Full-Time

Mortgage Call Center Representative

Posted on 2/5/2026

Deadline 2/23/27
LoanCare

LoanCare

1,001-5,000 employees

Subservicing mortgage loans with analytics

No salary listed

Remote in USA

Remote

Category
Customer Experience & Support (1)
Required Skills
Customer Service
Requirements
  • High School Diploma or equivalent.
  • Knowledge of customer service principles and practices.
  • Excellent communication skills.
  • Strong attention to detail and accuracy.
  • Problem-solving and problem analysis skills.
  • Critical Thinking – Use logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems.
  • Reading Comprehension – Understand written sentences and paragraphs in work related documents.
  • English Language – Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.
  • Speaking – Communicate verbally with others to convey information effectively.
  • Active Learning – Understand the implications of new information for both current and future problem-solving and decision-making.
  • Active Listening – Give full attention to what other people are saying, take time to understand the points being made, ask questions for clarity, and don’t interrupt at inappropriate times.
  • Instructing – Teach others how to do something.
  • Judgment and Decision Making – Consider the relative costs and benefits of potential actions to choose the most appropriate one.
  • Time Management – Manage one's own time and the time of others.
  • Writing – Communicate effectively in writing as appropriate for the needs of the audience.
  • Complex Problem Solving – Identify complex problems and review related information to develop and evaluate options and implement solutions.
  • Deductive Reasoning – Able to apply general rules to specific problems to produce answers that make sense.
  • Problem Sensitivity – Able to tell when something is wrong or is likely to go wrong. It does not involve solving the problem, only recognizing there is a problem.
  • Written Comprehension – Able to read and understand information and ideas presented in writing.
  • Inductive Reasoning – Able to combine pieces of information to form general rules or conclusions (includes finding a relationship among seemingly unrelated events).
  • Information Ordering – Able to arrange things or actions in a certain order or pattern according to a specific rule or set of rules (e.g., patterns of numbers, letters, words, pictures, mathematical operations).
  • Near Vision – Able to see details at close range (within a few feet of the observer).
  • Oral Comprehension – Able to listen and understand information and ideas presented through spoken words and sentences.
  • Oral Expression – Able to communicate information and ideas verbally so others will understand.
  • Speech Recognition – Able to identify and understand the speech of another person.
  • Speech Clarity – Able to speak clearly so others can understand you.
Responsibilities
  • Assist homeowners with routine or complex issues and requests in a call center environment.
  • Use an advanced telephony system.
  • Provide exceptional customer service, explain mortgage-based process information, and make decisions to resolve customer issues.
  • Handle inbound/outbound calls from/to customers in a fast-paced environment while maintaining established performance metrics expectations and delivering quality service.
  • Take ownership of the customer experience and demonstrate attributes in accordance with LoanCare brand experience expectations.
  • Utilize good judgment and understanding of processes/procedures to effectively resolve customer issues.
  • Obtain/evaluate all relevant information to handle inquiries and complaints accurately and efficiently.
  • Accurately track/document all communications with customers to provide a detailed history of contact.
  • Assist with identifying root causes and explain the best solution to promptly resolve customer concerns.
  • Achieve targeted individual and team-based performance goals monthly.
  • Follow escalation procedures to address customer concerns requiring additional research/resources to resolve.
  • Direct requests and unresolved issues to the designated resource.
  • All other duties as assigned.
Desired Qualifications
  • 2 years of Call Center or Customer Service experience preferred.
  • Basic mortgage product knowledge preferred.

LoanCare provides full-service mortgage loan subservicing for banks, credit unions, independent mortgage companies, and portfolio investors, including special loans, white-label options, and marketing services. It handles the day-to-day administration of loans on behalf of lenders, covering payments, escrow, borrower communications, and related servicing tasks, while offering branding and marketing support to lenders. The company differentiates itself with its proprietary LoanCare Analytics platform, which quickly identifies risk and opportunities to support smarter decisions across the servicing lifecycle. With 40 years in the industry and as part of Fidelity National Financial, LoanCare aims to optimize asset performance for its clients and improve the borrower experience by tailoring subservicing programs to each client’s needs.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

N/A

Headquarters

Virginia Beach, Virginia

Founded

1983

Simplify Jobs

Simplify's Take

What believers are saying

  • Ramie Word, hired May 6, 2026, enhances client retention via proven relations expertise.
  • $22.6M 2023 verdict against Freedom Mortgage affirms ethical servicing reputation.
  • Analytics™ cuts client analyst needs amid volatile mortgage market conditions.

What critics are saying

  • Rocket Mortgage poaches LoanCare clients using Word's 20-year insider knowledge within 6-12 months.
  • Freedom Mortgage appeals 2023 loss, sparking CFPB scrutiny and eroding trust in 12-18 months.
  • Digital Recapture fails amid declining volumes, slashing revenue in 3-6 months.

