W

Wells Fargo

Nationwide banking and financial services

Personal Banker

Full-TimeDeadline 10/30/26
No salary listed
Junior
Smyrna, TN, USA
In Person
Finance & BankingRetail & Commercial Banking
No H1B Sponsorship

About the job

Requirements
  • At least 6 months of experience interacting with customers, or equivalent demonstrated through work experience, training, military experience, or education.
  • Ability to work a schedule that includes Saturdays.
  • SAFE registration is required at the time of employment; Wells Fargo will initiate the process after the start date. Loan Originators must meet LO/CFPB requirements and comply with Wells Fargo policies concerning financial responsibility, character, fitness, and criminal background. A credit report may be reviewed, excluding the credit score, and additional ongoing screening may apply.
Responsibilities
  • Build lasting customer relationships through proactive conversations that support financial well-being and deepen engagement.
  • Lead discovery-driven conversations to understand customer needs and connect customers with relevant banking products, services, and solutions.
  • Identify opportunities, promote solutions, and make appropriate referrals to meet customer and business goals.
  • Support everyday banking needs, including opening new accounts, handling service requests, and processing credit applications.
  • Handle cash and perform teller-line activities, processing transactions accurately while maintaining compliance and operational standards.
  • Use and adopt digital tools and technologies to enhance customer experience and support evolving banking needs.
  • Deliver accurate, compliant service while exercising sound judgment within defined risk controls.
  • Collaborate with branch teammates to coordinate handoffs to licensed bankers or other specialists, connecting customers to the appropriate expertise.
  • Flex between cash-handling and customer-banking activities to support branch operations, with an emphasis on service through account openings and ongoing account support.
Desired Qualifications
  • Prior experience in financial services or a highly regulated, customer-facing role, with comfort following structured processes and meeting accuracy and service expectations.
  • Experience building trust-based customer relationships through active listening, follow-up, and consistent engagement.
  • Comfort initiating outreach by phone, email, or other channels to strengthen relationships and identify opportunities to support customer needs.
  • Comfort using digital tools and technology, with the ability to learn new systems quickly and guide customers in adopting capabilities that enhance their banking experience.
  • Ability to identify customer needs and connect customers with appropriate solutions, including referrals when additional expertise is needed.
  • Ability to collaborate with teammates and partners to resolve needs and deliver a seamless customer experience.
  • Ability to follow policies and regulations while identifying and escalating risk concerns.

About the company

Wells Fargo provides banking, investment, and payment services to individuals, businesses, and institutions. Its products include checking and savings accounts, loans, credit cards, wealth management, and payments, accessible through branches, online and mobile platforms, and full payment rails. The company combines a wide national footprint with a long history and a business model that integrates banking, investment, and payments, supported by a large network of branches and ATMs. Its goal is to help customers manage money, grow wealth, and move funds safely and reliably.

Company Size

10,001+

Company Stage

IPO

Headquarters

San Francisco, California

Founded

1851

Get referred to Wells Fargo

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • July 2026 second-quarter revenue rose 9% to $22.6 billion, beating estimates.
  • July 2026 investment banking fees jumped 35% to $939 million, showing capital-markets momentum.
  • 2026 card accounts grew 20% and commercial loans 12%, expanding fee and interest income.

What critics are saying

  • January 2026 severance costs hit $612 million after 5,600 layoffs, signaling ongoing restructuring.
  • CFPB’s 2022 $3.7 billion order keeps auto, mortgage, and deposit misconduct damage alive.
  • One OCC AML enforcement action remains; another control failure triggers fresh penalties and leadership scrutiny.

What makes Wells Fargo unique

  • June 2025 Fed lifted Wells Fargo’s $1.95 trillion asset cap, restoring balance-sheet growth.
  • May 2026 Advisor Gateway gave 200-plus tools and BlackRock Aladdin analytics to wealth advisors.
  • Wells Fargo still owns a top-tier U.S. branch franchise and $2.2 trillion wealth platform.

Help us improve and share your feedback! Did you find this helpful?

Benefits

  • Health Insurance
  • 401(k) Retirement Plan
  • Paid Vacation
  • Paid Sick Leave
  • Parental Leave
  • Disability Insurance
  • Life Insurance
  • Tuition Reimbursement
  • Commuter Benefits
  • Adoption Assistance

Company News

Yahoo Finance
Oct 29th, 2026
Wells Fargo shifts AI agent liability to customers on November 24, three days before Black Friday

Apple's $299 HomeView ships in the US on November 13, and Wells Fargo's updated Online Access Agreement takes effect November 24. Black Friday falls three days later, on November 27. Section 15 of the Wells Fargo agreement deems any instruction an AI agent executes as authorised by the customer, without further verification. It says use of an AI agent is "AT YOUR OWN RISK," and the bank does not monitor agent activity. The bank may limit, suspend, or terminate agent access at any time. Merchants look unprepared. An October 24 analysis found 11% of small and mid-sized merchants and 19% of large merchants agent-ready. Among consumers, 58% research with AI, but only 17% are comfortable letting it complete a purchase. HomeView remains unavailable in the EU.

Group Africa Publishing Limited
Oct 27th, 2026
Arevon Adds $120M Tax Equity for Big Muddy Solar, Bringing Announced Financing to $303M

Arevon adds $120M in tax equity for Illinois’ Big Muddy Solar, bringing announced financing to $303M as year-end operations approach.

MarketScreener
Oct 26th, 2026
Phillips Edison & Company Closes $350 Million Three-Year Unsecured Term Loan

CINCINNATI, Oct. 26, 2026 -- Phillips Edison & Company, Inc. , one of the nation’s largest owners and operators of high-quality, grocery-anchored neighborhood shopping centers, today announced...

Airline Economics Ltd
Oct 26th, 2026
AAR expands revolving credit facility to $1.38bn, extends maturity to 2031

AAR has increased commitments under its unsecured revolving credit facility by $550 million to $1.375 billion and extended its maturity from December 2027 to October 2031.

Yahoo Finance
Oct 23rd, 2026
Wells Fargo names Kleber Santos sole consumer bank chief as Van Beurden shifts to AI

Wells Fargo has named Kleber Santos sole chief executive of its consumer banking and lending business. Saul Van Beurden, formerly co-chief executive of that segment, moves to a full-time artificial intelligence (AI) role. Both appointments take effect immediately. Santos will oversee consumer deposits, credit cards, business banking, and auto lending. Van Beurden will focus on scaling AI adoption across the bank, including deepening its work with AI firms. "Kleber and Saul have built strong momentum in both areas, and having each focus fully on these priorities will help us accelerate that progress," chief executive Charlie Scharf said. Wells rose to No. 5 globally and No. 3 in the US on the Evident AI index for banks.