AIG

AIG

Global insurer underwriting policies and investments

Commercial Underwriting Office Analyst

Full-TimeDeadline 10/31/26
$62.5k - $83.4k/yr
Entry
Bachelor's, Master's
New York, NY, USA+1 more

More locations: Atlanta, GA, USA

Hybrid

At least four days per week in the office is required.

Company Historically Provides H1B Sponsorship

About the job

Requirements
  • A Bachelor's or Master's degree to be received no later than June 2027.
  • Availability to start the program on July 26, 2027.
  • Ability to work in the office at least four days per week.
  • Strong written and verbal communication skills, with the ability to communicate effectively in a professional environment.
  • Demonstrated analytical, problem-solving, and organizational skills, with strong attention to detail.
  • Ability to collaborate effectively, manage multiple priorities, and adapt in a fast-paced, team-oriented environment.
Responsibilities
  • Support risk assessments to identify and evaluate operational, safety, property, and liability exposures.
  • Analyze data, industry trends, and potential loss drivers to support risk evaluation and mitigation strategies.
  • Partner with underwriters and clients to provide technical insights that inform risk selection and improve risk quality.
  • Support initiatives focused on loss prevention, resilience, and business continuity.
  • Support underwriting analysis, risk assessments, and portfolio reviews across Casualty businesses.
  • Analyze portfolio performance, loss trends, market developments, and emerging risks to inform underwriting decisions.
  • Partner with underwriting teams and business stakeholders on growth, profitability, and portfolio strategies.
  • Support underwriting guidelines, governance, and best practices that promote underwriting excellence.
  • Support the design and delivery of learning programs that build technical underwriting, business, and leadership capabilities.
  • Assist with onboarding and development initiatives for underwriting professionals, including early-career talent.
  • Partner with business leaders and subject matter experts to identify learning needs and develop relevant training solutions.
  • Support learning effectiveness, professional development, and continuous improvement initiatives.
Desired Qualifications
  • Preferred majors include Risk Management & Insurance, Finance, Economics, Business, Engineering, Data Analytics, Human Resources, Organizational Development, Industrial-Organizational Psychology, or a related field.
  • Interest in commercial insurance, underwriting, risk management, or underwriting talent and capability development.
  • Ability to interpret data, trends, and business information and translate findings into meaningful insights or recommendations.
  • Demonstrated curiosity and interest in learning about complex risks, business operations, and the commercial insurance industry.
  • Proficiency with Microsoft Office, particularly Excel and PowerPoint, with an interest in using data and technology to support business decisions.
  • Previous internship, academic project, leadership, or relevant work experience in insurance, risk management, engineering, analytics, business, or learning and development.

About the company

AIG is a global insurer offering life, retirement, and commercial insurance for individuals and businesses. Customers pay premiums in exchange for coverage; AIG underwrites policies, pays claims, and invests premium income to earn returns, with a focus on risk assessment and data security. It stands out with a broad global presence and a diversified portfolio that includes Corebridge Financial, a subsidiary focused on retirement planning. Its goal is to help clients manage risk, protect assets, and achieve long-term financial security through comprehensive insurance and retirement solutions.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1919

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Simplify's Take

What believers are saying

  • Q2 2026 underwriting income rose 10% to $686 million despite softer revenue.
  • AIG returned $904 million in Q2 2026, including $641 million in buybacks.
  • August 6, 2026 dividend rose to $0.50; book value reached $77.39.

What critics are saying

  • Cantor Fitzgerald warned in July 2026 that commercial pricing softened after seven strong years.
  • AIG’s large-account commercial book faces margin pressure as competitors chase accounts.
  • A major catastrophe or reserve shock can erase equity and constrain capital returns within one quarter.

What makes AIG unique

  • AIG’s property-and-casualty pivot finished with Corebridge exit on May 7, 2026.
  • Eric Andersen and Peter Zaffino preserved continuity through the June 1, 2026 handoff.
  • AIG’s Parametric Cloud Outage Solution with Parametrix launched August 13, 2026.