What makes LoanCare unique

  • LoanCare Analytics™ delivers integrated MSR insights on engagement, liquidity, and credit risk.
  • Digital Recapture suite targets homeowners for equity recapture and refinance notifications.
  • Ramie Word's 25-year expertise from Mr. Cooper bolsters default servicing leadership.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Remote Work Options

Flexible Work Hours

Company News

Stock Titan
Oct 21st, 2024
LoanCare Expands with Digital Recapture, Paving the Way for Lender Success

LoanCare, a national mortgage subservicer, has launched Digital Recapture, a suite of tools designed to connect homeowners with lending products and inform them about potential home equity or lower interest rates.

PR Newswire
Feb 15th, 2024
Capital Markets Robust, Heloc Volume Up In Q2 2024 Home Equity Study

Press Releases | 2024 Press ReleasesFirstClose, LoanCare and Covius sponsor in-depth review of Q2 home-equity originations, capital markets and servicingLAGUNA BEACH, Calif., Aug. 19, 2024 /PRNewswire/ -- Home Equity Lending News LLC (HELN), the leading source for breaking news and statistics exclusively about home-equity finance, has published the Q2 2024 Home Equity Study sponsored by FirstClose Inc., a leading fintech provider of data and workflow solutions for mortgage and home equity lenders nationwide. Quarterly HELOC originations turned higher after several consecutive quarterly declines, while capital markets conditions are robust.This timely study was generously co-sponsored by LoanCare, a top U.S. mortgage subservicer, and Covius, a leading provider of technology-enabled solutions to the financial services industry.FirstClose CEO Tedd Smith said, "The home equity market represents a pivotal opportunity for homeowners and lenders, alike. With the right technology and processes in place, lenders can unlock value and drive more efficient, transparent transactions, ultimately empowering homeowners to better leverage their home equity for their financial goals."After three consecutive quarters of slowing, HELOC production turned higher — though lending levels pale compared to available equity. Rocket's home equity production doubled, and Better's business was up by three quarters

PR Newswire
Jul 25th, 2023
Loancare® Wins $22.6 Million In A 2016 Lawsuit Filed By Freedom Mortgage

VIRGINIA BEACH, Va., July 25, 2023 /PRNewswire/ -- On Monday, July 24, 2023, a jury returned its verdict in favor of LoanCare® and awarded it $22.6 million in damages on claims of conversion, fraudulent inducement, and unjust enrichment against Freedom Mortgage. The verdict vindicates LoanCare's longstanding reputation as a leading mortgage servicer.Earlier in the trial, Chief District Court Judge Renee Marie Bumb held that Freedom Mortgage's $40 million claim that LoanCare improperly serviced its defaulted loans was meritless finding, after hearing all of Freedom's evidence, that no reasonable jury could find in Freedom's favor. The court directed a verdict giving judgment to LoanCare on those claims leaving one remaining Freedom claim.On Freedom Mortgage's $247,000 claim that LoanCare improperly billed for certain default work the jury returned a verdict in Freedom's favor. LoanCare respectfully disagrees with that part of the decision. The billing was a result of the error in the billing process from 2014 that was corrected, and the claim was settled by the parties at that time."As we celebrate the court's decision, LoanCare remains focused on our mission to deliver superior servicing experiences and the most advanced technology capabilities to lenders, homeowners and investors," said Dave Worrall, President of LoanCare. "This victory only reinforces our resolve to continue innovating, delivering exceptional products, and providing unparalleled customer satisfaction."The court ruling affirms that LoanCare remains a trusted industry leader with an unwavering commitment to the highest standards of ethics, accountability, and excellence.About LoanCareLoanCare is a top national provider of full service, component, and interim mortgage loan subservicing

FF News
Feb 17th, 2023
Loancare Launches Loancare Analytics™

LoanCare, a top U.S. mortgage subservicer, announced it has launched a proprietary, all-in-one portfolio management solution, LoanCare Analytics™. The platform was built to support mortgage servicing rights (MSR) investors with a focus on customer engagement, liquidity, and credit risk.“Having an all-in-one tool to manage servicing portfolios is more important than ever, as the market continues to move through volatile economic conditions. This is a significant technological advancement for the industry. It offers our clients unprecedented transparency into their loan portfolio and doesn’t require lenders to hire analysts to weed through the information,” said Dave Worrall, President of LoanCare. “Our investment in LoanCare Analytics was rooted in our quest to deliver levels of insight into loan portfolios like never before

LoanCare
Mar 31st, 2021
LoanCare, a Fidelity Na receives award HousingWire Tech 100 Award

Noted as an early adapter of self-service technology, LoanCare, one of the industry’s fastest growing subservicers, has once again been named a HousingWire Tech 100 Award winner.

INACTIVE