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FICO

Predictive credit risk scoring & analytics

Analytic Scientist 2

Data ScienceConfirmed live in the last 24 hours
Full-timeNovato, CA, USA$98k - $154k

About the Job

Requirements

  • A bachelor's degree in Computer Science, Cognitive Science, Engineering, Physics, Statistics, Mathematics, Operations Research, or another natural science field is required.
  • Hands-on experience building predictive models and mining data is required.
  • Demonstrated proficiency in one or more of R, Python, SAS, SQL, Java, or C++ is required.
  • Experience analyzing large datasets and applying data-cleaning techniques and statistical analysis is required.
  • Knowledge of or exposure to clustering, classification and regression trees, random forest and gradient boosting algorithms, time series analysis, Bayesian networks, principal component analysis, independent component analysis, linear and logistic regressions, inference, estimation, experimental design, neural networks, or support vector machines is required.
  • Experience with tools for machine learning and unstructured data analysis, such as H2O, Splunk, or TensorFlow, and familiarity with basic software design principles, coding standards, and best practices are required.

Responsibilities

  • Design and develop data-driven exploratory analyses, predictive models, and decision models to solve business problems.
  • Analyze large amounts of historical data, determine suitability for modeling, clean data, identify patterns, create and select variables, select sampling criteria, and define performance measures.
  • Assist with technical product support for new or existing products and services, including producing sales collateral and conducting ad hoc investigations initiated by internal or external clients.
  • Oversee project timelines and provide guidance to junior analysts.
  • Deliver formal presentations of work to clients as needed.

Desired Qualifications

  • Experience working with U.S. credit bureau data is highly preferred.
  • Prior experience working with financial, banking, or consumer lending data is preferred.
  • Experience with distributed computing environments such as Spark or Hadoop, and cloud-based environments and services such as AWS, is a plus.

About the Company

FICO

Predictive credit risk scoring & analytics

FICO provides data analytics and decision-management tools for credit risk and lending, with the FICO score as its flagship measure of consumer credit risk used by lenders. The score is calculated from a user’s credit report data to predict loan repayment likelihood, and FICO software applies analytics and decision rules to guide loan approvals, pricing, fraud detection, and account management. Unlike many competitors, FICO combines a widely adopted score with an end-to-end suite of predictive analytics and decision-management tools that cover the full lending lifecycle. Its goal is to help financial institutions make better lending and risk decisions, prevent fraud, and optimize customer relationships through data-driven, rules-based systems.

Company size
1,001-5,000
Company stage
IPO
Headquarters
San Jose, CA
Founded
1956

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