Full-Time
Capital Markets Junior Associate
Posted on 10/6/2025
Above Lending
51-200 employees
Simple, transparent lending and debt management
Compensation Overview
$60k - $80k/yr
Chicago, IL, USA
Hybrid
 Finance & Banking (2) |
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- Bachelor's degree in Accounting or related field
- 2-3 years of relevant professional experience in financial services, with knowledge of asset-backed credit facilities or securitizations preferred
- Accounting background is preferred
- Proficiency in MS Excel and other analytical software. Experience with SQL a strong plus.
- Strong problem solving and analytical skills
- Independent and motivated self-starter that can meet deadlines with attention to detail
- Own day-to-day portfolio transactions including purchases, transfers, and sales.
- Responsible for accurate and timely preparation and delivery of various capital market reporting.
- Support audits and diligence processes related to the company’s credit facilities.
- Identify and drive process improvements.
- Other ad hoc duties as assigned.
- Knowledge of asset-backed credit facilities or securitizations
- Accounting background is preferred
- Experience with SQL is a strong plus
Above Lending provides personal lending and debt management services to help individuals simplify their finances. Its lending products are designed to be simple and transparent, with competitive rates and personalized support from loan specialists to help borrowers get credit that is easier to manage. The company’s process centers on clear terms and guidance to improve financial well-being, rather than just offering loans. It distinguishes itself by focusing on debt management and borrower education alongside lending, aiming to make credit more affordable and accessible for people looking to take control of their finances. The primary goal is to help borrowers achieve financial stability and reach their personal financial goals.
Company Size
51-200
Company Stage
Debt Financing
Total Funding
$200M
Headquarters
Northbrook, Illinois
Founded
2019
Simplify's Take
What believers are saying
- $200M warehouse facility from ATLAS SP on Oct 30, 2023 fuels loan book growth.
- BBB A+ accreditation since Dec 1, 2023 builds consumer trust.
- $400M loans to 25,000+ clients since 2021 drives revenue expansion.
What critics are saying
- ATLAS SP withdraws funding in 2026 credit tightening, halting originations.
- Upstart's AI underwriting steals market share with lower rates in 6-12 months.
- SoFi diverts clients via superior brand and app in 3-6 months.
What makes Above Lending unique
- Above Lending brokers consumer installment loans for credit card debt repayment.
- Personalized loan specialists provide tailored support unlike automated competitors.
- Partners with Beyond Finance and Five Lakes for accelerated debt consolidation.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
Paid Vacation
Paid Sick Leave
Unlimited Paid Time Off
401(k) Company Match
401(k) Retirement Plan
Professional Development Budget
Growth & Insights and Company News
6 month growth
↓ -1%1 year growth
↓ -4%2 year growth
↓ -1%Loading. Loading. Loading...NEW YORK, Oct. 30, 2023 (GLOBE NEWSWIRE) -- Above Lending, a leading national provider of consumer installment loans, today announced the closing of a $200-million warehouse facility (the "Financing") led by ATLAS SP Partners ("ATLAS SP"), which is acting as Administrative Agent.Above Lending focuses on originating consumer loans for individuals looking to repay existing credit card and other household debt and rebuild their credit profile. The Financing will be used to fund growth in Above Lending's loan book."Above's loan product is an effective solution for consumers looking to pay off existing credit card and other household debt and rebuild their credit profile," said Above Lending CFO Hadi Husain. "The capital we have raised from ATLAS SP will be instrumental in helping us reach more consumers and work to put them on a path to a better financial future.""We are proud to provide additional capital to Above Lending to support the continued growth of their consumer lending platform," said ATLAS SP Director Andrew Koepke