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Banco Bilbao Vizcaya Argentaria

Global banking and financial services

Operational Recoveries Specialist

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeColima, MexicoNo salary listedIn-person

About the Job

Requirements

  • Licenciatura in an economic-administrative field, such as Accounting, Administration, Finance, Law, or a related field.
  • At least 2 years of experience in portfolio recovery, collections, or credit management, preferably in banking or financial services.
  • Solid knowledge of banking products and services.
  • Negotiation and persuasion skills.
  • Analytical and problem-solving ability.
  • Results orientation and ability to meet targets.
  • Proficiency in Microsoft Office, including intermediate-to-advanced Excel.
  • Availability to work in Colima and visit clients when required by operations.

Responsibilities

  • Manage and recover delinquent customer credit portfolios, meeting recovery objectives and minimizing loss risk.
  • Collect on overdue portfolios through various channels, including telephone, in-person visits, and judicial channels.
  • Negotiate payment agreements with customers, seeking solutions that benefit both the customer and the institution.
  • Analyze customers' financial situations to determine the feasibility of recovery agreements.
  • Document and record all customer interactions and collection actions in the relevant systems.
  • Follow up on agreed payment commitments and manage defaults.
  • Work with the legal team on judicial credit recovery when necessary.
  • Prepare periodic reports on the assigned portfolio status and recovery results.
  • Ensure compliance with internal recovery policies and procedures.
  • Identify opportunities to improve recovery processes and propose solutions.

Desired Qualifications

  • Experience in portfolio recovery, collections, or credit management in the banking or financial sector.

About the Company

Banco Bilbao Vizcaya Argentaria

Global banking and financial services

Banco Bilbao Vizcaya Argentaria, commonly known as BBVA, is a multinational financial services group offering retail, commercial and corporate banking. It provides accounts, payments, lending, mortgages, investment products and financial guidance for individuals and businesses, alongside services for institutional clients. BBVA combines physical banking networks with digital channels and operates across multiple international markets. Its business spans everyday financial needs, business financing, wealth management and transaction services within the regulated banking industry. Its workforce combines specialist delivery, customer support and business operations.

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