Key Responsibilities

• Be a trusted advisor to Empower’s CEO, Board of Directors, and senior business executives by providing timely, concise, and business-focused legal advice on federal and state consumer finance, consumer protection, payments, and banking laws, rules and regulations
• Provide counsel on the business and legal ramifications of material company strategic initiatives, including potential M&A activity, fundraising, bank partnership arrangements, and critical vendor agreements
• Monitor exposure arising from potential or actual litigation
• Oversee Empower’s state licensing strategy and develop and implement an appropriate state licensing program
• Oversee relationships with external legal resources to effectively manage legal expenses and legal exposure
• Provide legal counsel and guidance to Compliance on matters of regulatory compliance
• Provide guidance to our Product and Engineering teams as a partner in order to successfully launch compelling products and services
• Partner with and support our Marketing and Design teams, advising on marketing collateral and product claims
• Partner with and support our Finance and Operations team negotiation, drafting, and advising on vendor contracts and advising on certain HR-related matters
• Where appropriate, engage with regulatory agencies and supervisory authorities
• Maintain knowledge of organization’s operations and legal documents
• Draft terms of use, product policies, and disclosures
• Remain up-to-date on relevant industry, consumer protection, and advertising laws and regulations to ensure an ongoing ability to provide sound advice 
• Develop strong, collaborative relationships with internal stakeholders 

Candidate Qualifications

• J.D. degree and a state bar member in good standing 
• 7+ years of experience, preferably with some in-house experience
• Familiarity and experience with consumer finance, consumer protection, payments, banking and additional FinTech related matters, including the laws, rules and regulations applicable to banks, bank partners, and/or the participants in the payments ecosystem, including processors and program managers
• Excellent organization and project management skills, and the ability to independently prioritize multiple simultaneous projects with different deadlines
• Sound and practical business judgment, intellectual creativity, and problem-solving skills
• Ability to develop positive relationships with internal and external partners, including senior company executives and external stakeholders