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Full-Time

Senior Data Analytics Engineer

Confirmed live in the last 24 hours

Step Mobile

Step Mobile

51-200 employees

Fintech startup for youth banking services

Consulting
Fintech
Financial Services
Education

Senior, Expert

Palo Alto, CA, USA + 1 more

Category
Data Analysis
Data Engineering
Data & Analytics
Required Skills
Mixpanel
Data Science
SQL
Tableau
Looker
Data Analysis
Requirements
  • 8+ years experience in analytics engineering.
  • Experience building data pipelines, transformations and data modeling.
  • Strong command of SQL and one or more modern programming languages.
  • Experience with data visualization tools like Looker, Mixpanel, Tableau, etc.
  • Ability to communicate clearly with both technical and non-technical audiences.
  • Excellent data analysis skills.
  • Bias towards simple solutions that work.
  • Self-starter and able to work autonomously.
Responsibilities
  • Support all cross-functional teammates for end-to-end analysis on key initiatives.
  • Design and build dashboards to track business, product, and risk metrics.
  • Perform adhoc analysis to understand business and customer trends.
  • Design, create and maintain data transformations to produce reusable and efficient datasets for data analytics and data science use cases.
  • Create reusable code artifacts to enable, accelerate and improve the work of data analysts.
  • Model, create and maintain data in our self-serve BI tools.
  • Design, create and maintain data pipelines.
  • Create reusable query and visualization components in our BI tools.
  • Design and implement tools to ensure data quality and freshness.

Step Mobile provides banking services aimed at helping individuals under 18 build a positive credit history. Their main product is a secured Visa Credit Building Card, which allows users to establish credit before adulthood, along with a savings account offering a 5.00% interest rate. Users can also invest in fractional shares of stocks, ETFs, and bitcoin with no commission fees. The company operates on a subscription model, charging $99 per year, and aims to make banking and investing accessible for younger audiences.

Company Stage

Series C

Total Funding

$491.3M

Headquarters

Palo Alto, California

Founded

2018

Growth & Insights
Headcount

6 month growth

3%

1 year growth

2%

2 year growth

12%
Simplify Jobs

Simplify's Take

What believers are saying

  • The launch of the Step Black Visa Signature® card and a 5% savings account rate positions Step Mobile as a competitive player in the fintech market.
  • Securing $300 million in debt funding allows Step Mobile to accelerate growth and expand its product offerings, including crypto investing and financial literacy programs.
  • The company's innovative approach to credit building and high-yield savings accounts can attract a loyal customer base from a young age, fostering long-term growth.

What critics are saying

  • The collapse of Synapse highlights the vulnerability of fintech companies to third-party risks, which could impact Step Mobile's operations if a similar situation arises.
  • The competitive landscape in fintech, with giants like Apple entering the high-yield savings market, could pressure Step Mobile to continuously innovate to maintain its edge.

What makes Step Mobile unique

  • Step Mobile focuses on helping individuals under 18 build a positive credit history, a niche market often overlooked by traditional banks.
  • The company's partnership with Visa and Evolve Bank & Trust ensures robust fraud protection and FDIC insurance, enhancing user trust and security.
  • Step Mobile's offering of fractional shares and cryptocurrency investments with no commission fees makes investing accessible to younger and less affluent users.