Commercial Banker

Description

The Commercial Banker is responsible for building customer relationships and advocacy through
proactive business development, management, and analysis of a loan and deposit portfolio. This
role focuses on generating new loan and deposit volume, including the solicitation and profiling
of prospective clients and maintaining accurate sales/pipeline data. The Business Banker has a
basic knowledge of credit underwriting and collaborates with the credit team to present and
analyze client data.

Responsibilities

• Build and develop a network of internal and external resources to build Choice Financial
  relationships in the Arizona market.
• The target prospective client base is a mix of C&I clients and CRE clients.
• Act as the primary point of contact for clients seeking credit and lending services.
• Provide personalized financial advice and solutions based on clients’ creditworthiness and
  financial goals.
• Explain the terms, conditions, and risks associated with various credit products to clients
  to help them make informed decisions.
• Work with clients to structure loan terms, interest rates, and repayment schedules that
  align with their financial capacity and objectives.
• Collaborate with internal teams to customize solutions for complex or specialized lending
  requirements.
• Actively cross-sell other financial products and services offered by the bank to enhance
  customer relationships and loyalty 

Requirements

Commercial Banker (VP or SVP)

• Minimum of 8 to 10 years of relevant experience for an SVP level Commercial Banker and 6 to 8 years of relevant experience for a VP level Commercial Banker, both with requisite competencies.
• Bachelor’s degree in finance, accounting, or a related field, or relevant experience.
• Baseline knowledge of credit underwriting.
• Strong interpersonal and communication skills to build and maintain client relationships.
• Familiarity with banking regulations and compliance requirements.
• Ability to work independently and as part of a team.
• High level of integrity and professionalism.

Travel Requirement 

This position requires travel to support business needs, including team collaboration, internal trainings, and cross-functional initiatives. The frequency and duration of travel will vary based on organizational priorities and team needs.

Cultural Alignment   

Choice is #PeopleFirst, banking second.  

People don’t need just another bank. People need to be supported by a team of trusted partners who will get to know them and their business, understand their challenges, discover their dreams, and recognize the success in bringing people and banking together in our communities. 

In contributing to our culture, Choice team members are guided by our core values. 

• Embrace change and encourage innovation. 
• Know when to ask for help and know when to offer help. 
• Better the places we live. 
• Work hard. Do the right thing. Have a little fun. 

Our vision of Diversity at Choice is supported by our #PeopleFirst mission and our core values. 

Being #PeopleFirst means that Choice is committed to focusing attention and resources towards creating an environment where everyone feels respected and valued and can do their best work. Doing the right thing means encouraging employees to share their experiences and ideas, and to bring their whole authentic selves to work. Together, we can build an inclusive culture that seeks out, supports, and celebrates diverse voices. We can use our diversity to fuel creativity and innovation and bring us closer to our customers and the communities we serve. Be welcome at Choice. We can see you here. 

Disclosure 

This job description is intended to describe the general content of, and requirements for, the performance of this job.  It is not to be construed as an exhaustive statement of duties, responsibilities or requirements. All requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a significant risk to the health and safety of themselves or other employees.  

All employment at Choice Financial Group is “at will” employment. This position description does not create an employment contract, implied or otherwise.