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Benefits

Health, dental, & vision coverage

Flexible Spending Accounts (FSA)

401(k)

PTO

Commuter Expense Reimbursement Account

Company News

Kalkine Media
Sep 25th, 2026
AIG closes $1.3B dual-tranche euro senior note offering with 2031 and 2036 maturities

American International Group has completed a €1.125 billion euro-denominated senior note offering in two tranches. The company issued €625 million in 4.250% notes due 2031 and €500 million in 4.750% notes due 2036, both closing on 24 September 2026. The underwriting agreement, executed on 15 September, included Deutsche Bank AG London Branch, J.P. Morgan Securities, BNP Paribas, and Citigroup Global Markets as lead underwriters. The Bank of New York Mellon serves as trustee for both tranches. Sullivan & Cromwell provided a legal opinion confirming the validity of the notes. AIG filed the details with the SEC in a Form 8-K on 24 September.

Yahoo Finance
Sep 8th, 2026
Big Short' investor Steve Eisman backs AIG as analyst calls insurer 'really, really cheap

Steve Eisman, the investor known from "The Big Short", has disclosed that he owns shares in American International Group. His comments came during a podcast discussion with Cantor Fitzgerald analyst Ryan Tunis, who rates AIG as "really, really cheap". Tunis upgraded AIG to Overweight in July with a price target of $92, later trimmed to $90. This implies approximately 18% upside from the stock's recent $76.21 close, near its book value of $77.39 per share. The analyst highlighted AIG's restructuring efforts and improved underwriting operations. The insurer reported $686 million in second-quarter underwriting income, up 10% year-on-year. However, Tunis cautioned that the commercial insurance market is softening after seven years of strong pricing power. He noted that AIG's heavy exposure to large corporate accounts could face pressure as competitors chase business on price.

Yahoo Finance
Aug 16th, 2026
AIG launches parametric cyber cover for US cloud outage risks with Parametrix

American International Group has launched a parametric cloud outage cyber insurance product for US clients, developed with Parametrix. The solution covers business interruption risks from third-party cloud and software service provider outages. Claims are based on predefined outage triggers and external monitoring data, designed to accelerate the claims process. The product targets US businesses heavily reliant on cloud infrastructure and software platforms. AIG, a US insurance company with a market capitalisation of approximately $39.8 billion, aims to compete for larger cyber and professional liability programmes where cloud downtime recovery is crucial. The launch aligns with the company's focus on digitalisation and specialised products. Investors should monitor upcoming quarterly disclosures for cyber or parametric premium volumes and client uptake commentary to assess the product's market traction.

Yahoo Finance
Aug 12th, 2026
AIG Q2 revenue misses forecasts at $7.11B despite profit beat

AIG reported second-quarter revenue of $7.11 billion, missing analyst estimates of $7.27 billion despite 3.9% year-on-year growth. However, the insurance giant's non-GAAP earnings per share of $2 beat expectations by 3.7%. The revenue shortfall stemmed from deliberate contraction in North American property portfolios as management prioritised risk-adjusted returns amid increasing market competition. CEO Eric Andersen highlighted strong performance in accident and health products and high net worth personal lines. AIG is deploying artificial intelligence platforms to improve underwriting and claims processing whilst targeting expense ratio reductions below 30% by 2027. The company announced an acquisition of Everest Insurance's Colombia operations to expand in Latin American markets. Management maintains focus on balancing growth with profitability through disciplined underwriting and selective portfolio expansion.

Yahoo Finance
May 26th, 2026
AIG shares slip 9% YTD despite generating $3.2B net income, trading 10.9% below fair value

American International Group (AIG) shares currently trade at $77.05, down 9% year to date despite rising 3% over the past month. The stock has delivered a 50.4% total shareholder return over three years. The most popular valuation narrative suggests AIG is 10.9% undervalued, with a fair value of $86.45. This assessment relies on the company's digitalisation and artificial intelligence initiatives across underwriting and claims, which could enhance operational efficiency and margins. AIG generated $26.7 billion in revenue and $3.2 billion in net income. However, the stock trades at 12.9 times earnings, above both the US insurance industry average of 11.3 times and its own fair ratio of 12.7 times. Key risks include climate exposure and claims inflation potentially pressuring margins.