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PNC Financial Services

Runs a national bank for people and businesses

Relationship Banker Business Specialist

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeEaston, MD, USA$52.5k - $87.5k

About the Job

Requirements

  • Roles at this level typically require a university or college degree with less than one year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job-specific certifications, and experience, including military service, may be considered.
  • Demonstrate appropriate knowledge, skills, and abilities for the role.
  • Demonstrate customer focus by prioritizing customer needs and satisfaction in business decisions and using that information to create customized customer solutions.
  • Assess and manage risks associated with business objectives and activities in accordance with PNC's Enterprise Risk Management Framework.

Responsibilities

  • Acquire and expand share of wallet for Consumer and Business Banking opportunities under $2 million in sales revenue, achieving business results through leadership of and productive collaboration with ecosystem partners.
  • Generate leads proactively and conduct appointments inside and outside the branch; deliver a differentiated client experience from acquisition through onboarding and servicing.
  • Manage leads proactively and generate referrals by using knowledge of bank products and services to grow share of wallet and attract new consumer and business households.
  • Manage and grow Business Banking relationships under $2 million in sales revenue.
  • Use client information from various sources to create actionable sales strategies and tactics, generate quality referrals to ecosystem partners, and use tools and protocols to maximize business results.
  • Develop ecosystem leadership inside and outside the branch as a center of influence, working with partners including PNC Wealth Management, PNC Private Bank, Business Banking, and Mortgage.
  • Identify the resources best equipped to meet client needs, make appropriate client introductions, and hold partners accountable for routine updates and referral follow-up.
  • Differentiate the client experience through advanced conversation skills and deliver tailored solutions aligned with clients' holistic needs, including deposits, lending, cash management, payments, and investing.
  • Resolve client problems courteously and urgently, escalating when necessary; advocate for clients and prospects across product, support, operations, and other departments, identifying client trends and unique needs.
  • Work with the branch team to identify consumer and business banking opportunities and create referrals; work with the Branch Manager and Business Banker to follow up on independent opportunities to expand share of wallet.
  • Create client loyalty and grow client share of wallet through a differentiated client experience.
  • Perform lobby engagement activities to connect with clients and position PNC products to meet their needs.
  • Educate clients on financial transaction options by leveraging technology, tools, and resources.
  • Apply product and procedural knowledge to identify, mitigate, and resolve customer problems effectively to drive customer loyalty.
  • Manage risk by adhering to policies and procedures, demonstrating sound judgment within established limits, and applying heightened scrutiny to identify and avoid loss.
  • Participate in branch daily operations, ensuring they are completed efficiently and accurately.

Desired Qualifications

  • Preferred skills include accountability, banking, client loyalty, customer experience, customer service, identifying opportunities, leveraging technology, and proactive sales.
  • Competencies include banking products, business acumen, customer experience management, digital awareness, effective communications, managing multiple priorities, matrix management, prospecting, selling, and understanding customer needs.

About the Company

PNC Financial Services

Runs a national bank for people and businesses

PNC Financial Services runs one of the largest banks in America, serving households and businesses of every size through branches, apps, and corporate bankers. Acquisitions turned it from a regional lender into a coast-to-coast bank, notably its purchases of National City during the 2008 financial crisis and BBVA USA in 2021. Consumers keep checking and savings accounts, such as Virtual Wallet with its built-in budgeting tools, and take out mortgages and credit cards, while companies borrow and manage cash through PNC. It earns most of its money on the gap between loan interest and deposit costs, and the rest from fees. PNC traces its roots to a savings bank founded in 1845 and is based in Pittsburgh, Pennsylvania.

Company size
10,001+
Company stage
IPO
Headquarters
Pittsburgh, PA
Founded
1845

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