At Younited, we believe credit and banking should feel as simple, fast and transparent as everything else in your digital life.

So we build financial services that way. We combine technology, data and automation to rethink the way people borrow, pay, save and manage their money.

Today, more than 1.5 million customers trust us, and nearly 500 employees contribute to our growth across 4 European countries.

What we build

- Younited Credit – instant consumer credit, directly accessible to customers.
- Younited Pay – instalment payment and financing solutions embedded into our partners' customer journeys.
- Younited Cashback – cashback and personalised offers, enhanced by open banking data.
- Younited Bank – our everyday banking offering, currently available through helios by Younited and being expanded.

Our ambition is to build a financial partner people genuinely trust, combining simplicity, transparency and responsible finance. As a certified B Corp, we integrate social and environmental considerations into the way we build our business.

The 5 values we work by

- Make it simple - in the product, in the customer experience and in how we organise. Be transparent.
- Act as an entrepreneur - take ownership, play as a team, dare to try and accept failure.
- Innovate or die - challenge the status quo, however impossible it may seem.
- Faster is better - speed over perfection, alignment over debate.
- No limit - shoot for the moon, stay humble.

We give passionate problem-solvers the space to do their best work in diverse and inclusive teams across Europe, because that is how we build better financial products for our customers and partners.

Context 📄

Within our international marketing team, we are looking for a Global Traffic Manager to oversee our two business lines, Direct (B2C) and Partnerships (B2B), as well as our Paid Media investments across four European countries: France, Italy, Spain, and Portugal.

You will be responsible for executing the digital acquisition strategy, working closely with the local marketing teams.

Key Responsibilities 🚀

1) Managing multi-country Paid Media campaigns

- Execute bidding strategies across media platforms, including Google Ads, Display, Meta, Bing, LinkedIn, TikTok, and others, in collaboration with the Business Units, meaning the different countries, and the Business Lines, Direct and Partnerships
- Ensure that the monthly spending and performance targets agreed upon with the local teams are met
- Lead any action plans required to achieve these targets

2) Performance reporting and management

- Produce and lead weekly reports and performance reviews to analyze trends and share progress on Paid Media projects with the marketing teams across all countries
- Lead monthly business reviews and steering committees with Management

3) Monitoring, innovation and cross-functional projects

- Monitor market best practices and new developments related to changes in consumer purchasing behavior driven by AI, and define priority actions to adapt Younited’s strategy
- Oversee cross-functional projects affecting Paid Media objectives, in collaboration with Younited’s central teams, including Analytics, Risk, Product, and Pricing

About You 👇

You have a Master’s degree from a business school or an equivalent university program
You have at least three years of experience in traffic management, either in-house or at a consultancy, ideally in an international environment
You are an expert in advertising platforms, and search marketing holds no secrets for you
Excel and Power BI are your best allies when it comes to making data-driven decisions
English is your second language, and you are comfortable working in an international environment
You are persuasive, proactive and a true team player
You are passionate about new technologies and keep a close eye on developments in the digital market

Recruitment Process 📅

An initial video call with Arthur, Lead Talent Acquisition Manager, to get to know each other and learn more about Younited, our company culture, and our values (30 minutes)
An interview with Ricardo, Growth Director, to provide you with more context about the role and discuss your background and aspirations (1 hour)
A business case with Guilhem, your future manager and Lead Digital Acquisition, and Ricardo
A last 30-minute culture and team-fit interview with two of our Marketing Managers from the Business Units

🎁 Other benefits from joining Younited ?

Offices located in the heart of Paris (9th arrondissement)
An international work environment and the opportunity to go on assignments in our offices abroad (Barcelona, Lisbon, Rome)
An entrepreneurial mindset and strong team spirit
Personalized managerial and HR support during onboarding and throughout your Younited journey
A continuous learning environment with access to internal and external training, an e-learning platform, and “Friday workshops” within the Tech team to support everyone’s development
A strong focus on work-life balance
A parenthood charter to support all family-related projects, with key measures
Special leave for major life events, often more generous than legal requirements
An hybrid remote work policy: 2 to 3 days of remote work per week depending on the team, and the option to work fully remotely for one week twice a year
33 days paid holiday, i.e. 8 more than the statutory 25 days (instead of the traditional RTT)
Access to the Wellpass platform (formerly Gymlib) with over 4,000 fitness and wellness activities across France at a discounted rate
Meal vouchers (€10 per day, 60% covered by the company)
Team buildings in France (Summer Party & Winter Party), abroad, and within your team

Younited is an Equal Opportunity Employer for any minority, disability, gender identity or sexual orientation.

