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Full-Time

Data Scientist I

Confirmed live in the last 24 hours

Pathward

Pathward

501-1,000 employees

Financial services promoting inclusion and access

Financial Services
Fintech

Compensation Overview

$57.6k - $106.3kAnnually

+ Annual Performance-Based Incentive

Entry

United States

Hybrid remote-office company.

Category
Data Science
Data & Analytics
Required Skills
Python
R
SQL
AWS
Data Analysis
Requirements
  • Master’s or PhD degree in an Finance, Business, Actuarial, or Analytics related field.
  • 2 years of experience in data mining, modeling using SAS, SQL, R/Python.
  • Strong analytical and problem-solving skills, combined with solid business acumen.
  • Exceptional written and communication skills, and ability to explain complex insights to a range of audience.
  • Strong technical skills such as SAS, R/Python, AWS Sagemaker and ability to independently access and analyze data using Snowflakes in AWS Cloud and on prem SQL environment.
  • Knowledge and experience with AI/ML and credit bureau data.
Responsibilities
  • Consolidate disparate and large datasets for use in reporting, analytical, and modeling work, including proper quality assurance and data management practices in accordance with data governance policy.
  • Mine, model, and analyze large datasets utilizing descriptive, predictive, and prescriptive analytics.
  • Develop insights from historical performance data, identify opportunities, and develop solutions using various analytical techniques.
  • Develop and support machine learning and statistical models for use in predicting credit outcomes, and/or identifying and quantifying various risks.
  • Design and deploy model monitoring frameworks to assess the performance of deployed models.
  • Advise senior management of emerging trends and risks.
  • Collaborate with vendors and technology teams to ensure new strategies and models are implemented accurately and as designed.
  • Conduct other ad hoc analyses as required to support team goals.
  • Additional duties as assigned.

Pathward promotes financial inclusion by providing a variety of financial services to individuals and businesses, particularly those lacking access to traditional banking. The company operates in the fintech sector, offering solutions such as Banking as a Service (BaaS), payment processing, credit options, and commercial finance. Pathward's services are tailored to meet the specific needs of its diverse clientele, which includes small and medium-sized businesses. Unlike many competitors, Pathward focuses on a purpose-driven approach, helping clients navigate financial challenges while adapting to economic changes. The goal is to empower clients to achieve financial stability and growth through accessible and customized financial solutions.

Company Stage

N/A

Total Funding

N/A

Headquarters

Sioux Falls, South Dakota

Founded

1954

Growth & Insights
Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
Simplify Jobs

Simplify's Take

What believers are saying

  • Pathward's recent Great Place To Work certification indicates a positive workplace culture, which can attract top talent and improve employee retention.
  • The expansion of Pathward's product suite for financial institutions can drive growth by offering enhanced services to small and midsized banks and credit unions.
  • Strategic partnerships, such as with TabaPay for faster money movement solutions, enhance Pathward's service offerings and market reach.

What critics are saying

  • The highly competitive fintech market requires continuous innovation and differentiation to maintain market share.
  • Macroeconomic factors like inflation and potential economic downturns could impact Pathward's revenue and growth prospects.

What makes Pathward unique

  • Pathward's focus on financial inclusion sets it apart in the fintech sector, targeting underserved individuals and businesses who lack access to traditional banking services.
  • The company's comprehensive suite of financial solutions, including Banking as a Service, payment processing, and commercial finance, offers a one-stop-shop for clients, reducing the need for multiple third-party services.
  • Pathward's commitment to purpose-driven financial empowerment and its ability to adapt to changing economic conditions provide a unique value proposition in a highly competitive market.