Internship

Software Engineer Intern

DD Setup

Posted on 3/5/2025

Chime

Chime

1,001-5,000 employees

Online banking platform offering fee-free services

Compensation Overview

$34 - $49/hr

San Francisco, CA, USA

Hybrid work policy that combines in-office days and trips to team and company-wide events depending on location.

Category
Backend Engineering
Software Engineering
Required Skills
Microservices
Requirements
  • Currently pursuing a Bachelor’s degree in Computer Science or related field.
  • Strong organizational, analytical, interpersonal, oral, and written communication skills
  • Creative thinker and self-starter with a passion for consumer FinTech
  • Flexible and enjoy doing whatever it takes to execute on complex projects
  • Have a low ego and are comfortable working directly well with a wide range of stakeholders
Responsibilities
  • Learn and understand how Chime converts a member into a more valuable direct depositor, which is the most critical part of the Growth org.
  • Learn and execute how Chime’s microservices and cutting-edge infrastructure generally work.
  • Understand how FinTech companies drive growth and revenue through your projects.

Chime offers online banking services without physical branches, focusing on a fee-free experience. It allows users to overdraft up to $200 on debit card purchases without fees through its SpotMe service and provides direct deposit for paychecks up to two days earlier than traditional banks. Chime does not charge monthly fees or minimum balance fees and offers a secured credit card to help users build credit. The company's goal is to empower customers to manage their finances effectively through accessible digital banking solutions.

Company Size

1,001-5,000

Company Stage

Series G

Total Funding

$2B

Headquarters

San Francisco, California

Founded

2012

Simplify Jobs

Simplify's Take

What believers are saying

  • Chime+ offers a 3.75% APY savings rate, attracting more direct deposit users.
  • Chime Workplace expands services to employers, increasing user base and revenue streams.
  • Redesigned app with smarter tools improves user engagement and financial management.

What critics are saying

  • Cash App's 25% increase in direct deposit users challenges Chime's market share.
  • Market uncertainty and tariffs may delay Chime's IPO plans, affecting growth.
  • Marqeta's cash-back rewards partnership could lure Chime's customers away.

What makes Chime unique

  • Chime offers a fee-free banking experience with no monthly or foreign transaction fees.
  • Chime's SpotMe service allows overdrafts up to $200 without fees, enhancing user trust.
  • Chime's secured credit card helps users build credit without a credit check.

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Benefits

Competitive salary based on experience

401k match plus the usual medical, dental, vision, life, and disability benefits

Generous vacation policy and company-wide Take Care of Yourself Days

Virtual events to connect with your fellow Chimers- think cooking classes, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
PYMNTS
Apr 9th, 2025
Bank Bosses Reportedly Out Of The Loop On Trump’S Tariffs

The heads of America’s biggest banks are reportedly disconnected from the White House’s tariff efforts. To illustrate this fact, The Wall Street Journal (WSJ) on Wednesday (April 9) shared the story of a recent meeting in Washington D.C. attended by the CEOs of JPMorgan Chase, Goldman Sachs, Bank of America and Wells Fargo. The conversation turned to their last communication with President Donald Trump, with many saying they had not had a substantive conversation with the president since the 2020 pandemic, the report said, citing sources familiar with the matter

PYMNTS
Apr 4th, 2025
Report: Tech Companies Pause Ipo Plans Amid Investor Uncertainty Caused By Tariffs

Several technology and FinTech companies reportedly paused their activities related to initial public offerings (IPOs) amid the stock market fall and investor uncertainty caused by the President Donald Trump administration’s announcement of tariffs. Five companies that were in various stages of their IPO-related plans are temporarily halting or rethinking them, The Wall Street Journal (WSJ) reported Friday (April 4), citing unnamed sources. Buy now, pay later (BNPL) provider Klarna and ticketing marketplace StubHub, which had both planned to start their IPO roadshows next week, have postponed those events, according to the report

PYMNTS
Apr 3rd, 2025
Cash App’S Growing Number Of Direct Deposits Marks Progress In Expansion Efforts

Block’s Cash App is reportedly making progress in its efforts to offer banking services to customers who mostly use the app to make payments. The number of the app’s users who have their paychecks directly deposited into their Cash App account rose by 25% year over year to reach 2.5 million in December, Bloomberg reported Thursday (April 3). This is a key metric because those who have set up direct deposit are most likely to use the company’s other banking services, according to the report

Crowdfund Insider
Apr 2nd, 2025
Consumer Fintech Chime Introduces New Features, Redesigned App and Financial Wellness Suite

On March 31, 2025, Chime introduced Chime+, a premium membership tier with various new features in a redesigned app, alongside the launch of Chime Workplace, a financial wellness suite under its Chime Enterprise division.

PYMNTS
Mar 31st, 2025
Chime Debuts Premium Tier and New Banking Features

Mobile banking app Chime launched a premium membership program alongside several new features.

INACTIVE