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Wells Fargo

Diversified financial services: banking, lending, investments

Community Mortgage Bank Sales Consultant

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeLa Habra, CA, USA

About the Job

Requirements

  • At least 2 years of sales experience, or equivalent demonstrated through a combination of work experience, training, military experience, or education.
  • Bilingual speaking and reading proficiency in Spanish and English.
  • Willingness to travel.
  • Ability to pass the required Spanish language assessment.
  • Reliable transportation.
  • Ability to work nights, weekends, or holidays as needed or scheduled.
  • Meet applicable financial responsibility, character, general financial fitness, and criminal background standards for Loan Originator qualification.
  • Meet ongoing regulatory requirements, including additional screening if necessary.
  • Obtain SAFE registration at the time of employment; Wells Fargo initiates the registration process after the employment start date.

Responsibilities

  • Sit within assigned bank branches and originate mortgage loans.
  • Collaborate with branch leadership, participate in branch huddles, and mentor and coach employees to increase their knowledge of mortgage products and processes.
  • Conduct outbound calls to existing and prospective customers regarding mortgage loan products and complete associated tracking activities.
  • Interact with customers to understand their needs and provide high-quality customer service.
  • Inform prospective and existing customers of Wells Fargo Home Mortgage programs, and analyze and offer mortgage loan products based on client needs.
  • Process mortgage loan applications and review rates and terms within guidelines.
  • Maintain client satisfaction and quality through timely and proactive customer communication.
  • Pursue Wells Fargo training offerings to increase knowledge of company products, policies, procedures, and underwriting requirements.
  • Adhere to policies, underwriting requirements, compliance requirements, and loan procedures.
  • Collaborate with fulfillment partners to meet client needs throughout the origination process.
  • Stay informed about mortgage industry trends and developments in the assigned market, and develop and maintain visibility for Wells Fargo Home Mortgage in the marketplace.
  • Meet S.A.F.E. Mortgage Licensing Act of 2008 requirements and related regulations for a SAFE position involving customer contact, offering or negotiating terms, or taking an application for a dwelling-secured transaction.
  • Meet the Loan Originator requirements under Regulation Z.
  • Meet Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies.
  • Provide financial responsibility and credit fitness information for assessment through a current credit report; credit score is not included in the evaluation.

Desired Qualifications

  • At least 2 years of mortgage retail sales experience.
  • Expertise in general lending products and overall mortgage industry experience.
  • Experience with retail residential mortgage purchase fundings over the past 12 months, referred primarily from established local or external sources.
  • Established relationships with diverse realtor organizations and affordable lending nonprofits in the assigned market.
  • Experience with community loan products, including specialized LMI mortgage solutions, lender-paid assistance programs, and third-party assistance programs.
  • FHA, VA, and conventional loan experience.
  • Knowledge and understanding of sales prospecting and generating referrals.
  • Experience educating clients on various mortgage purchase programs.
  • Experience developing and cultivating professional relationships.
  • Customer service experience.
  • Basic Microsoft Office skills.
  • Ability to provide leadership by coaching, training, and mentoring.

About the Company

Wells Fargo

Diversified financial services: banking, lending, investments

Wells Fargo offers a broad set of financial services, including banking, mortgages, investing, credit cards, and wealth and business banking, to individuals, small businesses, and large corporations. Its products combine everyday banking with lending, investment products, and advisory services, accessible through branches, ATMs, and online or mobile platforms. The company earns mainly from interest on loans, banking fees, and commissions on investment products, supported by a large network and secure technology. Its goal is to help customers manage, preserve, and grow their money through trusted, accessible, and comprehensive financial solutions.

Company size
10,001+
Company stage
IPO
Headquarters
San Francisco, CA
Founded
1851

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