F

First Citizens BancShares

Full-service bank offering loans and investments

Financial Analyst 1 - Treasury Operations

Full-TimeDeadline 10/8/27
$79.8k - $106.4k
Junior
Bachelor's
Morristown, NJ, USA+1 moreMore locations: Raleigh, NC, USA
HybridThree days per week in the office.
Finance & BankingTreasury

About the job

Requirements
  • A bachelor's degree and one year of experience, or a high school diploma or GED/equivalent and five years of experience.
  • Analytical skills related to data.
  • Critical-thinking skills.
  • Data-gathering and reporting skills.
Responsibilities
  • Source, compile, and interpret data; analyze it for accuracy and efficiencies; and communicate analysis outputs.
  • Support management, associates, and other key groups with analysis outputs and financial expertise.
  • Coordinate information and process updates across systems, and prepare documentation, presentations, or other business materials as needed.
  • Produce reports based on data analysis, company trends, and financial processes; communicate patterns, problems, and areas for improvement; and assist with internal reporting projects as directed.
  • Track performance across assigned systems, products, or business units; identify issues limiting potential gains; and recommend workflow changes to achieve financial goals or minimize financial impact.
  • Support cash-management changes related to cash flows and enhance reporting and metrics.
  • Analyze account transactions to drive change.
  • Understand and support the organization's bank account structure.
  • Set up bank accounts within various system infrastructures.
  • Report bank fees, bank accounts, and project metrics.
  • Manage KYC refresh, vendor management, and third-party oversight.
  • Liaise with bank representatives to open and close bank accounts.
  • Implement and maintain banking services, including lockbox, positive pay, ACH, and direct debit.
  • Assist with creating and submitting general-ledger account maintenance requests for new, closed, and changed bank accounts.
Desired Qualifications
  • A bachelor's degree in Finance or Analytics.
  • Two years of financial experience within Treasury Banking Operations.
  • Understanding of financial instruments, bank accounts, or other financial industry or banking experience.
  • Strong organization and reporting experience with high attention to detail.
  • Intermediate to advanced Excel skills.
  • Ability to link financial results to operational performance drivers, generate alternatives, and support positive change.

About the company

F

First Citizens BancShares

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First Citizens BancShares operates First Citizens Bank, offering a full range of financial services for individuals and businesses. Its products include checking and savings accounts, credit cards, mortgages and auto loans, personal loans, online and mobile banking, wealth management and investment services, insurance, and small business banking. The core product set is accessed via online and mobile platforms, branch networks, and ATM access, with features like online statements, bill pay, direct deposit, and rewards programs. The bank positions itself through a broad suite of banking and financial services tailored to different customer segments such as personal, business, and wealth customers, emphasizing integrated banking experience and customer support. Overall, the goal is to help customers manage money, borrow for major needs (homes, vehicles, education), invest for future goals, and protect their financial security through a range of financial products and advisory services.

Company Size

10,001+

Company Stage

IPO

Headquarters

Raleigh, North Carolina

Founded

1898

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Simplify's Take

What believers are saying

  • Second-quarter 2026 net income rose to $672 million, up from $534 million.
  • Management repurchased $600 million of stock in July 2026, signaling capital confidence.
  • The BMO acquisition added roughly $5 billion in deposits and $650 million in loans.

What critics are saying

  • The $300 million Series F preferred adds a fixed dividend burden until 2031.
  • The BMO branch conversion exposes First Citizens to integration risk across 138 locations.
  • A persistent securities-fraud investigation following January 2026 results threatens management credibility.

What makes First Citizens BancShares unique

  • First Citizens Bank now spans 600+ branches after the September 2026 BMO deal.
  • It combines commercial banking, equipment finance, wealth, insurance, and mortgage products.
  • Management keeps buying deposits and loans while maintaining strong capital and liquidity.

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Benefits

  • Hybrid Work Options

Company News

Finopotamus
Oct 19th, 2026
First Citizens Bank to collaborate with NCR Atleos to provide ATM access at Target stores nationwide.

