Full-Time

Business Capability Platform Architect

Internal Enterprise

Confirmed live in the last 24 hours

Pathward

Pathward

501-1,000 employees

Financial services promoting inclusion and access

Fintech
Financial Services

Compensation Overview

$119.4k - $220.5kAnnually

+ Annual Performance-Based Incentive

Senior, Expert

United States

Hybrid remote-office company.

Category
Backend Engineering
FinTech Engineering
Software Engineering
Required Skills
Microsoft Azure
AWS
Requirements
  • Minimum 15 years of varied experience implementing all aspects of solution architecture designing scalable, secure, highly available, and fault tolerant technology solutions.
  • Hands-on experience in application development, integration, information management, infrastructure, and information security domains.
  • At least 10 years of specializing in implementing, migrating, refactoring enterprise applications for Accounting, Finance, HCM, Payroll, Benefits, and Legal departments.
  • At least 5 years of industry experience in Commercial or Retail Banking Industry. Comparable domain experience will also be considered.
  • Proven success in planning, influencing, and leading architecture initiatives across IT and business organizations and teams.
  • Prior experience transitioning from traditional on-premises solutions to AWS.
  • Practical experience strategizing and implementing business solutions and platforms using AWS.
  • Experience implementing Workday ERP is a plus.
  • Bachelor’s degree in information systems or an equivalent program is required.
  • Master’s degree in information systems is advantageous.
Responsibilities
  • Drive the architectural effectiveness of business capability-related initiatives within the organization.
  • Own maintenance of the current state architecture while envisioning future state architecture aligned with product objectives.
  • Develop technology roadmaps to smoothly transition from the current state to the desired future state.
  • Architect solutions that address specific business capabilities and non-functional requirements.
  • Designs solutions to advance and optimize the enterprise infrastructure.
  • Evaluates technology, market trends and industry plus identify prospective impact on business.
  • Promotes architecture process and results to organization inclusive of business leaders and enterprise information technology.
  • Provide technical leadership and guidance to development teams. Collaborate with cross-functional teams to ensure architectural best practices and standards.
  • Collaborate closely with senior business and technology leaders, including product management, business, engineering, and operations.
  • Align business and technology strategy, ensuring seamless communication across multiple levels within the organization.
  • Develop architecture roadmap on basis of IT strategies and business requirements.
  • Define and establish technical strategies, standards, and guidelines in collaboration with other architects.
  • Create logical architecture diagrams to support large, complex, and cross-capability area initiatives.
  • Understand the business domains and their relationship to core business processes, capabilities, and enabling technology platforms at an enterprise level.
  • Demonstrate a solid understanding of cloud-based platforms and technologies. Familiarity with AWS and Azure is essential.
  • Stay informed about modern architecture designs and technology trends. Be able to apply these insights to architectural decisions.
  • Recognize the strengths and weaknesses of various architectural patterns and their practical applications.
  • Knowledge of platforms and use cases specific to the banking services industry is a strong advantage.
  • Knowledge of platforms and use cases for the financial services industry a strong plus.

Pathward promotes financial inclusion for individuals and businesses by offering a variety of financial services. Operating in the fintech sector, it uses technology to enhance financial solutions. Pathward provides services such as Banking as a Service (BaaS), payment processing, credit solutions, tax solutions, and commercial finance options, catering to small and medium-sized businesses and individuals lacking access to traditional banking. Unlike many competitors, Pathward focuses on a purpose-driven approach, helping clients navigate their financial journeys despite economic challenges. The company generates revenue through fees, interest, and service charges from its tailored financial services, including working capital loans and insurance premium finance. Pathward's goal is to empower clients to achieve financial stability and growth.

Company Stage

IPO

Total Funding

N/A

Headquarters

Sioux Falls, South Dakota

Founded

1954

Growth & Insights
Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
Simplify Jobs

Simplify's Take

What believers are saying

  • Pathward's recent Great Place To Work certification indicates a positive workplace culture, which can attract top talent and improve employee retention.
  • The expansion of Pathward's product suite for financial institutions can drive growth by offering enhanced services to small and midsized banks and credit unions.
  • Strategic partnerships, such as with TabaPay for faster money movement solutions, enhance Pathward's service offerings and market reach.

What critics are saying

  • The highly competitive fintech market requires continuous innovation and differentiation to maintain market share.
  • Macroeconomic factors like inflation and potential economic downturns could impact Pathward's revenue and growth prospects.

What makes Pathward unique

  • Pathward's focus on financial inclusion sets it apart in the fintech sector, targeting underserved individuals and businesses who lack access to traditional banking services.
  • The company's comprehensive suite of financial solutions, including Banking as a Service, payment processing, and commercial finance, offers a one-stop-shop for clients, reducing the need for multiple third-party services.
  • Pathward's commitment to purpose-driven financial empowerment and its ability to adapt to changing economic conditions provide a unique value proposition in a highly competitive market.

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