Santander is a global bank focusing on retail and commercial banking in Europe and the Americas. It serves individuals and SMEs through strong regional franchises (Spain, Brazil, the UK, the US) and a broad Consumer Finance arm, while supporting multinational clients via its Corporate & Investment Banking division. It digitalizes core banking on its Gravity cloud to rapidly deploy digital solutions like Openbank and cross-border services, blending fintech agility with a traditional bank balance sheet. Its goal is to improve efficiency under the One Santander framework, grow cross-border revenue, and finance sustainable initiatives aligned with Net Zero targets.
Company Size
10,001+
Company Stage
IPO
Headquarters
Boadilla del Monte, Spain
Founded
1902
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Global law firm Clifford Chance has advised a syndicate of lenders on US$480 million in senior unsecured facilities for Alicorp, a Peruvian consumer goods company. The financing includes a five-year US$250 million term loan facility and a three-year US$230 million revolving credit facility. The term loan is divided into tranches for Alicorp's operations in Colombia (up to US$110 million), Spain (US$35 million), and Ecuador (US$90 million). The revolving facility is for Alicorp's Peruvian entity and includes two one-year extension options. Banco Bilbao Vizcaya Argentaria, Citibank, JPMorgan Chase Bank, and Banco Santander served as joint lead arrangers and bookrunners. The transaction spans four jurisdictions and two currencies, with proceeds earmarked for general corporate purposes and liquidity management.
CTO Realty Growth has closed a $1.0 billion unsecured credit facility, extending its debt maturity profile and increasing total commitments by $250 million. The Winter Park, Florida-based owner and operator of open-air shopping centres will use proceeds to repay outstanding borrowings under its previous $300 million revolving credit facility and two term loans. The new facility comprises a $400 million revolving credit facility due September 2030 and four term loans ranging from $150 million each, maturing between September 2029 and March 2032. The refinancing increases the company's weighted average debt maturity to 4.3 years from 1.6 years. Initial fixed interest rates on the term loans range from 3.4% to 5.3%, based on applied SOFR swaps. The facility was provided by a syndicate led by KeyBank National Association.
Optimitive won the Internationalization Runner-up Award in Álava at the PYME of the Year Awards! Published:30 de September de 2026 OPTIMITIVE has been granted the Internationalization Runner-up Award in Álava at the PYME of the Year Awards, an accolade given by the Spanish Chamber of Commerce and Banco Santander, in collaboration with El Correo and SEA Empresas Alavesas. The awards ceremony took place on September 29 in Vitoria-Gasteiz, and OPTIMITIVE was represented by several team members, including Fernando de la Prida, CEO, and Javier A. García Sedano, Founder and CTO. In the words of the latter, who collected the award: "Internationalization is in our blood. We have always believed that the barriers were not in geography, but in the mind. You don't need to be in Silicon Valley to create world-class technology; it can be done in Vitoria, and we can make Vitoria a Silicon Valley." OPTIMITIVE and internationalization as a core value Since OPTIMITIVE's mission is to make industrial processes more efficient and sustainable through the use of Artificial Intelligence, helping to create a better world to live in, borders do not exist. Internationalization is one of OPTIMITIVE's core values. The company has carried out projects around the world since its origins, and today it optimizes industrial processes in seven major regions of the world (Europe, North America, South America, Africa, the Middle East, India and Asia-Pacific). But it is not only about looking outward: at home, internationalization is also a key consideration when building the team. Respect, diversity and inclusion, along with HR policies geared towards equal opportunities, have resulted in nine different nationalities among its employees and executives. Thank you to the Spanish Chamber of Commerce, Banco Santander, El Correo and SEA Empresas Alavesas for this recognition.
Global law firm Clifford Chance advised Banco Santander, S.A. (Santander), as lead arranger and lender, in connection with a senior secured term loan facility of up to US$209 million made available to members of the Ransa group across Spain, Peru, Chile, Colombia, Guatemala, Honduras and El Salvador.
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