Howden
Global insurance intermediary and broker network
Associate Director - Facultative, Property/Energy
About the job
- Three to five years of experience in a business-related position and environment.
- A bachelor's degree in Risk Management and Insurance, Finance, Accounting, Mathematics, or a business-related field.
- Interest in pursuing a career within reinsurance.
- Ability to work proactively, creatively, and analytically both independently and within a team.
- Excellent written and verbal communication skills.
- Desire and interest in pursuing an opportunity involving client-related tasks.
- Ability to apply mathematical thinking in the business and insurance environment.
- Proficiency with Microsoft Office products, including Excel, PowerPoint, and Word.
- Authorization to work in the United States.
- Support senior team members in establishing renewal strategy and execution plans.
- Develop the ability to compare and contrast various reinsurance structures and evaluate financial cost and benefit in income statement and balance sheet terms.
- Create client presentations around structure, pricing, and market conditions, and meet face-to-face with clients to provide advice.
- Build submissions and detailed technical analyses for client portfolios.
- Coordinate and create pre-binding and post-binding due diligence procedures associated with reinsurance transactions.
- Partner with Contract Drafting on wording negotiations and coordinate closely with contract drafters and legal and regulatory experts.
- Work in tandem with Howden Re resources to deliver effective client service.
About the company
Howden operates as a global insurance intermediary that distributes insurance products and services through retail and specialty broking, reinsurance broking, and underwriting. It uses a tech-enabled B2B distribution model to connect clients with insurers and provide tailored risk management and insurance solutions, while growing through acquisitions such as Barnett Waddingham and ARM Group to broaden capabilities like captive management. Its approach combines a broad mix of channels with strategic acquisitions to expand into new markets, including Asia and Japan, differentiating itself from peers. The aim is to extend global reach, deepen service offerings, and become a comprehensive end-to-end insurance distributor for corporate and multinational clients.
Company Size
1,001-5,000
Company Stage
Debt Financing
Total Funding
$4.1B
Headquarters
London, United Kingdom
Founded
1882
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Simplify's Take
What believers are saying
- February 2026 bond proceeds added $703 million for growth investments and acquisitions.
- July 2026 reports said Howden targets a 2030 IPO and £50 billion valuation.
- May 2026 Cybeta and January 2026 Atlantic deals expand U.S. cross-sell opportunities.
What critics are saying
- September 15, 2026 sanctions in Massachusetts restrict Howden's recruiting tactics and client servicing.
- Brown & Brown, IMA, Aon, Marsh, WTW, and Alliant lawsuits keep attack headlines alive.
- Heavy debt from acquisition sprees pressures cash flow before the planned 2030 IPO.
What makes Howden unique
- Howden combines retail broking, specialty reinsurance, underwriting, and employee benefits under one platform.
- David Howden built a 250-acquisition machine spanning 70-plus countries and niche specialties.
- Cybeta and Atlantic Group deepen Howden's cyber and transactional risk capabilities in 2026.