First Citizens Bank to collaborate with NCR Atleos to provide ATM access at Target stores nationwide. 2 hours ago RALEIGH, N.C. - First Citizens Bank today announced an agreement with NCR Atleos to provide clients with surcharge-free access to ATMs at more than 2,000 Target stores. The nationwide rollout provides First Citizens' customers with a flexible, convenient, and secure way to access everyday banking at participating Target locations. First Citizens Bank customers may use their debit card at ATMs in Target locations to access essential banking services, including withdrawing cash, checking account balances, and transferring funds between eligible linked accounts, without paying a surcharge fee at participating locations. "Supporting our customers' long-term financial well-being is at the heart of what we do, and that commitment guides how we make banking services accessible," said Michael Wilson, Head of Wealth and Consumer Banking at First Citizens Bank. "The consumer banking experience needs to meet customers where they are through multiple channels, whether in-person or digitally enabled. Having in-store accessibility is a practical extension of the convenience and service our customers expect from First Citizens." With this addition, First Citizens customers now have surcharge-free access to more than 2,000 ATMs and at branch locations nationwide. The expanded network is the latest in a series of investments in the client experience, reflecting the same client-centered, relationship-driven approach First Citizens has brought to banking for generations. About First Citizens Bank First Citizens Bank helps personal, business, commercial and wealth clients build financial strength that lasts. Headquartered in Raleigh, N.C., First Citizens has built a unique legacy of strength, stability and long-term thinking that has spanned generations. First Citizens offers an array of general banking services with branches and offices nationwide; commercial banking expertise delivering best-in-class lending, leasing and other financial services coast to coast; innovation banking serving businesses at every stage; and a nationwide direct bank. Parent company First Citizens BancShares, Inc. (NASDAQ: FCNCA) is a top 20 U.S. financial institution with more than $230 billion in assets and a member of the Fortune 500(TM). Discover more at firstcitizens.com. About NCR Atleos NCR Atleos (NYSE: NATL) is a leader in expanding self-service financial access, with industry-leading ATM expertise and experience, unrivaled operational scale including the largest independently-owned ATM network, always-on global services and constant innovation. Atleos improves operational efficiency for financial institutions, drives footfall for retailers and enables digital-first financial self-service experiences for consumers. NCR Atleos is ranked #12 in Newsweek's prestigious 2025 Top 100 Global Most Loved Workplaces(R) list. NCR Atleos is headquartered in Atlanta, Ga., with approximately 20,000 employees globally. For more information, visit www.ncratleos.com.

ABF Journal
Oct 12th, 2026
Legacy Corporate Lending names Masci chief risk officer.

Legacy Corporate Lending names Masci chief risk officer. Anthony Masci will work closely with the CEO, Clark Griffith, and chief investment officer, Paul Martin, in expanding the credit function, strengthening underwriting and portfolio management, while also contributing to the firm's growth initiatives. Legacy Corporate Lending, a specialty asset-based lender, appointed Anthony Masci as chief risk officer. Based in New York, Masci joins Legacy's executive management team as the firm continues to grow its diversified ABL platform. He will work closely with the CEO, Clark Griffith, and chief investment officer, Paul Martin, in expanding the credit function, strengthening underwriting and portfolio management, while also contributing to the firm's growth initiatives. Masci brings more than 20 years of experience across asset-based lending, middle-market finance, specialty finance, trade finance and structured lending. Most recently, Masci served as the chief credit officer of working capital finance at First Citizens Bank (formerly CIT Group), where he led credit strategy, underwriting and portfolio management for an approximately $8 billion commercial lending platform. He oversaw a team of 75 professionals, with responsibility for complex middle-market and sponsor-backed transactions across a broad range of industries. Prior to becoming chief credit officer, Masci spent 14 years at CIT Group as director and co-head of underwriting and portfolio management for its commercial and industrial and asset-based lending platform. He began his career in the global fixed income group at Bank of New York Mellon. He holds an MBA with concentrations in finance, financial instruments and markets, and economics from New York University's Stern School of Business and a BSBA in finance from Boston University's School of Management. "Anthony's depth of credit leadership across asset-based and middle-market lending makes him an ideal addition to our Executive Management Team," Griffith said. "I look forward to working closely with Anthony as Legacy enters its next stage of growth and moves up-market into larger loan transactions." Masci added, "In just a few years, Legacy has established an impressive track record of delivering flexible financing solutions to service its borrowers and has built a scalable platform that is ready to grow. I look forward to working with Clark, Paul and the team to continue expanding the business to serve the middle-market asset-based lending market."

