S

Santander

Global retail and commercial banking group

USA Sr. Specialist - Pricing, Hybrid-DFW Area

Full-TimeUpdated on 10/9/2026Deadline 2/28/27
$54.4k - $92.5k/yr
Junior
Bachelor's
Dallas, TX, USA
HybridThree days on-site per week required.
Finance & BankingCorporate Finance & FP&A
No H1B Sponsorship

About the job

Requirements
  • A Bachelor's Degree or equivalent work experience in Finance, Economics, Business Analytics, Data Analytics, or an equivalent field.
  • The ability to analyze data and develop sound business stories.
  • The ability to use SQL, SAS, or Python to extract and process data from multiple data sources.
  • Overall proficiency with Microsoft Office, including Excel pivot tables, Outlook, Word, and PowerPoint.
  • Strong problem-solving skills, attention to detail, organization, workload prioritization, and the ability to meet deadlines.
  • Good written and verbal communication skills.
  • A results-focused approach and customer focus.
  • Willingness to learn new skills, intellectual curiosity, and an affinity for numbers.
  • Legal authorization to work full-time in the United States without requiring employer sponsorship to commence employment.
Responsibilities
  • Develop clear and concise reporting for key metrics across various portfolios using multiple data resources.
  • Use data mining and data analysis to develop analytic business insights and uncover risks and opportunities related to portfolio management and originations.
  • Develop pricing frameworks that balance yield, risk, and volume objectives by incorporating credit risk, customer behavior, collateral trends, and market data.
  • Set up frequent multi-organizational reviews of key metrics, identify root causes, and develop action plans for trends that are not proceeding within expectations.
  • Encapsulate analytic findings into executive-level summary documents to support senior management decision-making.
  • Work across organizational teams to deliver strategic pricing changes from initiation through final system implementation.
  • Contribute to continuous process improvements in data quality, reporting, and automation.
  • Evaluate pricing and rebate structures for key customers and significant industry or peer groups to identify opportunities to improve profitability.
Desired Qualifications
  • At least 2 years of analytics experience in the financial services industry or educational equivalent in relevant fields.
  • At least 2 years of auto financial services industry experience or retail lending pricing experience.
  • An established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

About the company

Santander is a global bank focusing on retail and commercial banking in Europe and the Americas. It serves individuals and SMEs through strong regional franchises (Spain, Brazil, the UK, the US) and a broad Consumer Finance arm, while supporting multinational clients via its Corporate & Investment Banking division. It digitalizes core banking on its Gravity cloud to rapidly deploy digital solutions like Openbank and cross-border services, blending fintech agility with a traditional bank balance sheet. Its goal is to improve efficiency under the One Santander framework, grow cross-border revenue, and finance sustainable initiatives aligned with Net Zero targets.

Company Size

10,001+

Company Stage

IPO

Headquarters

Boadilla del Monte, Spain

Founded

1902

Get referred to Santander

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • Green finance reached €188 billion by June 2026, 85% of the 2030 target.
  • Peru's 467 MWp Illa solar financing expands Santander's Andean project-finance franchise.
  • H1 2026 revenue grew 6.5%, supporting management's 2026 profit-growth target.

What critics are saying

  • Santander UK booked £633 million for motor-finance redress; tribunal hearings run into 2027.
  • Webster integration threatens synergies, capital ratios, and the 2028 U.S. profitability thesis.
  • Santander UK cut 44 branches in 2026, risking customer attrition and labor conflict.

What makes Santander unique

  • Santander completed Webster acquisition on August 20, 2026, creating a top-ten U.S. bank.
  • Gravity migrated 97% of IT to cloud, enabling faster product rollouts.
  • Openbank and Work Cafés give Santander a hybrid digital-branch model across markets.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Health, dental, & vision

401k

Flexible PTO

Parental & sick leave

Discounts: technology, travel, auto, fitness, & tuition

Growth & Insights and Company News

Headcount

6 month growth

-14%

1 year growth

-3%

2 year growth

-3%
Clifford Chance
Oct 5th, 2026
Clifford Chance advises on $480M multi-jurisdictional financing for Peruvian consumer goods group Alicorp

