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Cepal Hellas Financial Services

Specialized loan and credit receivable servicing

IT Business Analyst

Full-TimeUpdated on 10/17/2026
No salary listed
Junior
Bachelor's
Nea Smyrni, Greece
Hybrid
Business & StrategyBusiness Analysis

About the job

Requirements
  • A bachelor's degree in Business, IT, Engineering, or other related studies.
  • Strong business and technical analysis skills, including requirements elicitation, documentation, and stakeholder management, and the ability to understand systems, integrations, application programming interfaces, and data flows.
  • Data analysis capabilities, including interpreting data and deriving actionable business insights.
  • Experience with business process management, process mapping, and process optimization initiatives.
  • Two years of working experience in business analysis in recoveries or collections processes.
  • Excellent verbal and written communication skills in Greek and English.
  • Knowledge of project management and systems development processes and methodologies, such as Agile.
  • Computer literacy and knowledge of Microsoft Office and Microsoft Visio.
  • Interpersonal skills and the ability to communicate effectively at all levels.
  • Ability to collaborate effectively across departments.
  • Problem-solving ability.
  • Numeracy and data analysis skills.
Responsibilities
  • Act as a liaison between business areas and the technical organization by understanding client business requirements and planning, conducting, and directing analysis of complex business problems to be solved with automated systems.
  • Liaise with business stakeholders to identify and analyze required changes, prepare specifications for system changes, develop supporting detailed documentation, and communicate it to relevant internal or third parties for development.
  • Develop components of systems test plans and test scripts, and participate in or support user acceptance testing execution.
  • Support platforms and design new products and implementations.
  • Provide end users with business and technical process guidance, and drive continuous improvement to existing processes.
  • Collaborate with the quality assurance team to verify and control process execution and optimization, making adjustments when needed.
  • Design, evaluate, monitor, document, and maintain business processes according to business needs and asset owner guidelines.
  • Gather and monitor business requests and contribute to team request-management planning to deliver solutions that fit business needs.
Desired Qualifications
  • Knowledge of SQL.
  • Knowledge of Qualco, Arotron, Profits, or Thesis systems.

About the company

C

Cepal Hellas Financial Services

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Cepal Hellas specializes in loan and credit receivable servicing, operating as a regulated servicing company under the Bank of Greece. It manages and administers loan portfolios, handling servicing activities like payment collection, data management, and negotiations with borrowers to optimize outcomes for lenders. The service is delivered through a professional, meritocratic environment with thorough training and ongoing development, emphasizing ethical standards and strong communication and negotiation skills. Unlike many peers, Cepal positions itself as a contributor to the advancement of Greece’s loan-servicing sector, focusing on sector improvement and professional development. The company’s core goal is to enhance the efficiency and quality of loan and credit receivable servicing in Greece.

Company Size

501-1,000

Company Stage

N/A

Total Funding

N/A

Headquarters

Athens, Greece

Founded

N/A

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Simplify's Take

What believers are saying

  • Cepal won five Digital Finance Awards in 2026, validating technology execution.
  • Cepal received MSCI AAA for 2025, strengthening institutional credibility with investors.
  • The 2025 capital reduction and 2026 consolidation plan free cash for expansion and efficiency.

What critics are saying

  • January 2026 Muzakis challenged a €1.2 million Cepal payment order, prolonging court exposure.
  • June 2025 Greek authorities fined Cepal €60,000 for disclosure lapses and mispriced interest.
  • Headcount fell from 579 in 2023 to 524 in March 2026, signaling execution pressure.

What makes Cepal Hellas Financial Services unique

  • Bank of Greece regulation and large-scale Greek receivables servicing anchor Cepal’s moat.
  • June 2025 spin-off of Cepal Solutions sharpened operations, legal, and collections specialization.
  • July 2026 Finclude investment adds open-banking analytics and credit-scoring capabilities.

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Benefits

  • Health Insurance
  • Flexible Work Hours
  • Hybrid Work Options
  • Meal Benefits
  • Professional Development Budget
  • Mentorship Program

Growth & Insights and Company News

Headcount

6 month growth

27%

1 year growth

28%

2 year growth

28%
Startupper.gr
Nov 11th, 2025
Cepal Acquires 51% Stake in Finclude

Cepal, a major financial services servicer in Southeast Europe, has signed an agreement to acquire a 51% stake in fintech company Finclude, regulated by the Central Bank of Ireland. This investment aligns with Cepal's strategy to enhance its technology and data-driven services for institutional clients. Finclude will continue operating independently within Cepal, contributing to its Data & Analytics ecosystem. The deal is subject to regulatory approvals.