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Benefits
Flexible Work Hours
Hybrid Work Options
Unlimited Paid Time Off
Health Insurance
Dental Insurance
Vision Insurance
401(k) Company Match
Growth & Insights and Company News
6 month growth
↑ 17%1 year growth
↑ 17%2 year growth
↑ 20%HEB taps Deegan for board & benefits role. Howden Employee Benefits (HEB) has appointed John Deegan (pictured) to its UK board as a non-executive director and as an adviser to its global employee benefits executive leadership team. HEB said that Deegan brings more than 25 years of experience across Mercer Marsh Benefits and its predecessor businesses. His roles included leading its multinational employee benefits business and responsibility for Darwin, its global benefits technology platform. He has led colleagues and client teams across more than 70 countries, helping multinational employers manage employee benefits across different markets and bringing together local expertise, technology and a consistent client approach. Deegan joins the board as Howden Employee Benefits continues to expand its employee benefits capabilities internationally and build its proposition for multinational employers. Glenn Thomas, CEO & Global Practice Leader, Health & Employee Benefits, said: "Having worked with John in the past and formed a strong relationship over the years, I believe he will bring huge value to Howden. John knows this market inside out and has spent his career working with multinational employers, building strong teams and understanding what clients need from their benefits partner. He will also fit extremely well into its People First culture. "We are building something exciting at Howden and there is a real opportunity ahead of us. Having John on the board brings experience, perspective and the right sort of challenge. I am delighted he is joining us." Deegan said: "What drew me to Howden was the people, the energy and the chance to be part of a business that is building with real intent. "Employers want a partner that understands the bigger picture but can also deliver where their people are. Howden has the ambition and the local expertise to do that well. I am looking forward to working with Glenn and the team." Deegan will advise and support the board in a non-executive capacity as the business continues its global expansion. Editor's picks. 2 September 2026 18 August 2026 14 August 2026 12 August 2026 11 August 2026
New appointment supports the growth of Howden's Commercial division in South Wales. Howden's South Wales Commercial division has welcomed a new appointment as it continues to expand and invest in its regional team. Mathew Price joins Howden's commercial team as an Account Executive, having spent the past six years at Aon working with a diverse book of clients. Matthew will focus on delivering tailored risk solutions, supporting risk management initiatives, and identifying new business opportunities within South Wales, the South West and the West Midlands, using this opportunity at Howden to manage and develop client relationships, review and structure insurance programmes, and place appropriate coverage within the market. On his appointment, Mathew commented: "I am excited to be joining the team at Howden. I was attracted to Howden by the opportunity to work closely with clients in the regional market, alongside working for a company with a strong reputation, entrepreneurial culture, and commitment to empowering its people." Dan Abbott, South Wales Branch Director - Commercial, Howden, added: "We are thrilled to have Mathew join our team, his aims to focus on developing strong relationship with clients closely aligns with Howden's goals, making him a wonderful asset. "As we continue to grow and strengthen our presence in South Wales, I am proud of the momentum we are building and the ongoing efforts of the entire team."
Howden Singapore promotes Joyce Hor to COO. Howden Singapore has promoted Joyce Hor to COO, according to a LinkedIn update. Hor brings over 25 years of experience in the finance sector, including 10 years with Howden, starting as a finance cont... To continue reading the full article and get full access to the InsuranceAsia News platform, please enquire about a subscription. Your company may already have a corporate license in place. * Munich Re adds Joy Wang to Australia team * September 11 She joins Munich Re in Sydney following a strint at the Australian Prudential Regulation Authority. * Bowring Marsh promotes Rachel Burger to head of Southeast Asia and Pacific * September 11 She has been with Bowring Marsh in Singapore since February 2024. * Chubb elevates Hong Kong-based Jeremy Lai to head of cyber, technology practice * September 10 He has been with Chubb for almost seven and a half years, having joined as an assistant casualty underwriter. * Ace Insurance Brokers hires Shreyas Pandey, Arundas CK for Bengaluru team * September 10 Pandey joins from Edme Insurance Brokers, while Arundas joins from Gallagher. Partner Content * BlackRock | Infrastructure comes of age for insurers Asia's subsea industry is expanding and evolving rapidly, with the growing use of technology across the region changing the way risks are be assessed. * PartnerRe | The missing life stage: why caregiving is reshaping the future of protection in APAC To stay relevant, insurers should engage caregivers earlier with solutions that combine protection, navigation support, and preventative planning. * BHSI | The real risk begins underwater: How subsea risk is changing insurance Asia's subsea industry is expanding and evolving rapidly, with the growing use of technology across the region changing the way risks are be assessed. * Beazley | Clean marine: How aqua-innovators can ride the energy wave Insurance is critical to clean marine progress, but new fuels bring risks traditional policies do not fully cover, presenting market players an opportunity to build new models.
Howden makes senior appointment to global benefits management team. Howden Employee Benefits has appointed Hannah Proctor as global benefits management team leader. Proctor has more than a decade of experience working in employee benefits, including four years working in Singapore with Mercer Marsh Benefits, advising multinational employers across the UK, Asia-Pacific and the Middle East. In her new role she will work in Howden's London office and will report to Anne Terry, managing director of Howden's multinational client practice. Terry says: "[Proctor] has built a strong track record for this role: a decade in employee benefits, four of those years working abroad with multinational clients, and relationships across many countries built on real collaboration. She has the entrepreneurial, energised approach that fits our culture at Howden." Video.
