Full-Time

Senior Commercial Underwriter

Posted on 8/22/2025

EMC Insurance

EMC Insurance

1,001-5,000 employees

Provides property/casualty insurance and reinsurance

Compensation Overview

$83k - $127k/yr

Iowa, USA

Remote

Candidates must reside in Iowa to be eligible for remote work.

Category
Finance & Banking (1)
Required Skills
Social Media
Marketing
Customer Service
Requirements
  • Bachelor's degree, preferably in insurance or business administration
  • Five years of experience in commercial lines underwriting
  • Insurance designations, such as CPCU preferred
  • Excellent knowledge of underwriting and risk analysis
  • Exceptional problem-solving skills and the ability to make sound decisions
  • Strong customer service skills
  • Strong computer skills, including knowledge of Microsoft Office and social media
  • Ability to work on multiple projects while meeting deadlines
  • Excellent written and verbal communication skills, including the ability to speak effectively before groups
  • Ability to work effectively with others, as well as independently
  • Demonstrated leadership qualities
  • Occasional travel; a valid driver’s license with an acceptable motor vehicle report per company standards required if traveling
Responsibilities
  • Selects, grows and maintains a profitable book of business for assigned high-volume territory with a high level of underwriting authority
  • Evaluates and analyzes highly complex accounts for risk selection and pricing purposes
  • Develops and fosters agency relationships
  • Collaborates with marketing representatives to ensure agents receive superior customer experiences
  • Offers appropriate coverage for exposures and explains decisions to agents
  • Coordinates with marketing and branch management in the agency planning and review processes
  • Serves as a mentor for less experienced underwriters
Desired Qualifications
  • Strong presentation skills preferred

EMC Insurance Companies provides property and casualty insurance products and services for businesses, along with reinsurance. It underwrites commercial policies and offers loss control, bonds, surety, and fidelity coverage, serving clients in over 40 states, with international risk written on a reinsurance basis. EMC Re offers facultative and treaty reinsurance to other insurers. Its goal is to simplify insurance transactions for clients while delivering comprehensive risk coverage and supporting other insurers through reinsurance partnerships.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Des Moines, Iowa

Founded

1911

Simplify Jobs

Simplify's Take

What believers are saying

  • 2025 restructuring strengthens core operations and enhances agent experience platform.
  • New SVP CHRO Matt Spackman drives talent management and organizational growth.
  • Reinsurance division EMC Re expands treaty and facultative capacity for providers.

What critics are saying

  • Catastrophe losses from 2025 Midwest storms eroding capital reserves significantly.
  • Progressive Commercial's AI underwriting captures 15% of EMC's small business segment.
  • Employers Mutual Casualty pursues hostile takeover post-weak Q4 2025 earnings.

What makes EMC Insurance unique

  • Mutual parent structure insulates EMC from hostile takeovers and founder dilution pressures.
  • EMC Re provides facultative and treaty reinsurance across 40+ states nationwide.
  • Consolidated 17 branches into 10 regions by 2025 for operational efficiency gains.

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Benefits

Remote Work Options

Company News

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Jun 13th, 2024
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