Mitsubishi UFG

Mitsubishi UFG

Global banking, trust, asset management, securities.

Credit Corporates Analyst

Full-Time
No salary listed
Junior, Mid
MBA
Mumbai, Maharashtra, India
In Person

About the job

Requirements
  • The candidate must have 1–4 years of working experience in financial institutions or equivalent experience in accounting or financial analysis areas.
  • The candidate must have excellent oral and written communication skills.
  • The candidate must have an MBA in Finance, or a CA or CFA credential.
Responsibilities
  • Support the Portfolio Management Group and handle credit coverage for United States subsidiaries of Japanese corporations.
  • Support United States subsidiaries of publicly traded Japanese corporations by assessing credit risk factors, determining appropriate ratings under established policies and guidelines, and actively managing a designated portfolio.
  • Monitor portfolio names continuously for potential upgrades, downgrades, and credit deterioration to maximize net income and reduce credit costs.
  • Manage a designated portfolio of Japanese corporate credit customers under the guidance of senior portfolio managers.
  • Perform due diligence and scheduled reviews regularly.
  • Analyze credit risk for the designated portfolio and make accurate, timely rating recommendations to management with support from a senior portfolio manager.
  • Prepare detailed credit analyses and credit applications in accordance with applicable credit policies, procedures, rules, and operating manuals; evaluate borrowers’ industry, business, legal, and financial risks; and recommend extensions of credit to management.
  • Use basic cash flow modeling skills and maintain current knowledge of assigned industries and industry subsectors through internal and external sources and direct customer communication.
  • Understand and assess the risks of standard bank products, including loans, standby letters of credit, trade finance, foreign exchange, derivatives, and securitization.
  • Maintain direct communication with assigned customers.
  • Oversee covenant compliance, facility due dates, and required conditions, instructions, and reports.
  • Coordinate and communicate account information to internal auditors and external regulators, including the Federal Reserve Board, Financial Services Agency, Bank of Japan, SNIC, and Office of the Comptroller of the Currency.
  • Complete ongoing training to enhance portfolio-management skills.
  • Perform other related functions as assigned.
  • Work with business lines and product groups to identify prospective transactions.
  • Identify structural risks and mitigants in prospective transactions and recommend or enhance deal structures and covenants in line with policies and procedures.
  • Advise relationship managers on credit-risk issues and terms and conditions to create effective deals while improving profit and minimizing credit cost, with support from a senior portfolio manager.
  • Communicate with credit divisions regarding rating rationale, facility structuring, and exposures, and ensure credit divisions receive all credit-related information and analyses needed for decision-making.
  • Ensure compliance with external regulatory requirements, including requirements of the Japanese Financial Services Agency, Bank of Japan, SNIC, Office of the Comptroller of the Currency, and Federal Reserve.
  • Ensure compliance with internal policies and procedures by understanding and adhering to applicable credit policies, procedures, rules, rating procedures, operating manuals, and other pronouncements.
Desired Qualifications
  • Japanese language skill is preferred.
  • Completion of formal credit training is a plus.

About the company

MUFG is a large financial services group formed in 2005 by merging Mitsubishi Tokyo Financial Group and UFJ Holdings. It provides a wide range of services, including commercial banking, trust banking, securities, credit cards, and asset management, through a global network of banks, trust banks, securities firms, and asset management subsidiaries. Its products work by offering loans and deposits, investment products, payment services, and financial advisory to individuals, businesses, and institutions via branches, digital platforms, and partnerships. The company differentiates itself with its size and global reach, a diversified mix of financial offerings, and strategic international investments (notably the 2008 stake in Morgan Stanley) that expand its US and global presence. MUFG’s goal is to support economic growth worldwide by providing comprehensive financial solutions and pursuing sustainable finance and innovation.

Company Size

10,001+

Company Stage

IPO

Headquarters

Tokyo, Japan

Founded

2006

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Simplify's Take

What believers are saying

  • September 2026 Philippines universal banking license opens new retail and corporate growth.
  • September 2026 JAXA human-spaceflight R&D and August 2026 on-chain JGB repo broaden innovation.
  • September 2026 Generate Capital and MUFG closed $117 million in community solar financing.

