Full-Time
Senior Data Analytics Engineer
Confirmed live in the last 24 hours
Step Mobile
51-200 employees
Fintech startup for youth banking services
Senior, Expert
Palo Alto, CA, USA + 1 more
- 8+ years experience in analytics engineering.
- Experience building data pipelines, transformations and data modeling.
- Strong command of SQL and one or more modern programming languages.
- Experience with data visualization tools like Looker, Mixpanel, Tableau, etc.
- Ability to communicate clearly with both technical and non-technical audiences.
- Excellent data analysis skills.
- Bias towards simple solutions that work.
- Self-starter and able to work autonomously.
- Support all cross-functional teammates for end-to-end analysis on key initiatives.
- Design and build dashboards to track business, product, and risk metrics.
- Perform adhoc analysis to understand business and customer trends.
- Design, create and maintain data transformations to produce reusable and efficient datasets for data analytics and data science use cases.
- Create reusable code artifacts to enable, accelerate and improve the work of data analysts.
- Model, create and maintain data in our self-serve BI tools.
- Design, create and maintain data pipelines.
- Create reusable query and visualization components in our BI tools.
- Design and implement tools to ensure data quality and freshness.
Step Mobile provides banking services aimed at helping individuals under 18 build a positive credit history. Their main product is a secured Visa Credit Building Card, which allows users to establish credit before adulthood, along with a savings account offering a 5.00% interest rate. Users can also invest in fractional shares of stocks, ETFs, and bitcoin with no commission fees. The company operates on a subscription model, charging $99 per year, and aims to make banking and investing accessible for younger audiences.
Company Stage
Series C
Total Funding
$491.3M
Headquarters
Palo Alto, California
Founded
2018
6 month growth
↑ 3%1 year growth
↑ 2%2 year growth
↑ 12%
Simplify's Take
What believers are saying
- The launch of the Step Black Visa Signature® card and a 5% savings account rate positions Step Mobile as a competitive player in the fintech market.
- Securing $300 million in debt funding allows Step Mobile to accelerate growth and expand its product offerings, including crypto investing and financial literacy programs.
- The company's innovative approach to credit building and high-yield savings accounts can attract a loyal customer base from a young age, fostering long-term growth.
What critics are saying
- The collapse of Synapse highlights the vulnerability of fintech companies to third-party risks, which could impact Step Mobile's operations if a similar situation arises.
- The competitive landscape in fintech, with giants like Apple entering the high-yield savings market, could pressure Step Mobile to continuously innovate to maintain its edge.
What makes Step Mobile unique
- Step Mobile focuses on helping individuals under 18 build a positive credit history, a niche market often overlooked by traditional banks.
- The company's partnership with Visa and Evolve Bank & Trust ensures robust fraud protection and FDIC insurance, enhancing user trust and security.
- Step Mobile's offering of fractional shares and cryptocurrency investments with no commission fees makes investing accessible to younger and less affluent users.