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Commercial Underwriter

Remote First

Posted on 6/27/2024



201-500 employees

Low-cost commercial insurance for small businesses

Financial Services

Mid, Senior

Remote in Canada

Finance & Banking
Required Skills
Data Analysis
  • University degree or college diploma in a recognized technical, vocational or academic program or equivalent work experience
  • Minimum 3 years of commercial underwriting experience
  • Working towards or completion of CIP/ CAIB/ CRM courses would be considered an asset
  • In-depth knowledge of Commercial wording and pricing
  • Advanced MS Office Suite, including Word, PowerPoint and Excel
  • Proficiency with Google Workspace, Zoom and Slack, or similar office tools
  • Proficiency with Adobe and Salesforce
  • Exceptional problem-solving and analytical skills
  • Able to communicate effectively with stakeholders, both verbally and written
  • Able to collaborate with team members and take the lead in group settings
  • Ability to maintain confidentiality and exercise discretion
  • Own referral underwriting of multiple lines of business, including commercial property, general liability and specialty lines
  • Work closely with the broking team to provide quotes, guidance and place risks within our in-house facilities
  • Partner with the Insurance Analytics team to review Zensurance’s binding authority programs
  • Have access to program data in real-time to understand current performance and make data-driven recommendations in terms of expanding authority
  • Negotiate with partner insurers on terms and conditions that fall outside our authority
  • Proactively identify cause-and-effect relationships and explore alternative solutions to support sound decision-making
  • Maintain data integrity to support the underwriting processes and help the team's objectives
  • Adhere to underwriting standards and good practices to minimize risk
  • Ensure full understanding of in-house program underwriting requirements, including endorsements and limits
  • Assist in auditing in-house policies for adherence to our underwriting guidelines
  • Own referral underwriting of multiple lines of business, including professional lines and medical malpractice
  • Assist with wording comparisons across different insurance companies
  • Partner with Senior Underwriters, Underwriting Specialists and the Director of Underwriting in the process of evaluating new program opportunities, creating the desired underwriting guidelines, and comparing current coverage offerings in the market
  • Keep up to date with industry trends to deliver excellence in underwriting and continuously build expertise
  • Where appropriate, escalate difficult or complex items and customer complaints or inquiries to Senior Underwriters or the Director of Underwriting
  • Perform other duties as assigned

Zensurance is a Toronto-based technology company that provides affordable commercial insurance solutions for small businesses across Canada. By collaborating with over 50 insurance providers, Zensurance ensures a wide range of options and dedicated claims service, making it an advantageous workplace for those interested in contributing to significant financial solutions and customer-oriented services. Employees benefit from the opportunity to work at the forefront of insurance technology, gaining experience in a dynamic sector while helping small businesses manage their risks efficiently.

Company Stage


Total Funding



Toronto, Canada



Growth & Insights

6 month growth


1 year growth


2 year growth