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SouthState Bank

Regional bank serving Southeastern communities

Branch Manager 3

Full-TimeDeadline 11/1/26
$76.3k - $121.8k
Expert
Bachelor's
Fort Collins, CO, USA
In Person
Finance & BankingRetail & Commercial Banking

About the job

Requirements
  • A high school diploma, a BA degree, and/or two years of banking experience is required.
  • At least five years of prior banking experience, which may include lending experience, and ten years of previous management or supervisory experience are required.
  • Strong organizational skills, proven leadership experience, strong PC skills, and the ability to analyze and solve problems are required.
  • Excellent leadership and communication skills, planning and organizational skills, good decision-making skills, excellent writing skills, training and oral presentation skills, customer service orientation, and initiative are required.
  • Candidates must be willing to travel for meetings and classes as needed.
  • Candidates must be able to stand and/or sit for long periods and effectively access and interpret information on computer screens, documents, and reports and identify customers.
Responsibilities
  • Lead and coach the branch team and oversee administration and coordination of the assigned branch’s sales and service activities.
  • Maximize revenue, profitability, sales, and customer satisfaction; minimize operational losses and customer attrition; ensure compliance with operational and security procedures; deepen existing relationships; and support promotional campaigns and product initiatives.
  • Track progress toward branch loan and deposit goals and initiate directives to accomplish these objectives.
  • Develop branch projections and expectations in strategic planning, including sales goals.
  • Set an example for staff in all areas, demonstrate good customer relations and effective selling and cross-selling, and model expectations for staff members.
  • Supervise staff in daily performance of assigned tasks and make personnel decisions regarding employment, performance ratings, promotions, salary, transfers, and termination.
  • Help each staff member set goals, explain expectations, and coach them toward success.
  • Direct hiring, training, and retraining of branch staff, including operations and product knowledge, customer relations, development, and sales.
  • Conduct regular staff meetings to discuss sales and campaigns, products and services, policies, procedures, and regulations.
  • Manage branch security procedures and understand the operation of security devices used to protect the facility from criminal and fraudulent activity.
  • Comply with branch audit procedures, including utilizing Regional Operations Specialist visits semi-annually.
  • Serve customers promptly, accurately, efficiently, and confidentially according to bank standards; recommend appropriate services based on customer information; show appreciation for customers’ time and business; and provide a business card.
  • Process loan applications within lending authority and related paperwork, extend credit to qualified individuals and businesses through installment, commercial, and real estate products, and assist with delinquent loan collections.
  • Manage loan and deposit exceptions individually and for the branch in accordance with bank expectations.
  • Open new deposit accounts; understand the bank’s financial services, including their features, benefits, rules, regulations, pricing, and definitions; and handle stop payments, wire transfers, and other maintenance functions within assigned limits.
  • Resolve customer problems and complaints courteously and discreetly, explain policies and procedures as needed, and use complaints as opportunities to satisfy customers and promote additional services.
  • Participate in community business development activities to promote, enhance, and retain present and prospective client relationships.
  • Explain bank objectives, policies, and programs to employees and direct their implementation.
  • Monitor branch resources and assets and submit requests as needed to serve customers efficiently and effectively.
  • Know and ensure compliance with banking regulations, including Regulation CC and the Bank Secrecy Act.
  • Maintain a neat, professional appearance and an orderly, attractive work area.
  • Maintain a strong understanding of customer-facing technology and discuss self-service options with customers and enroll them in those options.
  • Accept other duties as assigned, including duties within the region.
  • Travel to meetings and training as needed.

About the company

SouthState Bank provides personal and commercial financial services, including deposit accounts, loans, and wealth management, to customers across the Southeastern United States. These products work by pooling customer deposits to fund local lending and investment activities, which are managed through a network of physical branches and digital banking platforms. Unlike larger national competitors, the bank focuses on a relationship-based model that prioritizes local market knowledge and personalized service while maintaining the financial scale of a major regional player. The bank's goal is to support the financial health of its clients and communities by combining the resources of a large institution with the accessibility of a local community bank.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Winter Haven, Florida

Founded

1934

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Simplify's Take

What believers are saying

  • Q2 2026 EPS reached $2.35, and net income hit $230 million.
  • Dividend rose 10% in July 2026, signaling confidence and capital strength.
  • Credit quality improved: non-performing assets fell 14%, and net charge-offs stayed 0.06%.

