Senior Software Engineer
$110.7k - $171.8k/yr+ Potential sales incentive payments + Bonus + Equity
Mid, Senior
Bachelor's, Master's, MBA, JD, MD
Bellevue, WA, USA
HybridAt least three days in the office per week required.
Software EngineeringBackend Engineering
About the job
Requirements
- At least 2 years of relevant work experience and a bachelor's degree, or at least 5 years of relevant work experience.
- Experience building enterprise-scale distributed systems, application programming interfaces, or integration platforms.
- Experience with event-driven architecture using Kafka, message queues, event streaming, or workflow orchestration.
- Experience with authentication and authorization technologies including OAuth 2.0, OpenID Connect, JSON Web Tokens, Security Assertion Markup Language, mutual TLS, and identity and access management.
- Experience with observability and reliability technologies including Splunk, Datadog, Grafana, OpenTelemetry, and service-level objectives.
- Experience with automated testing, contract testing, performance testing, and application programming interface certification.
- Experience developing products in regulated industries such as financial technology, payments, or banking.
- Experience implementing generative artificial intelligence, agentic artificial intelligence workflows, retrieval-augmented generation, or intelligent automation.
- Experience with Payment Card Industry Data Security Standard, Sarbanes-Oxley, or financial services compliance requirements.
- Experience with white-labeling and multi-tenant applications.
- Understanding of portal architecture and self-service platforms.
- Experience with authentication flows including single sign-on, OAuth, and Security Assertion Markup Language.
- Knowledge of internationalization and localization.
- Experience with design systems and component libraries.
- Understanding of merchant and acquirer workflows in payments.
- Experience in software engineering, technology delivery, or a directly related field.
- Experience designing, building, and supporting application programming interfaces, web services, microservices, or enterprise integration services.
- Proficiency in modern programming languages such as Java, Python, JavaScript, TypeScript, Go, or Kotlin.
- Strong experience with application programming interface-first design, Representational State Transfer, OpenAPI, JavaScript Object Notation, webhooks, and event-driven architecture.
- Experience with cloud platforms such as Amazon Web Services, Microsoft Azure, or Google Cloud Platform, along with Docker, Kubernetes, and infrastructure as code.
- Experience with system design, architecture, debugging, troubleshooting, and production support.
- Experience collaborating with cross-functional teams to deliver secure and scalable solutions.
- Ability to use artificial-intelligence-assisted tools such as GitHub Copilot, ChatGPT, and agentic artificial intelligence, and establish safe artificial intelligence practices.
- Deep understanding of web application development and modern frontend frameworks.
- Experience with React, Angular, Vue.js, or similar frontend technologies.
- Expertise in responsive design and mobile-first development.
- Knowledge of user-interface and user-experience design principles and accessibility standards.
Responsibilities
- Design, build, and support secure, scalable solutions for Visa's Acceptance Solutions platform, focusing on transaction-processing platforms.
- Write code for approximately 60–75% of the role.
- Work with cross-functional teams to deliver reliable technology solutions.
- Leverage generative artificial intelligence and modern cloud-native practices.
- Mentor engineers and drive engineering standards across teams.
- Provide technical leadership, with or without direct reports.
About the company
Visa runs a global payment network that connects banks, merchants and consumers so card purchases and money transfers move between financial institutions. Its VisaNet system handles authorization, clearing and settlement, linking the bank behind a buyer's card with the bank that accepts a merchant's payment. The company earns fees from payment activity, transaction processing and international transactions, and sells fraud prevention tools, payment software and consulting services to businesses. Banks and other partners issue Visa branded cards and use its technology to build their own payment products. Visa traces its roots to a Bank of America card program launched in 1958 and is headquartered in San Francisco.
Company Size
10,001+
Company Stage
N/A
Total Funding
$24.2M
Headquarters
San Francisco, California
Founded
1958
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Simplify's Take
What believers are saying
- Visa demand keeps growing: July 2026 results showed quarterly revenue up 14% to $11.6 billion.
- Advisory staff get structured training: Visa University has over 50 learning modules for its consulting and analytics teams.
- Visa is capturing stablecoin activity: September 2026 settlement volume exceeded a $20 billion annualized run rate.
What critics are saying
- Visa must pay partners more: July 2026 results showed client incentives up 18%, faster than revenue.
- Visa faces pressure on its debit contracts: the Justice Department seeks restrictions on alleged anticompetitive practices.
- Technology and product jobs face cuts: Visa announced about 2,600 planned layoffs in July 2026.
What makes Visa unique
- Visa reaches everyday checkout at scale: its cards are accepted at over 175 million merchant locations.
- Visa avoids consumer lending exposure: it bears no cardholder credit risk.
- Visa Direct extends beyond cards: it reaches approximately 12 billion bank account, wallet and card endpoints.
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Benefits
- Health Insurance.
- Life Insurance.
- Dental Insurance.
- Disability Insurance.
- Accidental Death & Dismemberment Insurance.