Summer 2026

U.S. Personal Banking Summer Analyst

Charlotte, NC

Posted on 12/1/2025

Citi

Citi

10,001+ employees

Global financial services including banking, investment

Compensation Overview

$43.27 - $74.52/hr

Charlotte, NC, USA

In Person

Category
Finance & Banking (2)
,
Required Skills
Product Management
Marketing
Data Analysis
Requirements
  • You are obtaining your undergraduate degree and are graduating between December 2026 and June 2027.
  • You have maintained a 3.3 GPA and above.
  • You have U.S. Work Authorization.
Responsibilities
  • The U.S. Personal Banking Analyst Internship is a 10-week program that provides experience working on one team within the U.S. Personal Bank, with pro-active mentoring from leadership, networking events, and career development opportunities.
  • Each Analyst Intern will spend 10 weeks immersed in a business group, such as: Credit Cards, Retail Banking, Marketing, Operations, In-Business Credit & Franchise Risk, Client Experience, and more.
  • The program offers a variety of functional roles to fit the diverse interests of our Analysts, such as: Product Management, Project Management, Marketing, Strategy, Innovation, Customer Experience, Risk and Controls, and Analytics.
  • Upon completion of the Program, Analyst Interns are considered for an offer to join the 2027 Full Time Personal Banking Analyst Program.

Citi provides financial services including consumer banking, credit, investment banking, and wealth management to individuals, corporations, and governments. The company operates by earning interest on loans and collecting fees for managing investments, processing trades, and facilitating cross-border transactions through its digital platforms. Unlike many local banks, Citi maintains a physical and digital presence in over 160 countries, allowing it to serve as a single partner for clients with global financial needs. Its goal is to drive growth and profitability for its clients and shareholders while supporting environmental and social sustainability initiatives.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1812

Simplify Jobs

Simplify's Take

What believers are saying

  • Flattened management accelerated execution and lifted April revenue to a decade high.
  • Private credit expands fee income across direct lending and co-investment products.
  • Cross-border debt capital markets remains a durable franchise, evidenced by Finnvera mandates.

What critics are saying

  • Private credit exposes Citi to crowded competition and fee compression within 12 months.
  • Sub-investment-grade lending increases default, mark-to-market, and reputational risk in a downturn.
  • Partner-led private credit can disintermediate Citi and shift economics to Apollo or HPS.

What makes Citi unique

  • Jane Fraser cut Citi's management layers from 13 to 8 in 2025.
  • Citi operates in over 160 countries, spanning consumer and institutional banking.
  • Citi is building repeatable private credit distribution through Apollo and HPS partnerships.

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Your Connections

People at Citi who can refer or advise you

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

401(k) Retirement Plan

401(k) Company Match

Wellness Program

Paid Vacation

Paid Sick Leave

Paid Holidays

Company News

Broker Daily
May 31st, 2026
ScotPac closes $300M ABS transaction, raises nearly $1B in two and a half years

ScotPac has completed a $300 million asset-backed securitisation transaction, its third ABS issuance and largest to date. The deal was structured to meet UK and European Securitisation Regulation requirements, broadening the lender's access to international capital markets. Citi served as arranger, with Citi and NAB as joint lead managers. The transaction brings ScotPac's total ABS funding to nearly $1 billion over the past two and a half years. CEO Jon Sutton said it reinforces the company's commitment to supporting SMEs with flexible funding solutions during volatile economic times. The deal attracted strong demand from existing investors and new UK and European-based participants. ScotPac has been diversifying its funding platform, having secured a warehouse facility with UBS in March alongside launching a new asset-based finance solution.

Yahoo Finance
Apr 14th, 2026
Banks report strong profits but warn of rising energy prices hitting consumers

America's largest banks reported strong first-quarter profits driven by robust investment banking activity and a resilient economy, though executives warned about mounting risks from rising energy prices and geopolitical uncertainty. JPMorgan Chase posted a profit of $16.49 billion, up 13% year-on-year, whilst Wells Fargo earned $5.25 billion and Citigroup reported $5.79 billion. Investment banking fees surged, with JPMorgan seeing a 30% jump and Citigroup a 12% increase in advisory fees, fuelled by market volatility and corporate dealmaking. However, JPMorgan CEO Jamie Dimon cautioned about "an increasingly complex set of risks", including wars, energy prices and trade tensions. Wells Fargo noted customers allocating more spending to petrol whilst cutting discretionary purchases, signalling potential downstream economic impacts from elevated oil prices.

The Associated Press
Apr 14th, 2026
Banks report strong Q1 profits but warn rising energy prices threaten consumer spending

America's largest banks reported strong first-quarter profits driven by investment banking activity and a resilient economy, but executives warned about emerging economic headwinds from rising energy prices and geopolitical uncertainty. JPMorgan Chase posted a 13% profit increase to $16.49 billion, with investment banking fees jumping 30%. Wells Fargo earned $5.25 billion whilst Citigroup reported $5.79 billion in profits. The gains came amid market volatility and increased merger activity. However, JPMorgan CEO Jamie Dimon cited "an increasingly complex set of risks" including wars, energy prices and trade tensions. Wells Fargo's CFO noted consumers allocating more spending towards petrol whilst reducing discretionary purchases. Dimon warned that higher oil prices' impact "will likely take some time to materialise" if they persist.

Yahoo Finance
Apr 14th, 2026
Citi stock poised to jump as Wall Street loves the name, says Jim Cramer

Citigroup has raised interest among investors, with Jim Cramer highlighting strong market sentiment towards the stock. Following earnings, Cramer noted that Citigroup is "love, love, love by everybody on Wall Street" and expects the stock to jump higher. The bank delivered solid quarterly results, with 8% revenue growth and 35% earnings per share increase, excluding one-time charges. Net interest income rose 14%, beating expectations. However, results were mixed across divisions, with services, banking and fixed income performing well, whilst equity trading and personal banking fell short. Trading at a significant discount to peers despite rising 66% last year, Citigroup remains attractive. CEO Jane Fraser indicated the bank's transformation efforts are over 80% complete, though questions remain about future growth once self-help measures conclude.

Yahoo Finance
Apr 14th, 2026
Citi beats Q1 profit estimates with $5.8B net income as dealmaking surges 14%

Citigroup beat first-quarter profit estimates on Tuesday, reporting net income of $5.8 billion, or $3.06 per diluted share, compared to $4.1 billion in the prior-year period. The result exceeded analysts' estimate of $2.63 per share. Revenue rose 14% whilst net income grew 42%, driven by strong dealmaking activity. Investment banking fees increased 19% to $1.3 billion, with growth in advisory and equity capital markets. Services revenue climbed 17%, and markets crossed $7 billion in revenue. Global investment banking revenue reached $28.2 billion in the first quarter, the highest since 2021. Chief executive Jane Fraser attributed the performance to softer regulation under President Trump and the AI boom. The bank remains on track to deliver its 10-11% return on tangible common equity target.

INACTIVE