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Wells Fargo

Nationwide banking and financial services

Non-Producing Mortgage Retail Sales Manager

Full-TimeDeadline 11/16/26
$53k - $87k/yr+ Incentive opportunities
Mid
Bachelor's
Fort Collins, CO, USA+1 moreMore locations: Boulder, CO, USA
In Person

About the job

Requirements
  • At least 4 years of Mortgage Retail Sales experience, or equivalent demonstrated through work experience, training, military experience, education, or a combination of these.
  • At least 2 years of leadership experience.
  • Compliance with all mortgage regulatory requirements and Wells Fargo compliance policies, including acceptable background investigation results and ongoing regulatory screening and reporting requirements.
  • SAFE registration at the time of employment and compliance with Nationwide Mortgage Licensing System registration requirements.
  • Compliance with Consumer Financial Protection Bureau Loan Originator qualification requirements, including financial responsibility, character, general financial fitness, and criminal background standards.
  • A current credit report will be used to assess financial responsibility and credit fitness; a credit score is not included in the evaluation.
  • Ability to maintain a broad understanding of Wells Fargo products, guidelines, and pricing strategies.
  • Ability to lift 20 or more pounds.
  • Reliable transportation.
Responsibilities
  • Coach, direct, and manage the sales activities of a branch of Mortgage Retail Sales Consultants and branch support team members.
  • Manage customer loyalty and disloyalty performance levels by ensuring timely and proactive customer communication, regular customer contact, inspection calls, and escalation and remediation support.
  • Make decisions and resolve issues to meet business objectives; manage branch loan origination activities through pipeline management, workflow processes, internal tools, and reporting; and ensure origination, processing, underwriting, and closing timelines align with customer communications and commitments.
  • Engage stakeholders and internal partners in the Mortgage Retail Sales functional area and collaborate with peers, colleagues, multiple levels of management, and external customers.
  • Recruit, develop, and manage a sales team that generates quality loans compliant with company policies, procedures, and pricing strategies.
  • Develop and maintain visibility and credibility for Wells Fargo Home Mortgage in the marketplace.
  • Interpret and develop policies and procedures for functional areas within the scope of responsibility and identify and recommend process improvements and risk-control development opportunities.
  • Develop knowledge of company products, policies, procedures, and underwriting requirements.
  • Develop understanding of federal and state home-lending regulations, guide the branch team to ensure compliance, and manage non-delivery fees, penalties, or fines.
  • Understand real estate appraisals, title reports, and real estate transactions; analyze detailed financial and credit data; and match customer needs with appropriate loan programs and levels of risk.
  • Inform prospective and existing customers about Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures.
  • Manage allocation of people and financial resources for Mortgage Retail Sales.
  • Mentor and guide the talent development of direct reports and assist in hiring talent.
  • Meet SAFE Mortgage Licensing Act of 2008 and related regulatory requirements for customer contact, offering or negotiating terms, and taking applications for dwelling-secured transactions.
Desired Qualifications
  • At least 2 years of sales management experience.
  • Mortgage industry experience.
  • Knowledge and understanding of sales prospecting and generating referrals.
  • Bilingual speaking proficiency in Spanish and English.
  • A BS/BA degree or higher.
  • At least 1 year of experience recruiting individuals or teams.
  • Working knowledge of compliance, policy, and federal regulations.
  • Basic Microsoft Office skills.
  • Experience developing and cultivating professional relationships.

About the company

Wells Fargo provides banking, investment, and payment services to individuals, businesses, and institutions. Its products include checking and savings accounts, loans, credit cards, wealth management, and payments, accessible through branches, online and mobile platforms, and full payment rails. The company combines a wide national footprint with a long history and a business model that integrates banking, investment, and payments, supported by a large network of branches and ATMs. Its goal is to help customers manage money, grow wealth, and move funds safely and reliably.

Company Size

10,001+

Company Stage

IPO

Headquarters

San Francisco, California

Founded

1851

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Simplify's Take

What believers are saying

  • Q2 2026 revenue rose 9% and net income reached $6.4 billion.
  • First-half 2026 loans grew 12%, driven by credit cards, autos, and commercial lending.
  • March 2026 Fed termination of its enforcement action freed Wells Fargo's growth trajectory.

What critics are saying

  • Two OCC orders still linger in 2026, keeping compliance scrutiny and remediation costs alive.
  • July 2026 layoffs in Iowa passed 300 jobs, signaling relentless cost cuts and morale damage.
  • A revived fee-driven growth model recreates misconduct incentives if sales pressure outruns controls.