What critics are saying

  • Petroleos de Venezuela v. MUFG Union Bank reached the Second Circuit in 2026.
  • September 2026 BlackRock and Morgan Stanley private-credit talks invite direct competition against MUFG.
  • September 2026 MUFG Emut Bank and Philippines licensing add integration and regulatory execution risk.

What makes Mitsubishi UFG unique

  • MUFG’s January 2026 EU universal-bank merger creates a tighter Europe platform.
  • MUFG’s March 2026 SBI pact deepens India-Japan cross-border financing reach.
  • MUFG’s September 2026 stablecoin and on-chain repo pilots signal serious tokenization execution.

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Benefits

Health Insurance

401(k) Retirement Plan

Paid Vacation

Paid Sick Leave

Paid Holidays

Parental Leave

Professional Development Budget

Remote Work Options

Flexible Work Hours

Company News

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Lotte Card raises $300M through overseas asset-backed securities issuance

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PR Newswire
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Footprint raises $25 million Series B to scale Percy, the AI operating system for risk & compliance.

Footprint raises $25 million Series B to scale Percy, the AI operating system for risk & compliance. Sep 16, 2026, 09:15 ET The new capital will double Footprint's engineering and sales teams and fuel their West Coast expansion NEW YORK, Sept. 16, 2026 /PRNewswire/ - Footprint, the AI operating system for risk, today announced it has raised $25 million in Series B funding led by QED Investors, with participation from MUFG, Commerce Ventures, LightBank, and Alumni Ventures, and continued backing from existing investors Index Ventures, Lerer Hippeau, BoxGroup, Operator Partners, and Animal Capital. Footprint builds AI systems and workflows for financial-crime compliance (such as anti-money laundering, enhanced due diligence, know-your-customer, know-your-business, transaction monitoring investigations and beyond) for banks and fintechs. The new capital will double the company's engineering and sales teams as it advances Percy, the world's first end-to-end AI operating system built for financial crime compliance, and Trust Fabric, the governed infrastructure beneath it. It will also fuel the company's expansion into a new San Francisco office as it scales its agentic AI infrastructure for enterprise financial institutions. "With this raise, we're doubling down on the thesis that risk operations will be re-envisioned for the AI-native era," said Eli Wachs, Footprint CEO and Co-Founder. "As AI expands the volume of financial crime in the global economy, we're building the agentic defense system that can expand to meet and defeat it." At the core of Footprint's platform is Percy, the world's first agentic AI operating system built end-to-end for risk. Unlike legacy rules-based systems, Percy investigates every case, surfaces every finding, and executes standard operating procedures (SOPs) with the speed and precision of an expert analyst. Percy operates in plain English, allowing teams to ask for reasoning or create new workflows without coding. Every investigation is documented with citations, timestamps, and a full task-by-task audit trail for regulators. The Series B funding will also advance Trust Fabric, the governed infrastructure beneath Percy that lets you build a superintelligent "organizational memory" over time. Trust Fabric connects related signals across customers and cases, ensuring that insights and precedents set by one investigation are instantly available across KYC, sanctions, and monitoring. This allows teams to identify fraud rings and persistent bad actors that human analysts might miss. Trust Fabric also provides agent assurance, continuously evaluating whether AI agents follow policy and use evidence correctly, allowing quality assurance teams to inspect the exact trace behind every finding. Footprint's technology already powers compliance teams at FDIC and OCC-regulated banks, as well as leading fintechs such as Bilt, Nuvei, and MoonPay. The platform is pre-integrated with hundreds of premiere data sources and vendors, such as LexisNexis and ComplyAdvantage, allowing Percy to verify findings against trusted sources of truth. About Footprint Footprint is a leading agentic platform (backed by Index, QED, Commerce Ventures) that learns your compliance program and runs it end-to-end. Investigations are fully auditable, connected to trusted vendors and data sources (e.g. LexisNexis, ComplyAdvantage, government registries) and committed to an organizational memory that compounds - adapting alongside your procedures, and improving your entire system. Footprint's technology empowers compliance teams to clear their alert backlog faster - with deeper context and better judgment. Its customers include a slew of FDIC and OCC-regulated banks, and fintechs such as Bilt, Nuvei, and MoonPay. Learn more at onefootprint.com SOURCE Footprint