Full-Time

Staff Product Manager

Data & Platform

Kard

Kard

51-200 employees

Loyalty rewards API platform for partners

Compensation Overview

$160k - $190k/yr

Remote in USA

Remote

Must be available during U.S. core business hours and willing to travel for company meetings.

Category
Product (1)
Required Skills
Kubernetes
Data Science
Product Management
Machine Learning
Data Engineering
A/B Testing
AWS
Terraform
Data Governance
Databricks

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Responsibilities
  • Set and communicate a coherent strategy for Kard’s data and platform capabilities, turning company direction into focused bets that balance new products with platform leverage.
  • Lead collaborative shaping with engineering, data, and business partners through Kard’s Shape Up process; clarify outcomes, appetite, risks, evidence, and measures of success.
  • Turn transaction data, ML, and platform capabilities into products and business opportunities, including consumer, merchant, and location intelligence; targeting; marketer insights; and new applications of transaction intelligence.
  • Advance the intelligence behind Kard’s offer platform, including personalization, merchant and location understanding, contextual decisioning, experimentation, and lift measurement across batch and real-time systems.
  • Define reusable capabilities for offer decisioning, delivery, matching, measurement, and partner integrations; partner with customer-facing product managers on product definitions and end-to-end outcomes.
  • Treat Kard’s data and developer platforms as products: understand technical users, expand self-service, reduce friction, and measure business impact, quality, trust, reliability, and speed.
Desired Qualifications
  • Experience leading technically complex data, machine learning, or platform products across multiple teams.
  • A record of turning data or foundational technology into measurable customer and commercial value.
  • Working fluency across data platforms, quality and governance, machine learning lifecycles, batch and real-time serving, application programming interfaces, cloud infrastructure, and developer platforms, with the ability to go deep without replacing engineering leadership.
  • Fluency in experimentation and measurement, including A/B testing, lift or incrementality, and partnership with data scientists.
  • Strong discovery and shaping skills with technical users and business stakeholders, and the ability to validate needs directly with external customers.
  • Understanding of marketplace economics and marketer outcomes, and how targeting, relevance, measurement, and incentives create value; direct adtech experience is not required.
  • The influence and judgment to align executives, leaders, and individual contributors; challenge assumptions constructively; make tradeoffs explicit; and commit to shared direction.
  • Entrepreneurial judgment paired with durable thinking about scale, security, privacy, and compliance.
  • Commitment to fostering an inclusive work environment and actively contributing to team growth and cohesion.
  • U.S. core business hours availability and willingness to travel for company meetings.
  • Experience in commerce media, card-linked offers, loyalty, fintech, adtech, or another transaction-intensive marketplace.
  • Experience building marketer-facing insights, audience, measurement, or analytics products from first-party data.
  • Experience with machine learning personalization, recommendations, merchant or location intelligence, entity resolution, or real-time decisioning.
  • Experience with modern data or platform technologies such as Databricks, dbt, AWS, Kubernetes, and Terraform, especially at enterprise or regulated scale.

Kard provides a rewards-as-a-service API platform that lets partners such as neobanks and financial institutions offer tailored loyalty rewards to their customers. Through Kard's APIs, businesses can design, manage, and deploy customized rewards programs without building them in-house. The platform handles the reward economics, merchant network, and redemption logic, so partners can offer relevant benefits while Kard takes care of the backend integration and program orchestration. Kard is different from competitors by focusing on a scalable API-driven solution that helps partners quickly expand their merchant networks and tailor rewards to each customer segment, rather than offering a one-size-fits-all loyalty product. The company's goal is to help businesses deepen customer engagement and retention through flexible, easily integrated loyalty programs that can grow with the partner's ecosystem.

Company Size

51-200

Company Stage

Growth Equity (Venture Capital)

Total Funding

$42M

Headquarters

New York City, New York

Founded

2015

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Simplify Jobs

Simplify's Take

What believers are saying

  • Citi announced Kard acquisition on August 13, 2026, exposing Kard to 70 million cardmembers.
  • Kard signed Vervent on April 1, 2026, expanding merchant-funded rewards into traditional finance.
  • Trinity Capital committed $15 million, signaling lender confidence in Kard's commerce media growth.

What critics are saying

  • Citi can absorb Kard's merchant relationships and talent after closing, commoditizing the standalone brand.
  • Cardlytics and rival rewards networks pressure pricing, especially after Cardlytics launched CRP in May 2025.
  • If Citi's closing drags or antitrust scrutiny rises, Kard's employees and partners will churn.

What makes Kard unique

  • Kard sells issuer-integrated, merchant-funded rewards with first-party transaction data and predictive AI.
  • Kard maintains exclusive partnerships across 40-plus fintech and modern issuer partners.
  • Kard built an independent commerce media network before Citi announced its acquisition, August 13 2026.

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Benefits

Unlimited Paid Time Off

Paid Holidays

Health Insurance

Dental Insurance

Vision Insurance

401(k) Retirement Plan

401(k) Company Match

Home Office Stipend

Growth & Insights and Company News

Headcount

6 month growth

1%

1 year growth

0%

2 year growth

0%
Yahoo Finance
Aug 13th, 2026
Citi acquires commerce media platform Kard to deliver personalised rewards to 70M cardmembers

Citi's US Consumer Cards business has agreed to acquire Kard Financial, a commerce media and rewards platform that helps banks and fintechs deliver personalised offers through verified transaction data and merchant-funded rewards. The acquisition aims to combine Citi's scale and payments expertise with Kard's machine learning-powered technology and merchant relationships to enhance customer engagement and create new opportunities for brands to reach consumers. Kard operates a platform that connects financial institutions and merchants through a network of leading fintechs, banks and neobanks. The company's founder and chief executive, Ben Mackinnon, said the deal would allow Kard to extend its services to Citi's 70 million cardmembers. Transaction terms were not disclosed. The deal is subject to customary closing conditions.

PR Newswire
Oct 21st, 2025
Trinity Capital Inc. Provides $15 Million in Growth Capital to Kard, Accelerating Growth of Its Commerce Media Network

/PRNewswire/ -- Trinity Capital Inc. (Nasdaq: TRIN) (the "Company"), a leading alternative asset manager, today announced the commitment of $15 million in...

StockTitan
Oct 21st, 2025
Trinity Capital Invests $15M in Kard

Trinity Capital Inc. (Nasdaq: TRIN) has announced a commitment of $15 million in growth capital to Kard Financial, Inc. This funding aims to accelerate the growth of Kard's commerce media network, which supports fintechs and financial institutions in enhancing usage, loyalty, and engagement through merchant-specific rewards.

FinSMEs
May 2nd, 2022
Kard Raises $23M In Series A Funding

Kard, a New York-based provider of an API service that connects modern card issuers to brands, raised $23M in Series A funding. The round was led by Tiger Global, with participation from Fin Capital, s12f, and Underscore VC. The company intends to use the funds to expand its merchant network and product suite, as well as [] The post Kard Raises $23M in Series A Funding appeared first on FinSMEs.

VCNewsDaily
May 1st, 2022
Kard Collects $23M Series A

NEW YORK, NY, Kard, a rewards platform, has raised a $23M Series A round led by Tiger Global Management.