What makes Wells Fargo unique

  • June 2025 asset-cap removal lets Wells Fargo grow loans, deposits, and markets balance sheet.
  • Fargo passed 1 billion interactions by March 2026, proving scalable digital engagement.
  • Q2 2026 investment banking fees hit $939 million, showing credible capital-markets regain.

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Benefits

Health Insurance

401(k) Retirement Plan

Paid Vacation

Paid Sick Leave

Parental Leave

Disability Insurance

Life Insurance

Tuition Reimbursement

Commuter Benefits

Adoption Assistance

Company News

TipRanks
Oct 1st, 2026
Workday expands revolving credit facility from $1B to $1.5B

Workday has expanded its revolving credit facility from $1.0 billion to $1.5 billion under a new multi-bank agreement led by Wells Fargo. The facility, which entered into effect on 1 October 2026, replaces the company's previous credit agreement from April 2022. The new credit agreement runs until October 2031, with options for limited one-year extensions. It supports multi-currency borrowing in US dollars and approved foreign currencies, with no revolving loans outstanding as of the closing date. The facility features a maximum leverage ratio of 3.50 to 1.00, with flexibility up to 4.50 to 1.00 following certain qualified acquisitions. Interest and fee structures are tied to either Workday's consolidated leverage ratio or its senior unsecured debt ratings.

MarketScreener
Sep 30th, 2026
CTO Realty Growth closes $1B unsecured credit facility, extends debt maturities to 2029

CTO Realty Growth has closed a $1.0 billion unsecured credit facility, extending its debt maturity profile and increasing total commitments by $250 million. The Winter Park, Florida-based owner and operator of open-air shopping centres will use proceeds to repay outstanding borrowings under its previous $300 million revolving credit facility and two term loans. The new facility comprises a $400 million revolving credit facility due September 2030 and four term loans ranging from $150 million each, maturing between September 2029 and March 2032. The refinancing increases the company's weighted average debt maturity to 4.3 years from 1.6 years. Initial fixed interest rates on the term loans range from 3.4% to 5.3%, based on applied SOFR swaps. The facility was provided by a syndicate led by KeyBank National Association.

StreetInsider
Sep 29th, 2026
Tesla secures $30B in new credit facilities across three senior unsecured agreements

Tesla has secured $30 billion in new credit facilities through three agreements dated 29 September 2026. The package includes a $20 billion three-year delayed draw term loan facility with Citibank as administrative agent, plus an $8 billion five-year revolving credit facility and a $2 billion 364-day revolving credit facility, both administered by Wells Fargo Bank. The delayed draw term loan permits up to ten withdrawals within 18 months, with available commitments stepping down over time. The revolving facilities support borrowings in US dollars, pounds sterling, or euros, and can be expanded by up to $4 billion. Tesla may use proceeds for general corporate purposes. No amounts were drawn as of 29 September, and the company does not plan to draw on the facilities in 2026. Tesla terminated its existing $5 billion revolving credit agreement with no outstanding borrowings or penalties.

Yahoo Finance
Sep 29th, 2026
Wells Fargo upgrades S&P 500 Industrials to favourable on AI infrastructure demand

Wells Fargo Investment Institute has upgraded the S&P 500 Industrials sector from neutral to favourable, reversing a downgrade made in July 2026. Since that downgrade, Industrials underperformed the broader S&P 500 Index by approximately 7.8% through 24 September 2026. The firm cited the sector's positioning at the centre of several investment cycles. AI infrastructure continues driving demand for power generation, grid equipment, electrical systems, and construction machinery. Existing backlogs provide visibility into early 2027 for shorter-cycle equipment and into 2030 or later for power-generation markets. Wells Fargo expects increased infrastructure and defence spending, manufacturing reshoring, and commercial aerospace demand to broaden participation beyond early AI beneficiaries. The analysts noted strong pricing power and extended backlogs should help leading companies absorb near-term cost pressures.

Yahoo Finance
Sep 22nd, 2026
Fed hikes rates to 3.75-4%, boosting Wells Fargo's NII outlook amid higher loan yields

The Federal Reserve raised interest rates by 25 basis points to 3.75–4% on 16 September 2026, its first increase since July 2023. The move could support Wells Fargo's net interest income (NII), as higher rates typically allow banks to earn greater yields on loans and interest-earning assets. Wells Fargo's NII rose 5.2% year-over-year in the first half of 2026, driven by lower deposit costs and stronger loan balances. The Fed's removal of the bank's asset cap in June 2025 has given Wells Fargo additional flexibility to expand lending. However, higher deposit costs and potential credit demand weakness may limit gains. Wells Fargo expects 2026 NII of $50 billion.