Full-Time
Liability Claims Policy Adviser
R+V Allgemeine Versicherung AG
5,001-10,000 employees
Provides private and commercial insurance services
No salary listed
Wiesbaden, Germany
Hybrid
Hybrid work combines home office and office work.
Bachelor's
 Insurance (1) |
|---|
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- Completed law degree, business administration degree, or vocational training as an insurance and finance clerk; further training as an insurance specialist is ideal.
- Relevant professional experience in liability claims or liability operations, including underwriting.
- Sound knowledge of insurance law and damages law.
- Service orientation and ability to interact with different stakeholders.
- Empathy, analytical perspective, independent and structured working methods, and strategic thinking.
- Willingness to embrace change and actively contribute to developing professional standards.
- Good written and spoken German skills at least at B2-C1 level.
- Independently handle the typical responsibilities of a professional principles unit in liability claims.
- Create, update, and quality-assure professional information, work instructions, and training materials for operational units.
- Coordinate and answer internal and external subject-matter questions and support claims units on general liability topics.
- Handle highly relevant complaints, including those from the executive board, ombudsman, or BaFin, in an audience-appropriate manner and in accordance with applicable requirements.
- Contribute to cross-functional projects, define professional requirements for systems and digital solutions, and further develop standards and processes.
- Work closely with operational claims units, specialist departments, and other interfaces.
- Represent developed results confidently in various committees and at management level.
- Organize, design, and moderate professional events.
- Take on temporary or permanent special assignments when needed.
- Further training as an insurance specialist.
R+V Allgemeine Versicherung AG is a major German insurer serving private and business customers. It offers standard insurance products as well as customized private plans and tailored, pragmatic solutions for commercial clients, covering protection and retirement planning. Its products work by providing policy-based coverage after customers pay premiums; claims support and risk management are built into the plans, with options ranging from everyday private coverage to specialized corporate solutions. The company differentiates itself through its large customer base, high premium income, and a broad, integrated portfolio, plus a strong emphasis on partnership, support, and employee benefits. Its goal is to be a reliable partner for customers, employees, and partners, helping people through protection and security while maintaining steady growth.
Company Size
5,001-10,000
Company Stage
N/A
Total Funding
N/A
Headquarters
Wiesbaden, Germany
Founded
1922
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Simplify's Take
What believers are saying
- 2025 pre-tax profit reached 2.2 billion euros; Q1 2026 premiums rose 5.6%.
- First-half 2026 German primary premiums reached 10.6 billion euros, up 5.0%.
- Emmie won German Brand Award 2026, improving digital customer acquisition.
What critics are saying
- R+V expects 2026 pre-tax profit around 1.2 billion euros, far below 2025.
- Efficiency savings already reached 100 million euros, showing structural expense pressure.
- A 2026 German hail, flood, or Kfz shock can crush the combined ratio.
What makes R+V Allgemeine Versicherung AG unique
- R+V’s Volksbanken Raiffeisenbanken network gives it captive German retail distribution.
- Fitch reaffirmed AA strength for R+V Allgemeine Versicherung AG in November 2025.
- NextLevel targets profitable growth while preserving high risk-bearing capacity.
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Benefits
Paid Vacation
Wellness Program
Mentorship Program
Training Programs