About the company

Younited provides instant consumer credit across Europe, offering loans up to €50,000 with terms up to 84 months. It uses open banking to assess credit by accessing customers' financial data and serves brands, e-merchants, and neobanks through direct-to-consumer, merchant, and financial-partner channels. It differentiates through rapid European scale (65% of Europe) with leading positions in five countries, a high TrustPilot score of 4.8/5, and the Younited Coach AI tool for financial coaching. Its goal is to provide responsible, accessible credit at scale while helping customers manage money better through coaching and partnerships.

Company Size

501-1,000

Company Stage

IPO

Headquarters

Paris, France

Founded

2009

Get referred to Younited

See people who can refer or advise you

Simplify's Take

What believers are saying

2025 loan stock reached €1.1 billion, up 44%, showing strong origination momentum.
Younited reported first profitable quarter in Q4 2025 and targets above 10% RoE.
Cashback launch on 18 June 2026 broadens product usage beyond plain consumer loans.

What critics are saying

9.227% Tier 2 funding signals expensive capital, pressuring margins through 2031.
Delisting from Amsterdam and France redomiciliation add execution risk before H1 2026 close.
Nexi launch is scheduled for first-half 2027; slow rollout delays merchant growth.

What makes Younited unique

Younited combines instant credit, open banking, and merchant checkout financing across Europe.
Visa and Nexi partnerships extend Younited Pay into cards and acceptance channels.
2025 transformation simplified structure and lifted revenue to €146 million, up 54%.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Flexible Work Hours
Remote Work Options
Paid Holidays
Paid Vacation
Hybrid Work Options
Meal Benefits
Wellness Program

Growth & Insights and Company News

Headcount

6 month growth

-1%

1 year growth

2 year growth

-1%

MarketScreener

Feb 17th, 2026

Younited Financial completes inaugural $56M Tier 2 bond issuance at 9.227% to fuel European growth

Younited S.A., the main subsidiary of listed holding Younited Financial S.A., has completed its inaugural Tier 2 bond issuance of €50 million. The notes carry a 10.5-year maturity until August 2036 and an initial interest rate of 9.227% per annum, with a rate reset scheduled after 5.5 years. The notes are expected to be admitted to trading on Euronext Dublin's Global Exchange Market, with settlement anticipated on 23 February 2026. Proceeds will fund general corporate purposes, focusing on accelerating organic growth through loan origination and portfolio acquisitions. Morgan Stanley acted as sole global coordinator and bookrunner. Younited is a leading instant credit provider operating in France, Italy, Spain and Portugal, serving over one million customers.

Channel NewsAsia

Oct 9th, 2025

Fintech company Younited strikes 400 million euros warehouse financing facility

Fintech firm Younited, which provides personal loans and credit, announced it secured a 400 million euros ($464.48 million) warehouse financing facility with U.S. bank Citi, backed by French and Italian consumer loans.Warehouse financing is a short-term financing option in which businesses can use their inven

Euronext

Jan 22nd, 2025

Younited lists on Euronext Paris

€152.6 million raised 1st listing on Euronext Paris in 2025 Dual listing on Euronext Amsterdam and Euronext Paris Paris – 20 January 2025 –

Retail Banker International

Dec 13th, 2022

French fintech Younited raises €60m to offer consumer credit

French consumer credit platform Younited has raised €60m in funding from its main shareholders including Goldman Sachs.

CB Insights

Jul 12th, 2021

Agicam invests into Pret d'Union in $170M

Younited Credit, a P2P lending platform, has raised $170M in a Series G with participation from Goldman Sachs, Eurazeo, Bpifrance, and AG2R La Mondiale.

Younited

Global Traffic Manager

About the job