V

Vanguard

Manages investment funds and retirement savings

Senior Strategy Manager - Money Movement

Full-Time
No salary listed
Senior
Bachelor's, Master's
Malvern, PA, USA+2 moreMore locations: Charlotte, NC, USA | Scottsdale, AZ, USA
HybridHybrid work model; in-person collaboration is required.
Project & Program ManagementProgram Management
No H1B Sponsorship

About the job

Requirements
  • At least 5 years of experience in product strategy, payments, money movement, financial services, operations, consulting, or program management.
  • Strong understanding of money movement ecosystems, including Automated Clearing House (ACH), transfers, fraud controls, payment operations, and client servicing processes.
  • Ability to lead complex cross-functional initiatives involving Product, Operations, Fraud, Risk, Compliance, and Technology teams.
  • Ability to influence and drive alignment across diverse stakeholder groups.
  • Ability to explain complex concepts to both technical and non-technical audiences through strong communication and presentation skills.
  • Strong analytical, organizational, and problem-solving capabilities.
Responsibilities
  • Lead requirements gathering, dependency management, and execution planning for strategic money movement initiatives.
  • Identify and track key decisions, risks, milestones, and action items across multiple initiatives and stakeholder groups.
  • Develop and deliver executive-level updates, business cases, recommendations, and supporting analyses to facilitate informed decision-making.
  • Hold stakeholders accountable to commitments, timelines, and agreed-upon outcomes while fostering cross-functional partnerships.
  • Coordinate across Fraud, Operations, Client Experience, Product, Technology, and servicing teams to align strategic priorities and execution plans.
  • Facilitate decision-making processes that bring together diverse stakeholder perspectives and drive progress toward shared outcomes.
  • Translate strategic objectives into sequenced initiatives, actionable plans, and measurable deliverables.
  • Identify and resolve gaps, overlaps, and conflicting priorities across programs and workstreams.
  • Identify opportunities to reduce money movement friction and improve the end-to-end client experience across funding, transfers, withdrawals, and payment journeys.
  • Analyze existing policies, limits, and servicing practices to recommend enhancements that balance client experience, risk management, and operational efficiency.
  • Lead modernization of money movement policies and controls to align with evolving client expectations and industry capabilities.
  • Evaluate emerging trends, client feedback, and operational insights to inform strategic recommendations and roadmap priorities.
  • Lead evaluations alongside Fraud, Risk, Compliance, and Product teams to assess the impact of new fraud detection and prevention capabilities on the money movement experience.
  • Support the integration of new fraud vendors and controls into existing product, operational, and policy frameworks.
  • Evaluate trade-offs between risk mitigation and client experience and identify solutions that support enterprise objectives.
  • Identify and lead resolution of dependencies and program-level decisions, balancing operational impacts associated with fraud and risk initiatives.
  • Lead vendor analysis across Product, Operations, Technology, Fraud, Risk, Compliance, and Client Experience teams to ensure successful identification and deployment of vendor-driven capabilities.
  • Drive solution implementation, managing dependencies and operational readiness activities.
Desired Qualifications
  • Experience in fraud prevention, money movement, banking, payments, or wealth management.
  • Knowledge of regulatory and compliance considerations related to money movement activities.
  • NACHA certification or related payments expertise.
  • An undergraduate degree or equivalent combination of training and experience.
  • A graduate degree.

About the company

Vanguard manages mutual funds, exchange-traded funds, and retirement investments for individuals, financial advisers, and institutions. Its Vanguard 500 Index Fund gives investors exposure to large U.S. companies by tracking the S&P 500, while its lineup also includes actively managed stock and bond funds. Clients invest through brokerage and retirement accounts, workplace plans, or advisers, and advisory services build and maintain portfolios around their goals. Fund expenses and advisory fees pay for investment management and account services, with advisory charges based on the assets managed. Founded in 1975, Vanguard is headquartered in Malvern, Pennsylvania, United States.

