Early Careers: Risk & Analytics and Alternative Risk Transfer Analyst

Employment-based non-immigrant visa sponsorship and/or assistance is not offered for this specific job opportunity. We will only consider candidates who are currently authorized to work in the United States and who will not require sponsorship now or in the future. Please note: student visas, CPT, OPT, H-1B, TN, and other temporary work authorizations are considered restricted forms of employment eligibility. Once these expire, the candidate must be able to present another valid form of work authorization.  

Start Date: August 2^nd, 2027  

Locations only: New York City & Chicago

Program Overview

The 17-month Corporate Risk & Broking Graduate Development Program combines orientation, structured onboarding, hands-on experience, and professional development. Graduates build broad industry knowledge, practical skills, and a strong network while developing deeper expertise in their assigned business area.

Placement Areas

• Core Analytics: Apply proprietary models, big data, and risk-tolerance insights to help client teams make informed risk decisions.
• Risk Insurance Optimization: Produce actuarial loss forecasts, evaluate insurance structures, and support strategies across property, auto liability, general liability, cyber, financial liability, and other risks.
• Alternative Risk Transfer Solutions: Help design and place tailored financing solutions—including parametric, structured multiyear, captive stop-loss, and loss portfolio transfer programs—when traditional insurance is constrained or inefficient.

Key Responsibilities

• Develop proficiency in insurance, brokerage, actuarial, analytics, and alternative risk concepts.
• Support the development, maintenance, and use of proprietary risk and program-design models.
• Analyze exposure, loss, statistical, market, and industry data to assess risk and financial impact.
• Prepare clear client deliverables, presentations, submissions, proposals, research, and sales collateral.
• Collaborate with consultants, actuaries, brokers, account leaders, clients, and insurance markets.
• Support placement and renewal activities, including program design, quotation review, comparisons, binders, and policy checks.
• Communicate complex concepts effectively to technical and non-technical stakeholders.
• Maintain accurate records and follow all quality, compliance, and operational procedures.

Qualifications

• Bachelor’s degree with a minimum 3.0 GPA; graduation expected between May 2026 and May 2027.
• Quantitative, risk, or business-related study preferred, including mathematics, actuarial science, computer science, information systems, risk management, finance, or economics.
• Proficiency in Microsoft Office, with intermediate to advanced Excel skills; R and one or more actuarial exams are advantageous for actuarial-focused work.
• Strong analytical, research, communication, collaboration, organization, and time-management skills.
• Ability to follow direction, incorporate feedback, manage competing tasks, and deliver accurate work.
• Team-oriented, self-motivated, and committed to integrity and client service.

Licensing

For Alternative Risk Transfer placement work, the successful candidate must obtain the required resident-state insurance license within 90 days of hire and an active surplus lines license within the applicable 120-day period.

Compensation and Benefits  

Base salary range and benefits information for this position are being included in accordance with requirements of various state/local pay transparency legislation. Please note that salaries may vary for different individuals in the same role based on several factors, including but not limited to location of the role, individual competencies, education/professional certifications, qualifications/experience, performance in the role and potential for revenue generation (Producer roles only).

Compensation and Benefits

The hourly rate being offered for this role is $37.00hr – $40.00hr USD. This role is also eligible for overtime. 

Company Benefits:

WTW provides a competitive benefit package which includes the following (eligibility requirements apply): 

• Health and Welfare Benefits: Medical (including prescription coverage), Dental, Vision, Health Savings Account, Commuter Account, Health Care and Dependent Care Flexible Spending Accounts, Group Accident, Group Critical Illness, Life Insurance, AD&D, Group Legal, Identify Theft Protection, Wellbeing Program and Work/Life Resources (including Employee Assistance Program) 
• Leave Benefits: Paid Holidays, Annual Paid Time Off (includes paid state/local paid leave where required), Short-Term Disability, Long-Term Disability, Other Leaves (e.g., Bereavement, FMLA, ADA, Jury Duty, Military Leave, and Parental and Adoption Leave),Paid Time Off
• Retirement Benefits: Contributory Pension Plan and Savings Plan (401k)

Recruiting tips: 

WTW specializes in preparing for the unknown.  Here’s how to get ready for the big day: https://careers.wtwco.com/early-careers-application-process-faqs

Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles County Fair Chance Ordinance for Employers, we will consider for employment qualified applicants with arrest and conviction records

This position will remain posted for a minimum of three business days from the date posted or until sufficient/appropriate candidate slate has been identified.

EOE, including disability/vets