Branch International
Digital banking with wallet and loans
Associate – Finance
About the job
- Chartered Accountant, Bachelor's or Master's degree in Finance, or Semi Qualified Chartered Accountant.
- One to two years of accounting experience in a similar position.
- Hands-on Microsoft Excel skills with strong analytical capabilities.
- Fluent spoken and written English.
- Ability to manage multiple tasks with attention to detail and reliability.
- Ability to work collaboratively with internal teams; limited coordination across time zones may be required.
- Review and process vendor invoices, ensuring accuracy, completeness, and adherence to approval workflows.
- Perform two-way or three-way matching of purchase orders, invoices, and receipts where applicable.
- Support vendor onboarding, master data maintenance, and documentation validation.
- Investigate invoice discrepancies, payment exceptions, and vendor queries in a timely manner.
- Prepare and record journal entries to support a timely month-end close using NetSuite ERP.
- Analyze monthly balance sheet reconciliations for assigned accounts and investigate discrepancies or aged open items.
- Record cash and expense transactions, ensuring accurate and consistent categorization.
- Coordinate with internal teams to ensure accurate expense allocation and vendor accounting.
- Support timely payment and compliance of statutory dues, including preparation of required data and coordination.
- Assist with accrual calculations, vendor documentation review, and contract-related accounting support.
- Support preparation of monthly financial and management reports.
- Support external audits, including preparation of schedules and responding to data requests.
- Ensure adherence to internal controls, approval workflows, and process compliance requirements.
- Understanding of SQL or Python is an added advantage.
About the company
Branch International offers digital banking services through a single Branch wallet in emerging markets. It provides instant loans, money transfers, bill payments, savings, and high-yield investments, plus a debit card in Nigeria, all accessible via a mobile app without traditional bank branches or paperwork. The platform uses machine learning and mobile technology to evaluate credit, process transactions, and deliver services efficiently, enabling users to send and receive money, pay bills, save, and invest with relatively straightforward fees. What sets Branch apart is its focus on the unbanked and underbanked in emerging markets, delivering a bundled, fee-transparent experience with no hidden charges for transfers and broad accessibility through a mobile-first approach. The company's goal is to digitize financial services for people who lack easy access to traditional banks, making everyday banking simple, reliable, and affordable through a single digital platform.
Company Size
201-500
Company Stage
Late Stage VC
Total Funding
$259.7M
Headquarters
San Francisco, California
Founded
2015
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Simplify's Take
What believers are saying
- Branch reported roughly $30 million profit in 2025 and strong cash reserves.
- Intron's 2026 voice-agent rollout improved after-hours collections and recovered ₦1.2 million weekly.
- Branch kept launching India partnerships and hires in 2026, signaling continued expansion.
What critics are saying
- Branch cut Nigeria and Kenya staff in May 2026 despite claiming $30 million profit.
- Mobile lenders like WorkIndia partners and local neobanks compress Branch's credit distribution advantage.
- A sustained delinquency spike in Nigeria or Kenya can destroy its lending economics fast.
What makes Branch International unique
- Branch runs regulated lending and banking entities in India, Kenya, Nigeria, and Tanzania.
- Branch launched a Nigeria debit card in 2026, combining payments and ATM withdrawals.
- Branch's app unifies loans, savings, transfers, bills, and investments for underbanked users.
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Benefits
Health Insurance
Hybrid Work Options
Paid Vacation
Parental Leave
Home Office Stipend
Professional Development Budget
Company Social Events
Unlimited Paid Time Off
Growth & Insights and Company News
6 month growth
↑ 1%1 year growth
↑ 0%2 year growth
↑ 1%Digital finance platform, Branch International, is collaborating with Intron to personalise after-hours outbound engagement, improving responsiveness and customer experience using Sahara CX Intelligence - advanced low-latency human-like conversational voice agents.
In 2019, Branch announced its Series C and garnered more than $100M in funding with investments from leading Silicon Valley firms, including Andreessen Horowitz, Trinity Capital, Foundation Capital, Visa, and the International Finance Corporation (IFC).
Leading digital finance app, Branch International,announced the appointment of Dayo Ademola as Managing Director in Nigeria,effective immediately.
India-based blue-collar job startup WorkIndia has announced a long-touted strategic partnership with Branch International, a non-bank financial company (NBFC) with operations across the globe.
Branch International, a personal finance company with a strong presence in India, Nigeria, Kenya, and Tanzania, is excited to announce the appointment of Krishna Priya as the head of people operations for its operations in India.