Company Size

10,001+

Company Stage

Private

Total Funding

$11.2M

Headquarters

Kline Township, Pennsylvania

Founded

1975

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Simplify Jobs

Simplify's Take

What believers are saying

  • U.S. retirement support adds compensation: Vanguard contributes 10% of salary to 401(k)s, plus a match up to 4%.
  • Lower fees support competitiveness: February 2026 cuts reached 84 Vanguard fund share classes across 53 funds.
  • Advisor custody is the next expansion: Vanguard agreed to acquire wealth platform Altruist in August 2026.

What critics are saying

  • Active strategies depend on partners: Vanguard uses over 20 outside managers, including Wellington and T. Rowe Price.
  • Cash awards depend on collective results: Vanguard's U.S. Partnership Plan links payments to company performance and client outcomes.
  • Stewardship faces binding limits: Vanguard's February 2026 Texas settlement restricts climate advocacy for specified U.S. fund holdings.

What makes Vanguard unique

  • Fund investors sit above the company: Vanguard is owned by its funds, which their shareholders own.
  • Costs stay exceptionally low: Vanguard's U.S. funds averaged 0.07% in asset-weighted expenses in 2025.
  • Index investors choose their voting approach: Vanguard Investor Choice applies selected policies to eligible fund shareholders' corporate votes.

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Benefits

Best-in-class medical, dental & vision coverage

Onsite health clinic & fitness center

Health Smart Rewards program

Vanguard Retirement Savings Plan

Education Benefits

PTO

Family Planning Benefist

Parental leave

Personal development opportunities

Volunteer Time Off

Growth & Insights and Company News

Headcount

6 month growth

8%

1 year growth

8%

2 year growth

8%
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$500K in VOO puts $40,400 into NVIDIA alone as top 10 holdings hit 37.78%

A $500,000 position in the Vanguard S&P 500 ETF (VOO) puts $40,400 into NVIDIA alone, as the chipmaker made up 8.08% of the fund on August 31, 2026. The fund's top 10 holdings account for 37.78%, or $188,900. The S&P 500 weights companies by market value, so NVIDIA's growth lifted its share automatically. Its stock rose 1,005.49% over five years to October 9, 2026, while VOO rose 90.68%. Concentration brings swings. A 2% weekly drop in NVIDIA on that slice costs about $808, roughly five years of VOO's $150 annual fee at 0.03%. Investors who also hold NVIDIA shares or a tech fund may face higher exposure than the fund's weight suggests.

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Council for Economic Education launches National Investment Challenge with Vanguard's My Classroom Investor simulation

The Council for Economic Education has launched the National Investment Challenge, a new competition designed to teach high school students foundational investing skills. The challenge will use Vanguard's free My Classroom Investor simulation, where students manage mock 30-year portfolios and respond to market shifts and unexpected events. Early access opens in November, with the competition starting in January 2027. It will include qualifying rounds, state rounds, and culminate in a national final in Philadelphia in May, with teams competing for cash prizes. In the simulation, students choose characters with financial goals and manage portfolios containing stocks, bonds, and ETFs. The programme aligns with CEE Standards and the CFA Investment Foundations exam, helping students build credential-ready skills whilst learning long-term investment principles.

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Aug 26th, 2026
Vanguard to acquire AI-forward wealth platform Altruist to expand financial advice reach

Vanguard has entered a definitive agreement to acquire Altruist, an AI-forward wealth technology and custody platform serving financial advisors. The deal, expected to close later this year pending regulatory approvals, aims to expand access to financial advice by enabling advisors to serve more clients efficiently. Vanguard first invested in Altruist in 2020 to increase competition in the registered investment advisor custody space. Following the acquisition, Altruist will operate as a standalone business, retaining its leadership, brand, and operating model whilst gaining access to Vanguard's resources and investment expertise. The transaction terms were not disclosed. Altruist will continue focusing on providing integrated technology solutions for independent financial advisors, combining custody services with portfolio management tools.