Program Underwriter

About Wholesure

Wholesure is a leading specialty and wholesale insurance platform that brings best-in-class expertise, market access, and insurance solutions together under one roof.

We are a leading wholesale insurance and specialty solutions distributor

comprised of some of the best-in-class organizations in the industry. Bringing together experience, expertise, market access and service across a broad range of product lines, we’re proud to connect our clients with access to coverage and insurance solutions that can best serve their needs.

Job Summary:

The Program Underwriter is responsible for underwriting and managing workers’ compensation accounts within Wholesure’s program portfolio.

This position evaluates risk, determines appropriate pricing and coverage, maintains underwriting discipline, and supports profitable program growth. The Program Underwriter also serves as a resource for other team members and helps maintain strong relationships with agents, carrier partners, and internal departments.

Responsibilities:

• Review, analyze, and underwrite new and renewal workers’ compensation submissions within established carrier guidelines and delegated authority.
• Evaluate exposures, loss history, experience modification factors, classifications, payroll, operations, financial condition, and other relevant risk characteristics.
• Determine appropriate pricing, terms, conditions, deductibles, and coverage requirements.
• Approve, decline, or modify risks based on underwriting judgment and program appetite.
• Manage an assigned book of business with a focus on profitability, retention, production, and service.
• Communicate underwriting decisions clearly and promptly to agents and brokers.
• Negotiate terms while maintaining program standards and carrier expectations.
• Ensure underwriting files are complete, accurate, and properly documented.
• Monitor outstanding subjectivities, inspections, loss-control recommendations, audits, and other post-bind requirements.
• Work with premium audit, claims, accounting, compliance, and operations to resolve account issues.
• Maintain knowledge of workers’ compensation rules, classifications, filings, regulatory requirements, and market conditions.
• Assist with carrier audits, underwriting reviews, and program reporting.
• Identify trends or emerging issues and escalate material concerns to program leadership.
• Provide technical guidance and support to underwriters and underwriting assistants.
• Participate in training, workflow improvements, and special projects as assigned.

Requirements

• Strong knowledge of workers’ compensation underwriting principles, classifications, rating, coverage, and regulatory requirements.
• Demonstrated ability to evaluate complex risks, exercise sound underwriting judgment, and manage an assigned book of business within established authority.
• Strong analytical, organizational, communication, and relationship-management skills, with the ability to work effectively with agents, carrier partners, and internal teams

Education and Experience:

• Bachelor’s degree in business, insurance, risk management, or a related field preferred
• Minimum of 5 years of workers’ compensation underwriting experience, including experience independently underwriting and managing a book of business is required.
• High level proficiency in Microsoft Excel is required.
• Professional insurance designation such as CPCU, ARM, AU, or similar designation preferred but not required. 

#LI-LR1

Candidates should be comfortable with an on-site presence to support collaboration, team leadership, and cross-functional partnership.

Why Join Us:

At Acrisure, we’re building more than a business, we’re building a community where people can grow, thrive, and make an impact. Our benefits are designed to support every dimension of your life, from your health and finances to your family and future.

Making a lasting impact on the communities it serves, Acrisure has pledged more than $22 million through its partnerships with Corewell Health Helen DeVos Children's Hospital in Grand Rapids, Michigan, UPMC Children's Hospital in Pittsburgh, Pennsylvania and Blythedale Children's Hospital in Valhalla, New York.

Employee Benefits

We also offer our employees a comprehensive suite of benefits and perks, including:

• Physical Wellness: Comprehensive medical insurance, dental insurance, and vision insurance; life and disability insurance; fertility benefits; wellness resources; and paid sick time.

• Mental Wellness: Generous paid time off and holidays; Employee Assistance Program (EAP); and a complimentary Calm app subscription.

• Financial Wellness: Immediate vesting in a 401(k) plan; Health Savings Account (HSA) and Flexible Spending Account (FSA) options; commuter benefits; and employee discount programs.

• Family Care: Paid maternity leave and paid paternity leave (including for adoptive parents); legal plan options; and pet insurance coverage.

• … and so much more!

This list is not exhaustive of all available benefits. Eligibility and waiting periods may apply to certain offerings. Benefits may vary based on subsidiary entity and geographic location.

Acrisure is an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, religion, sex, national origin, disability, or protected veteran status. Applicants may request reasonable accommodation by contacting [email protected].

Final candidates will be required to complete post-offer verification processes related to the role and in accordance with applicable laws.

California Residents: Learn more about our privacy practices for applicants by visiting the Acrisure California Applicant Privacy Policy.

Recruitment Fraud: Please visit here to learn more about our Recruitment Fraud Notice.

Welcome, your new opportunity awaits you.