USI Insurance sues three former producers over move to Howden US. Published on 30 August 2026 at 5:05 pm - Written by Chris Martin - Reading duration: 3 minutes USI Insurance Services has sued three former producers who resigned in June to join competitor Howden US, alleging they violated contractual obligations by helping move client accounts worth $330,000 in annual revenue, according to a lawsuit filed in August in U.S. District Court for the Eastern District of Virginia. The producers - Peter Dunst, William Seidler, and Jacob Spencer, all based in Alexandria, Virginia - resigned on June 1 with the 60-day notice required by their employment agreements. However, shortly after that notice period expired, several USI clients submitted broker-of-record letters naming Howden as their new broker, USI alleged in the filing. USI claims the three producers signed employment agreements prohibiting them from soliciting USI clients for two years or prospective clients for one year after departure. The three managed business generating approximately $2.3 million in annual revenue for USI. "Upon information and belief, defendants have breached, are breaching, and intend to further breach the covenants of their employment agreements requiring them to refrain from soliciting clients and accepting or servicing USI client accounts," USI said in the suit, seeking damages and injunctive relief. The suit alleges that even if the producers did not directly solicit the accounts, a separate clause in their employment agreements prohibits them from accepting or providing services to USI client accounts. USI is among multiple major brokers that have pursued legal action against Howden US and departing employees on similar grounds over the past year. A broader pattern of talent raids and litigation. Since launching its U.S. retail operation in August 2025, Howden has hired an estimated 500 or more staff from rivals, triggering lawsuits from Marsh, Aon, Willis Towers Watson, Brown & Brown, and Alliant. Each lawsuit alleges violations of employment contracts, client solicitation, and misappropriation of confidential information. When Howden failed to acquire Risk Strategies in early 2025 - a deal that would have given it a credible U.S. retail platform - the firm pivoted to what critics call a "talent-led market entry strategy." Rather than organic growth or conventional acquisition, Howden recruited entire teams from competitors, complete with their institutional knowledge and client relationships. Marsh described its executives as having "worked covertly over many months" while being paid by Marsh to solicit employees for Howden. WTW accused Howden of "coast-to-coast raids" that could sweep up more than 100 employees at once. The scale of talent movement escalated dramatically in December 2025, when Howden hired approximately 200 Brown & Brown employees overnight on December 18-19, targeting the legacy Hays Companies employee benefits operation. Brown & Brown's CEO said the Howden-driven talent war cost the firm $23 million in revenue in the immediate aftermath and projected the full-year 2026 cost could reach $60 million. Courts have granted preliminary injunctions and temporary restraining orders in multiple cases, barring former employees from soliciting clients or recruiting colleagues. In December 2025, a court granted Aon a preliminary injunction against Anthony Rampersaud and others who had departed to Howden, and similar orders have followed in Marsh and other cases. The broader pattern reflects what industry observers describe as a "litigation epidemic" in the brokerage sector, with established firms contesting what they view as systematic raids of talent and client relationships. Sources. * Insurance Journal - core reporting on the USI lawsuit filing, producer names, resignation date, revenue figures, and contract terms * Insurance Business Magazine - comprehensive coverage of Howden's talent acquisition strategy, the broader litigation pattern, Brown & Brown raid details, and industry context * The Insurer - reporting on USI allegations and the pattern of lawsuits against Howden * Commercial Risk Online - details on USI's allegations and contract violations Give your feedback. Chris Martin is a US economics and current affairs journalist covering the intersection of policy, markets, and everyday financial life. With a background in financial reporting and a sharp eye for the stories behind the numbers, Chris brings clarity to some of the most complex issues shaping the American economy today. At ECIKS.org, Chris covers breaking developments across domestic economic policy, business strategy, Wall Street movements, and political decisions that ripple through financial markets. His reporting blends rigorous data analysis with accessible storytelling making critical information useful for investors, entrepreneurs, and engaged citizens alike. ECIKS.org is an independent media. Support ECIKS by adding ECIKS to your Google News favorites: