Credit Manager

Job Description

• Develop, implement, and maintain the company's credit policies and procedures.
• Assess customer credit applications by reviewing financial statements, credit reports, payment history, and other relevant information.
• Approve, recommend, or decline credit limits based on risk assessment and company policy.
• Monitor customer accounts to ensure compliance with approved credit terms and limits.
• Review and manage accounts receivable aging reports and oversee collection activities.
• Work with customers to resolve payment issues, disputes, and overdue accounts.
• Coordinate with the Sales, Finance, and Customer Service teams to balance business opportunities with credit risk.
• Monitor bad debt exposure and recommend provisions for doubtful accounts.
• Prepare regular reports on credit exposure, collections performance, overdue accounts, and key credit metrics.
• Ensure compliance with company policies, legal requirements, and applicable financial regulations.
• Lead, mentor, and develop the credit and collections team.
• Identify opportunities to improve credit processes, reporting, and internal controls.
• Support external and internal audits by providing required documentation and explanations.

Qualifications

Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field.
Professional certifications in credit management, finance, or accounting are an advantage.
Minimum of 2–4 years of experience in credit management, accounts receivable, or financial risk management, including supervisory experience.
Strong understanding of credit analysis, financial statement analysis, collections, and risk assessment.
Experience with credit management software.
Proficiency in Microsoft Excel and financial reporting tools

Additional Information

Ihr Team und Arbeitsumfeld:
In 1-2 Sätzen stellen Sie das Team, das Hotel oder den Arbeitsplatz so vor, dass sie die Kultur widerspiegeln
Hinweis: Die Anpassung kann an spezifische lokale oder gesetzliche Anforderungen erfolgen, wie z.B. Arbeitserlaubnis
Unser Engagement für Diversity & Inclusion:
Wir sind ein integratives Unternehmen und unser Ziel ist es, vielfältige Talente anzuziehen, zu rekrutieren und zu fördern.