What critics are saying

  • Cyber Incident litigation settled June 24 2026, proving operational vulnerability still monetizes.
  • Net interest margin fell to 3.78% in Q2 2026 as deposit competition intensified.
  • Government contractor banking depends on winning specialized teams before Truist and PNC respond.

What makes SouthState Bank unique

  • SouthState spans nine states, pairing Southeast scale with local relationship banking.
  • Its government contractor vertical, launched August 17 2026, targets defense-adjacent clients.
  • Commercial lending discipline stands out: Q2 2026 loans rose 11% annualized.

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Benefits

  • Remote Work Options
  • 401(k) Retirement Plan
  • Health Insurance
  • Paid Vacation
  • Wellness Program
  • Flexible Work Hours
  • Conference Attendance Budget
  • Family Planning Benefits
  • Fertility Treatment Support
  • Professional Development Budget
  • Stock Options
  • Company Equity

Company News

Yahoo Finance
Oct 23rd, 2026
SouthState Bank shares rise 2.4% as Q3 net income falls 9.2% to $223.8M

SouthState Bank shares rose 2.4% in the first full session after its third-quarter 2026 results, despite falling profit and a tighter lending margin. Net income from continuing operations fell 9.2% to $223.8 million. Revenue dropped 4.1% to $665.1 million, and basic earnings per share slipped to $2.31 from $2.44. The net interest margin held at 3.78%, down from 4.06% a year earlier. Loans and deposits grew about 9% annualised, and quarterly loan production reached roughly $5 billion, helped by banker hiring. Costs are rising. Noninterest expense climbed about $17 million from the second quarter, mostly from pay and hiring. The bank guides to about 4% expense growth for the year.

Yahoo Finance
Oct 23rd, 2026
SouthState Q3: 9% loan and deposit growth, stable 3.78% margin, $592M net interest income

SouthState Bank reported third-quarter 2026 loan and deposit growth of 9% annualized, with a stable net interest margin of 3.78% and low credit losses. Higher Treasury rates weighed on capital-markets fee income. Chief executive officer John Corbett said growth was broad-based and led by commercial and industrial lending, up 12% annualized. Loan production neared $5 billion, up 45% from a year earlier. Net interest income was $592 million. Noninterest income fell $3 million to $94 million, as correspondent banking income dropped to $20.1 million from $24.8 million. Net charge-offs were 9 basis points. The bank expects high-single-digit loan growth in 2026 and a net interest margin of 3.75% to 3.85% through 2027.

Yahoo Finance
Oct 21st, 2026
SouthState misses Q3 revenue estimates as sales fall 1.9% to $685.4M

SouthState (NYSE:SSB) missed Wall Street's revenue and profit estimates in the third quarter of 2026. Revenue fell 1.9% year on year to $685.4 million, against analyst estimates of $688.9 million. Adjusted earnings per share were $2.30, 4.2% below the $2.40 analysts expected. Tangible book value per share rose 6.8% year on year to $58.19, short of the $59.81 forecast. Net interest income was $591.5 million, in line with estimates. The net interest margin held at 3.8%. Chief executive officer John C. Corbett said loans and deposits each grew at a 9% annualised rate. He added that capital markets activity softened as treasury yields rose. The stock fell 2.8% to $99.90 after the report.

Minichart
Sep 12th, 2026
Cardinal Infrastructure secures $250M delayed draw term loan and boosts revolving credit to $100M

Cardinal Infrastructure Group's construction subsidiary, Cardinal Civil Contracting, has secured a $250 million delayed draw term loan facility and expanded its revolving credit line from $75 million to $100 million through a Second Amendment to its Credit Agreement with Truist Bank. The delayed draw facility can be accessed in up to five separate advances over 18 months from the 10 September 2026 effective date. The amendment requires the borrower to maintain a Consolidated Total Net Leverage Ratio of no greater than 1.60 to 1.0 and Consolidated EBITDA of at least $125 million for the twelve months ended 30 June 2026. The expanded credit capacity provides Cardinal Infrastructure significant liquidity for potential acquisitions, project investments, or operational needs. The lending syndicate includes Truist Bank, First Horizon Bank, KeyBank, Regions Bank, and other financial institutions.

Business Wire
Sep 7th, 2026
Cari Raises Over $30 Million in First Tranche of Initial Funding Round, Backed Entirely by Banks

Cari, the bank-governed digital money network, today announced it has raised $32.5 million in the first tranche of its initial external funding round, with t...