Lake Michigan Credit Union
Member-owned financial co-op providing loans
Mortgage Loan Originator
About the job
- Three to five years of sales or related experience. Prior experience working in the Mortgage industry is a plus.
- Ability to maintain an active registration with the National Mortgage Licensing System (NMLS) is required.
- Excellent written and verbal communication skills.
- Review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet bank and regulatory standards. Assemble documents in loan file, including acceptance or denial, and return file to mortgage clerk. Establish terms and conditions of an approved loan and review with member.
- Market the Credit Union’s mortgage lending program to companies and individuals within the real estate community.
- Evaluate acceptability of loan on secondary mortgage markets.
- Cross sell other Credit Union services.
- Responsible for adhering to and complying with all applicable federal and state laws, regulations and guidance, adhering to Bank policies and procedures, and completing required training.
- Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending.
About the company
Lake Michigan Credit Union (LMCU) is a member-owned financial cooperative that offers personal and business banking services. It provides checking and savings accounts, credit cards, and loan products such as mortgages, home equity loans, and auto loans, with an emphasis on low mortgage rates and low down payment options. Members access services through physical branches and online banking, with revenue primarily from interest on loans and related financial fees. Unlike traditional banks, LMCU is owned by its members, which can enable more favorable rates and terms. The company serves communities in Michigan and Florida, combining local presence with digital banking to support everyday financial needs. Its goal is to deliver affordable, accessible financial services to its members while growing a stable, member-driven financial cooperative.
Company Size
1,001-5,000
Company Stage
N/A
Total Funding
N/A
Headquarters
Grand Rapids, Michigan
Founded
1933
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Simplify's Take
What believers are saying
- May 2026 Detroit branch opened, expanding Southeast Michigan brand and business capture.
- 2026 promotions for Dan McLean and Pete Rahrig reinforce commercial lending momentum.
- SBA lender recognition and Lightning Loans support faster small-business growth in 2026.
What critics are saying
- Mortgage-heavy economics face spread compression if rates stay elevated through 2027.
- Detroit expansion and Florida branch openings raise execution risk and deposit-raising costs.
- A severe housing downturn would hit LMCU's $17 billion mortgage portfolio first.
What makes Lake Michigan Credit Union unique
- Michigan's largest credit union, with 75 branches and 645,000+ members.
- Member-owned pricing underpins Callahan's 2024, 2025, and 2026 top ranking.
- Deep Michigan-Florida footprint plus commercial lending leadership strengthens local relationship banking.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
Health Savings Account/Flexible Spending Account
Unlimited Paid Time Off
401(k) Retirement Plan
401(k) Company Match
Paid Vacation
Paid Sick Leave
Tuition Reimbursement
Company News
Greater Naples Chamber names Lake Michigan Credit Union Q3 2026 Business of the Quarter. September 14, 2026 The Greater Naples Chamber has named Lake Michigan Credit Union as its Business of the Quarter for the third quarter of 2026, recognizing the organization's commitment to strengthening the Collier County community through financial education, volunteerism and support of local nonprofits and community initiatives. Each quarter, the Greater Naples Chamber, in partnership with the Collier Board of County Commissioners, recognizes a local organization that has enhanced the community through financial contributions, volunteer involvement and active participation in programs and initiatives that help create a better quality of life for Collier County residents. LMCU has served the Collier County community since 2016 and today it operates five locations throughout the county, employing approximately 75 people. In addition to providing financial services, including mortgage lending and resources for first-time homebuyers, LMCU works to improve financial wellness and support individuals and families throughout the community. The company partners with Boys & Girls Club of Collier County and Champions For Learning to provide financial wellness courses for local youth. LMCU team members regularly volunteer with St. Matthew's House mobile food distributions. The credit union has also sponsored the Greater Naples Chamber's Youth Business Fair for the past three years and supports workforce development through its involvement with SHRM Naples. LMCU is active in the community throughout the year, supporting local events and charitable initiatives including the Chamber's Wake Up Naples and Patty Baker Humane Society Naples' Run for the Paws. Through its annual Band Together campaign, LMCU also raises funds for children's hospitals in the communities it serves. "Lake Michigan Credit Union demonstrates the kind of community commitment we are proud to recognize through the Business of the Quarter award," said Kristina Park, president and CEO of the Greater Naples Chamber. "From helping young people build strong financial foundations to supporting local nonprofits, workforce initiatives and community events, LMCU and its employees continue to invest their time and resources in making Collier County a stronger place to live and work." To nominate or apply for Business of the Quarter, visit napleschamber.org/business-of-the-quarter. For more information on the Greater Naples Chamber, visit napleschamber.org.
