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Lincoln Financial

Insurance, retirement, and financial services provider

Lead Group Underwriter

UnderwritingConfirmed live in the last 24 hours
Full-time

About the Job

Requirements

  • A bachelor's degree or equivalent work experience, with four years of experience accepted in lieu of the degree.
  • At least five years of Supplemental Health underwriting experience.
  • Strong analytical, communication, and relationship-building skills.
  • Ability to work independently and collaboratively in a fast-paced environment.

Responsibilities

  • Underwrite new business, renewals, and amendments for Supplemental Health products.
  • Manage an assigned in-force book of business.
  • Assess risk by evaluating group characteristics, demographics, participation, benefit design, claims experience, and other underwriting factors.
  • Perform experience rating and collaborate with actuarial partners to evaluate pricing and risk.
  • Apply underwriting guidelines, authority limits, and pricing methodologies to determine appropriate coverage terms and rates.
  • Make underwriting decisions within assigned authority and recommend actions requiring additional review or approval.
  • Prepare and communicate underwriting analyses, pricing recommendations, and renewal strategies to business partners.
  • Support the request-for-proposal process, including responding to underwriting requirements and completing submissions through third-party platforms.
  • Collaborate with Sales, Account Management, Product, Pricing, Operations, and underwriting partners across product lines to develop coordinated customer solutions.
  • Build and maintain relationships with internal and external partners, support the development of underwriting expertise across the team, and serve as a trusted resource on underwriting strategies and risk assessment.
  • Identify opportunities to improve underwriting processes, tools, and reporting capabilities.

Desired Qualifications

  • Expertise in experience rating and renewal underwriting.

About the Company

Lincoln Financial

Insurance, retirement, and financial services provider

Lincoln Financial Group offers life insurance, annuities, and retirement income products through its network of affiliated companies, and also provides securities and investment advisory services via affiliated broker-dealers. Its products combine insurance coverage or retirement-focused contracts with investment options, where customers fund premiums, choose subaccounts or riders, and receive benefits such as death benefits, living benefits, or guaranteed income in retirement. The company differentiates itself with a family of affiliated brands and distributors that coordinate life, annuity, and advisory products under one umbrella. Its goal is to help individuals and families protect loved ones, plan for retirement, and achieve financial security through integrated protection and investment solutions.

Company size
Not listed
Company stage
Not listed
Total funding
$128.8M
Headquarters
Radnor Township, Pennsylvania
Founded
1905

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