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Pennylane

Unified financial operating system for SMEs

Finance and Digitalization Consultant - Fintech SaaS Scale-Up

Full-Time
No salary listed
Junior, Mid
Bachelor's
Remote in Germany+1 moreMore locations: Berlin, Germany
HybridRemote work is available from Germany; regular work from elsewhere in Europe is limited to locations within two hours of Central European Time.
Customer Experience & SupportCustomer Success

About the job

Requirements
  • Two to five years of professional experience in accounting, account management, or a similar customer-oriented role, ideally in a tax-advisory firm environment or alternatively in SaaS or fintech.
  • Completed vocational qualification as a tax clerk, tax specialist, or tax adviser, or a degree in finance.
  • Deep understanding of the needs of businesses and/or tax advisers relating to finance, invoicing, and accounting.
  • Strong communication skills, empathy, and the ability to explain complex matters simply.
  • A proactive, solution-oriented approach and willingness to help build processes from the ground up in an early-stage German team.
  • Willingness to travel to the Paris headquarters for onboarding and regularly visit customers within Germany, approximately once per month.
  • Business-fluent German at C2 level or native-speaker level and fluent English for collaboration with the international team.
Responsibilities
  • Complete onboarding of new business and tax-advisory-firm customers onto the Pennylane platform and ensure they quickly obtain maximum value from the solution.
  • Serve as the primary contact for existing customers, maintain trusted relationships, identify upsell opportunities, and help customers use Pennylane to achieve their business goals.
  • Conduct regular health checks and reviews to maximize customer satisfaction and retention and prevent churn.
  • Work closely with the German sales team and management to optimize processes, provide feedback on product requirements, and contribute to Pennylane's strategic growth in Germany.
  • Become a product expert in Germany's finance and accounting landscape and share this knowledge with customers.

About the company

Pennylane provides a financial operating system for European SMEs and their accountants. It unifies invoicing, payments, cash management, bookkeeping and tax filings into one collaborative platform. The system uses modular financial tools that sync data across modules and adds German localization, authorized e-invoicing infrastructure, and AI-powered copilots to assist accountants. Its goal is to become the standard end-to-end financial operations stack for Europe’s SMEs and their accountants, expanding payments capabilities and tax/compliance integration.

Company Size

1,001-5,000

Company Stage

Series E

Total Funding

$443.9M

Headquarters

Paris, France

Founded

2020

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Simplify's Take

What believers are saying

  • Pennylane raised €175 million in January 2026 led by TCV.
  • It serves 800,000 companies and 6,000 accounting firms, with 115 million euros ARR.
  • Germany expansion and 2026 e-invoicing demand create immediate adoption tailwinds.

What critics are saying

  • Qonto and banks attack Pennylane's SME workflows, compressing acquisition economics.
  • France's September 2026 e-invoicing rollout exposes implementation failures and support overload.
  • A failed German launch leaves Pennylane dependent on France's regulated market and invites commoditization.

What makes Pennylane unique

  • Pennylane combines accounting, banking, invoicing, and payments for French SMEs.
  • Its approved PDP e-invoicing status embeds French compliance competitors struggle to replicate.
  • Accountants collaborate on one platform with clients, creating workflow lock-in.

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Benefits

  • Remote Work Options
  • Company Equity
  • Home Office Stipend
  • Wellness Program
  • Paid Vacation
  • Health Insurance
  • Lunch Credits
  • Flexible Work Hours
  • Gym Membership
  • 401(k) Company Match

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

1%

2 year growth

1%
Tech.eu
Jul 1st, 2026
Qonto and Pennylane: French fintech friends and foes vie for SME market dominance

Qonto and Pennylane, two Paris-based fintechs, operate as both partners and competitors in Europe's SME financial services market. Qonto, founded in 2016 and valued at $5 billion, serves over 600,000 customers across eight European countries with business banking, corporate cards and bookkeeping tools. Pennylane, founded in 2020 and valued at $4.25 billion, has over 800,000 customers using its all-in-one accounting and financial management platform. Whilst both companies integrate with each other's services, they increasingly compete for business. The rivalry will intensify as France introduces mandatory electronic invoicing for B2B transactions in September. Qonto is pursuing a French banking licence to offer lending products, whilst Pennylane recently raised $200 million to fund potential acquisitions. Qonto's managing director emphasises their different customer acquisition strategies, though both target traditional financial incumbents.

Tech.eu
Jan 20th, 2026
French accounting software platform Pennylane raises $200M

The funding round values Pennylane at $4.25bn, according to a report.

Tech Funding News
Jan 20th, 2026
French unicorn Pennylane raises $200M to lead Europe's AI accounting race

Pennylane, a French accounting software startup, has raised $200 million in a funding round led by TCV, with participation from Blackstone Growth and existing investors Sequoia, DST, CapitalG and Meritech. Founded in 2020 by Arthur Waller, Pennylane offers an all-in-one platform combining accounting production, financial management and payments, designed for seamless collaboration between accountants and their clients. The company differentiates itself from competitors like Xero and QuickBooks through its European regulatory focus and partnership approach with accounting firms. The platform features AI-driven automation, real-time financial insights and integrated payment tools. Pennylane now supports 6,000 accounting firms and 800,000 companies, employing 1,000 people. The funding will accelerate AI development and European expansion as the company approaches profitability.

Tech Funding News
Nov 26th, 2025
French unicorn Pennylane nears $200M raise at $4.25B valuation to reshape SME accounting — TFN

French company Pennylane is negotiating a fresh investment of around $200 million at a $4.25 billion valuation.

The French Tech Journal
Apr 18th, 2025
Pennylane Raises €75M, Eyes France Growth

Pennylane, a French fintech, has secured a €75 million funding round, doubling its valuation to €2 billion. The company plans to leverage new invoicing regulations and AI to expand, focusing on France before targeting continental Europe. With 4,500 accounting firms and 350,000 SMEs as clients, Pennylane aims to capitalize on France's mandatory e-invoicing reform by 2026. CEO Arthur Waller projects $100 million ARR this year, emphasizing AI's role in enhancing accountant services.