and advanced data & analytics, setting it apart from traditional card processors.
- The partnership with Sparrow Financial highlights Zeta's focus on providing modern credit card solutions for underserved and non-prime customers, a niche often overlooked by competitors.
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