AiThority
Oct 9th, 2026
Stord secures $400 million credit facility led by Citi to scale its network, robotics, and AI investment, expands leadership team.

Stord secures $400 million credit facility led by Citi to scale its network, robotics, and AI investment, expands leadership team. Oversubscribed at nearly double the company's original target and joined by Morgan Stanley, JPMorgan, and others. The financing arrives alongside two executive appointments: Bill Zerella as Chief Financial Officer and Mark Wayland as Chief Revenue Officer. Stord, the physical intelligence layer for independent commerce, announced a $400 million credit facility led by Citi and joined by Morgan Stanley and JPMorgan, alongside First Citizens, Citizens, and KeyBank. The company saw significant demand, closing the facility oversubscribed at nearly double the amount Stord originally went to market seeking. The facility, combined with Stord's $250M Series F at a $3B valuation earlier in 2026, gives Stord substantial liquidity and financial flexibility as the company continues to grow, launch, and expand rapidly. This capital will fund Stord's rapid expansion of its fulfillment network, accelerate the automation and robotics work underway at Stord Labs, and deepen the commerce software and AI that brands rely on to grow revenue, reduce costs, and delight their consumers. A key investment behind Stord's Series F and credit facility is Stord Labs, the company's physical intelligence lab at its Atlanta headquarters, which tests, develops, and deploys agentic robotics and AI across the Stord network on a single unified stack. That same team embeds forward deployed engineers directly inside Stord's own operations and its customers' businesses, and the results are already showing up in speed and accuracy across the network. With this new capital, Stord will further accelerate its investment in AI and automation across the network. Oct 9, 2026 Prev Next 1 of 43,826 The financing is announced alongside two executive appointments. Bill Zerella joins as Chief Financial Officer. Zerella has led finance at three public companies, all of which he brought to the public equity markets, including Fitbit's IPO in 2015, where the company grew from roughly $300 million to more than $2 billion in revenue and reached a market capitalization of approximately $12 billion. He most recently served as Chief Financial Officer at ACV Auctions (NYSE: ACVA), a $1 billion-plus business combining software, fintech, marketplace sales, and vehicle logistics. He understands brands the way Stord's customers do, and he has spent his career building finance inside complex, physical AI businesses like Stord's own. Mark Wayland joins as Chief Revenue Officer. Wayland brings more than three decades of enterprise sales and revenue leadership, most recently as Chief Revenue Officer at Box (NYSE: BOX). Before Box, he was Chief Revenue Officer at Tanium and spent more than a decade at Salesforce, rising to Senior Vice President of the Marketing Cloud. He has built global and enterprise sales organizations at public software companies throughout his career. Stord is approaching $1 billion in revenue run-rate, has grown 10x over the past four years, and has secured $650 million in equity and credit capacity just in 2026 alone. "Stord is transforming commerce. Our industry-leading scale, fulfillment infrastructure, commerce technology, and applied AI and robotics have rapidly separated Stord as the leader. This facility, combined with our $250 million Series F, gives us the balance sheet to match the scale, potential, and impact of what we're building. We will use this capital to expand our fulfillment network, accelerate our deployment of robotics, and invest aggressively in AI through Stord Labs. The banks in this facility, and the leaders joining us in Bill and Mark, are both a vote of confidence in the foundation we've created at Stord, as well as a signal of where we are headed," said Sean Henry, CEO and Co-Founder of Stord. [To share your insights with AiThority, please write to [email protected]]

PR Newswire
Oct 8th, 2026
Pivot Energy Closes $173 Million Term Loan Facility for 135 MWdc Distributed Solar Portfolio

/PRNewswire/ -- Pivot Energy, an impact-focused independent power producer of distributed-scale solar and energy storage, today announced the closing of a $173...

Inc.
Oct 8th, 2026
Stord Secures $400 Million And Wants to Be Bigger Than Amazon

Stord is about to cross $1 billion in revenue. The buzzy logistics star is just getting started.