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SMABTP

Professional liability, property, and motor insurance

Insurance Underwriting Advisor - Brokerage, Property Damage

Full-Time
€40k - €48k/yr
Senior
Master's
Île-de-France, France
HybridTelework is available up to 2 days per week, with occasional travel to partner and client sites.
InsuranceUnderwriting

About the job

Requirements
  • A higher-education qualification at Bac+5 level is required.
  • At least 5 years of successful experience in non-life insurance underwriting is required.
  • Knowledge of insurance techniques and actuarial fundamentals, including pricing and reserving methods, is required.
  • Proficiency with statistical analysis tools and the computer applications needed to manage and underwrite the portfolio is required.
  • Solid knowledge of the brokerage market and Property Damage and Civil Liability risks is required.
  • Good command of the legal and regulatory framework applicable to underwriting and the associated management rules is required.
  • The ability to analyze complex risks, make decisions, and provide appropriate solutions is required.
  • Rigor, organization, synthesis, and strong relationship and written communication skills are required.
Responsibilities
  • Analyze insurance requests, evaluate presented risks, and define appropriate insurance solutions regarding coverage and pricing.
  • Take responsibility for and implement new business in accordance with underwriting rules and profitability objectives.
  • Manage contract renewals while ensuring portfolio quality and broker-partner satisfaction.
  • Monitor and analyze technical results to optimize the performance and profitability of managed business.
  • Support the commercial development of the brokerage activity by providing technical expertise to brokers and sales teams.
  • Develop and maintain trusting relationships with brokers, prospects, and portfolio clients.
  • Make occasional business trips to meet partners and clients, including on-site risk inspections.
Desired Qualifications
  • Experience representing the company to brokers, partners, and clients is an advantage.

About the company

SMABTP is a mutual insurance group that provides professional liability coverage for construction and real estate, plus property, motor fleet, and personal insurance (life, health, savings, retirement) for companies and individuals. It sells policies through a nationwide network of advisors and over 600 partner brokers, with seven international locations. It operates as part of the SGAM btp mutual-insurer group, pooling risk and sharing expertise among member insurers. Its goal is to reliably protect professionals and individuals in the construction and real estate sectors by offering tailored insurance solutions through a collaborative mutual network.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

N/A

Headquarters

France

Founded

1859

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Simplify's Take

What believers are saying

  • On 28 May 2026, SMABTP passed 6 billion euros of revenue.
  • Fitch affirmed A+ on 14 September 2026 with Stable Outlook.
  • September 2026 launches target TPEs, cyber risk, and prevention-led customer retention.

What critics are saying

  • A 28 July 2025 lawsuit attacks Société de la Tour Eiffel's 600-million-euro capital increase.
  • Tour Eiffel's 798-million-euro debt can accelerate if covenants break, threatening SMABTP.
  • Fitch warned of a challenging claims environment for construction insurance through 2027.

What makes SMABTP unique

  • SMABTP holds Fitch A+ with very strong capitalisation and reserving practices.
  • It dominates French construction insurance, serving 180,000 clients with 4,800 employees.
  • Its 9 regional directorates create unusually deep local distribution across France.

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Benefits

  • Remote Work Options
  • Meal Benefits
  • Family Planning Benefits
  • Profit Sharing