Global law firm Clifford Chance has advised a syndicate of lenders on US$480 million in senior unsecured facilities for Alicorp, a Peruvian consumer goods company. The financing includes a five-year US$250 million term loan facility and a three-year US$230 million revolving credit facility. The term loan is divided into tranches for Alicorp's operations in Colombia (up to US$110 million), Spain (US$35 million), and Ecuador (US$90 million). The revolving facility is for Alicorp's Peruvian entity and includes two one-year extension options. Banco Bilbao Vizcaya Argentaria, Citibank, JPMorgan Chase Bank, and Banco Santander served as joint lead arrangers and bookrunners. The transaction spans four jurisdictions and two currencies, with proceeds earmarked for general corporate purposes and liquidity management.

MarketScreener
Sep 30th, 2026
CTO Realty Growth closes $1B unsecured credit facility, extends debt maturities to 2029

CTO Realty Growth has closed a $1.0 billion unsecured credit facility, extending its debt maturity profile and increasing total commitments by $250 million. The Winter Park, Florida-based owner and operator of open-air shopping centres will use proceeds to repay outstanding borrowings under its previous $300 million revolving credit facility and two term loans. The new facility comprises a $400 million revolving credit facility due September 2030 and four term loans ranging from $150 million each, maturing between September 2029 and March 2032. The refinancing increases the company's weighted average debt maturity to 4.3 years from 1.6 years. Initial fixed interest rates on the term loans range from 3.4% to 5.3%, based on applied SOFR swaps. The facility was provided by a syndicate led by KeyBank National Association.

Optimitive
Sep 30th, 2026
We won the Internationalization Runner-up Award in Álava at the PYME of the Year Awards!

Optimitive won the Internationalization Runner-up Award in Álava at the PYME of the Year Awards! Published:30 de September de 2026 OPTIMITIVE has been granted the Internationalization Runner-up Award in Álava at the PYME of the Year Awards, an accolade given by the Spanish Chamber of Commerce and Banco Santander, in collaboration with El Correo and SEA Empresas Alavesas. The awards ceremony took place on September 29 in Vitoria-Gasteiz, and OPTIMITIVE was represented by several team members, including Fernando de la Prida, CEO, and Javier A. García Sedano, Founder and CTO. In the words of the latter, who collected the award: "Internationalization is in our blood. We have always believed that the barriers were not in geography, but in the mind. You don't need to be in Silicon Valley to create world-class technology; it can be done in Vitoria, and we can make Vitoria a Silicon Valley." OPTIMITIVE and internationalization as a core value Since OPTIMITIVE's mission is to make industrial processes more efficient and sustainable through the use of Artificial Intelligence, helping to create a better world to live in, borders do not exist. Internationalization is one of OPTIMITIVE's core values. The company has carried out projects around the world since its origins, and today it optimizes industrial processes in seven major regions of the world (Europe, North America, South America, Africa, the Middle East, India and Asia-Pacific). But it is not only about looking outward: at home, internationalization is also a key consideration when building the team. Respect, diversity and inclusion, along with HR policies geared towards equal opportunities, have resulted in nine different nationalities among its employees and executives. Thank you to the Spanish Chamber of Commerce, Banco Santander, El Correo and SEA Empresas Alavesas for this recognition.

Clifford Chance
Sep 25th, 2026
Clifford Chance | Clifford Chance advises on US$209 million senior secured refinancing for Ransa group

Global law firm Clifford Chance advised Banco Santander, S.A. (Santander), as lead arranger and lender, in connection with a senior secured term loan facility of up to US$209 million made available to members of the Ransa group across Spain, Peru, Chile, Colombia, Guatemala, Honduras and El Salvador.

MarketScreener
Sep 24th, 2026
L’ORÉAL SUCCESSFULLY PRICES A 2 BILLION EURO TRIPLE TRANCHE BOND

NOT FOR RELEASE, PUBLICATION OR DISTRIBUTION DIRECTLY OR INDIRECTLY TO ANY U.S. PERSON OR ANY PERSON LOCATED IN THE UNITED STATES OF AMERICA OR IN ANY OTHER JURISDICTION WHERE IT IS UNLAWFUL TO...