Full-Time
Interest-free BNPL payments provider internationally
No salary listed
Melbourne VIC, Australia + 1 more
More locations: Sydney NSW, Australia
Hybrid
Hybrid role; attendance at Sydney or Melbourne offices on team connection days.
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Zip Co provides buy now, pay later (BNPL) services that let people buy things now and pay over time without interest. It operates in markets including Australia, New Zealand, the United Kingdom, the United States, Canada, and Mexico, serving both individual consumers and businesses. Its main products are Zip Pay (for everyday purchases) and Zip Money (for larger expenses). Revenue comes from merchant fees, late fees, and interest on certain products. Zip partners with retailers to offer convenient, transparent payment options that help customers manage their finances, with a focus on simple terms and clear due dates. The company aims to expand globally and grow its market presence by providing flexible, easy-to-use payment solutions that simplify the purchasing process.
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Sydney, Australia
Founded
2013
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Parental leave - Enjoy up to 20 weeks paid leave and return part-time on a full-time salary for 3 months!
Bonus scheme - We give you skin in the game through our various share incentive programs.
Family support - We support our ZipFam on their life journey through people policies and programs.
Volunteer leave - Use your paid volunteer leave to Zip it forward and create change in your community.
Reward & recognition - We love celebrating your wins and giving you the freedom to choose how you're rewarded.
Career growth - You'll be given clear progression pathways and transparent coaching so you can truly flourish.
Zip Co shares jumped 17% to $2.97 after the buy now, pay later company reported a 46% rise in statutory profit to $116.4 million for the year ended 30 June. Cash earnings before tax, depreciation and amortisation reached a record $268.9 million, up 58% on the prior year. The company guided to cash EBTDA of $340 million for FY27, representing 26% year-on-year growth. Total transaction volume increased 23% to $16.7 billion, with US transaction volume rising 42.5% in US dollar terms. Zip announced a $50 million on-market share buyback for FY27 and is considering a potential dual listing in the US alongside a share consolidation, subject to shareholder approval.
UBS Group AG has acquired a 5.02% stake in Australian fintech company Zip Co Limited, becoming a substantial shareholder. The Swiss banking giant now holds a relevant interest in 62.5 million ordinary shares as of 24 July 2026. The shareholding is spread across multiple UBS entities, including its asset management, securities, and prime broking divisions. The positions were accumulated through various methods such as prime broking agreements and stock borrowing and lending activities. The substantial holder notice was filed on 28 July 2026, confirming UBS's status as a major shareholder in the buy now, pay later company.
Zip has partnered with Rally House, a specialty sports retailer with over 300 locations across 28 states, to offer flexible payment options both online and in-store. The collaboration allows customers to purchase licensed fan gear for NFL, NBA, MLB, NHL and college teams using Zip's instalment payment solutions. Rally House serves as the Official Team Shop of the Big 12, Big Ten and Mid-American Conferences. The partnership addresses the time-sensitive nature of sports retail, where championship wins and major sporting events drive emotionally charged purchase decisions. Zip currently operates with more than 29,000 US merchant partners and 4.6 million active US customers. The company offers point-of-sale credit and digital payment services across its core markets in Australia, New Zealand and the United States.
Zip and InComm Payments have partnered to bring instalment payments to gift cards, allowing eligible US shoppers to purchase popular gift card brands through the Zip app and split payments over time. The integration gives Zip's 4.6 million active US customers access to gift cards across retail, entertainment, dining and travel categories. Users can select cards, choose denominations and split costs at checkout without leaving the app. The move responds to growing adoption of buy now, pay later services. Federal Reserve data shows 15% of consumers surveyed in 2024 used BNPL in the prior 12 months, up from 10% in 2021. Founded in Australia in 2013, Zip operates in Australia, New Zealand and the United States with 29,000 merchant partners. InComm Payments is a global payments technology company headquartered in Atlanta.
IXOPAY and Zip US have launched the Unified Trust Layer Framework, an open industry initiative addressing trust and liability challenges in AI-initiated commerce. The framework aims to establish identity verification, preserve transaction intent and make trust measurable when AI agents autonomously conduct transactions. The initiative responds to structural shifts in payment systems, which were designed for human-initiated transactions. According to Accenture, 87% of financial institution technology officers believe trust will be the most significant barrier to agentic payments adoption, whilst 78% expect fraud to increase as agentic commerce scales. The framework focuses on three capabilities: agent identity validation, intent capture and preservation, and contextual trust signalling. IXOPAY and Zip are inviting merchants, networks and platforms to help shape the framework's development.