Manufactured homes near New Haven, Indiana: east Allen County's affordable new-build option. New Haven has always been Fort Wayne's practical eastern neighbor - close to everything, easier on the wallet. The same logic points straight at factory-built housing: for the price of a dated fixer-upper in east Allen County, you can own brand-new construction with a manufacturer warranty. East Allen options. East and southeast of New Haven, rural Allen County parcels commonly accommodate manufactured homes on private land, and established manufactured home communities offer the lowest cash-to-move-in path. Modular homes on permanent foundations - built to Indiana's residential code - fit nearly anywhere site-built homes go. As always, zoning is parcel-specific: you or your contractor verify and pull permits (how it works). Getting to Factory Direct Homes Center LLC is the easy part. Its Auburn showroom is a straightforward drive north of New Haven. Tour single wide, double wide, and modular models, and leave with line-item pricing - home, options, delivery, each its own number. Browse 70+ Champion floor plans first; each is quoted line-item (full cost guide). Financing. Factory Direct Homes Center LLC work with the manufactured-housing specialists - 21st Mortgage, Triad Financial Services, Credit Human, Lake Michigan Credit Union - for chattel loans, land-home packages, and conventional modular financing. Start at financing. Faq. Yes - New Haven, Woodburn, Monroeville, and the townships between. More on its New Haven page and the Fort Wayne buyer's guide.
LMCU announces key changes to Commercial Lending leadership. Lake Michigan Credit Union (LMCU) is pleased to announce a pair of promotions that will reorient the credit union's Commercial Lending team toward continued success. LMCU has promoted Dan McLean to Chief Commercial Officer, with McLean bringing over 30 years of commercial lending experience to his new role. He's spent nearly 15 of those years at LMCU as a trusted leader - one whose thoughtful approach to collaboration and community has strengthened the organization's credit quality and expanded its market presence across both Michigan and Florida. McLean's new position comes at the same time as Pete Rahrig's promotion to Senior Vice President Commercial Lending Executive. An 11-year mainstay at LMCU, Rahrig will be responsible for the strategic growth and performance of the credit union's Michigan Commercial Lending team across the entire State, including its expanding Southeast Michigan market. "This is another step forward in our team's ongoing momentum in Commercial Lending," said LMCU Chief Lending Officer, Ellen Steinfeld. "Between Dan's leadership, Pete's eye for new opportunities, and the overall strength of our ever-growing team these past several years, I'm excited to see what new relationships we'll build with local business leaders." McLean, whose promotion follows the retirement of LMCU's previous Chief Commercial Officer, Jim Maskell, is looking forward to taking up the mantle. "Each year, I get more and more proud of LMCU's Commercial Lending team, and I can't wait to keep that momentum going by leading such a talented group of professionals," McLean said. "We're supporting Michigan and Florida businesses as they make major moves to improve their local economies, and it means a lot to help them build more, do more, and create more jobs."
Lake Michigan Credit Union welcomes Maria Labie to Southeast Michigan branch. Lake Michigan Credit Union is proud to welcome Mortgage Market Manager Maria Labie to the Southeast Michigan - Metro Detroit and Ann Arbor branch of LMCU. Maria brings a relationship-first approach to lending across Michigan. Known for her authenticity and personalized service, Maria works with professionals, athletes, business owners, and individuals, helping them navigate home financing with clarity and confidence. Whether she's working with first-time home buyers or specialized industries like construction, she adds a personal touch to every interaction to ensure her clients' unique needs are met. "Helping people achieve something deeply meaningful - homeownership - is something Maria finds incredibly rewarding," Vice President of Regional Mortgage Production Jake Williams said. "She excels at guiding clients through the process in a way that removes stress and builds confidence." Maria brings both experience and heart to every interaction. In today's fast-moving, technology-driven world, she makes it her goal to tailor solutions as unique as every one of her customers. "I chose LMCU because of its strong commitment to people, community, and innovation," Labie adds. "LMCU aligns with how I approach lending - putting relationships first while embracing forward-thinking solutions in an ever-evolving, AI-driven world." Based in Detroit and active throughout the state, she combines deep industry experience with a progressive, people-first mindset. For lending solutions, please reach out to Maria via phone at 313-616-4007.
Lake Michigan Credit Union hires Brock Blanchard as Mortgage Loan Officer in Grand rapids. Lake Michigan Credit Union ("LMCU") is proud to announce the hiring of Brock Blanchard as a Mortgage Loan Officer serving the West Michigan market. Blanchard brings nearly 20 years of mortgage lending experience to LMCU, with deep expertise in first-time homebuyer, conventional, FHA, and VA lending. A Grand Valley State University graduate and longtime West Michigan resident, he has strong roots in the communities he serves. Blanchard says LMCU's member-first culture made the decision an easy one. "There's a lot that goes into buying a home," he said. "For nearly 20 years, my job has been making sure the mortgage part is the easiest - and LMCU is exactly the kind of place that makes that possible."