Junior In-House Legal Counsel

ABOUT US

Coastal is at the forefront of modern banking, combining strong financial infrastructure with cutting-edge Banking-as-a-Service (BaaS) and fintech enablement strategies. We support not only individuals with their personal banking needs; we also empower businesses by integrating modern banking technology that drives growth, flexibility, and innovation.

At Coastal, we think and move like entrepreneurs; focused on impact, speed, and continuous improvement. We believe in working smart, collaborating deeply, and building solutions that unlock real potential. If you're someone who thrives in a fast-moving environment, loves solving complex problems, and wants to help shape the future of banking, we’d love to meet you.

Check out our video here!

OVERVIEW

This junior-level In-House Counsel role provides foundational legal support across Coastal Community Bank’s traditional banking and fintech/BaaS businesses. Working under the guidance of senior attorneys, this role focuses on legal research, contract review, issue-spotting, and supporting day-to-day legal workflows while developing expertise in banking and fintech law. This is an ideal opportunity for an early-career attorney seeking direct exposure to a wide range of legal matters in a fast-moving, innovative environment. This is an onsite position.

RESPONSIBILITIES TO INCLUDE

Contracts, Transactions & Commercial Support

• Assist with initial review of commercial, vendor, and technology contracts.

• Draft basic contract language, amendments, and templates under supervision.

• Identify and escalate potential legal or business risks to senior attorneys.

• Support contract administration tasks, including tracking, routing, and maintaining documentation.

• Help prepare summaries, checklists, and comparison charts for contract terms Legal Research & Regulatory Support

• Conduct legal research on banking, fintech, privacy, compliance, and commercial matters.

• Prepare research memos, issue summaries, and recommendations for senior attorney review.

• Assist with monitoring changes in laws and regulations relevant to banking and fintech.

• Support external attorneys on regulatory questions by gathering documents, drafting outlines, and preparing briefing materials.

Banking, Fintech, and Business Support

• Provide first-level issue spotting on operational or partnership matters, escalating concerns appropriately.

• Assist cross-functional teams by gathering details, coordinating information, and preparing legal summaries.

• Help review internal policies and procedures by checking for alignment with legal requirements under external attorney guidance.

Corporate Governance & Board Support

• Assist with preparing Board and committee materials, including first drafts and proofreading.

• Help maintain corporate governance documents, organizational charts, and recordkeeping.

• Participate in Board meetings primarily as a note-taker or observer. Stockholder Relations & Regulatory Filings

Stockholder Relations & Regulatory Filings

• Assist with gathering data and preparing initial drafts for governance disclosures and required filings.

• Support administrative aspects of stock issuance, transfers, and documentation.

• Maintain accurate corporate logs, shareholder records, and regulatory documentation.

QUALIFICATIONS

• Strong analytical skills with the ability to interpret complex legal, contractual, and

regulatory issues.

• Excellent legal research and writing skills with strong attention to detail.

• Strong contract negotiation skills with the ability to understand both legal and financial implications of terms.

• Effective interpersonal, communication, and presentation skills; able to convey legal concepts clearly to non-legal stakeholders.

• Ability to build and maintain strong working relationships across teams and with leaders at all levels.

• Demonstrated ability to prioritize, manage multiple tasks, and meet deadlines in a fast-paced environment.

Comfort learning new technologies, contract management tools, and legal systems; experience with CLM tools (e.g., Agiloft) preferred.

• Curiosity and willingness to learn areas such as corporate governance, banking regulations, fintech partnerships, and commercial transactions.

EDUCATION/EXPERIENCE

• Juris Doctor (J.D.) from an ABA-accredited law school.

• Active member in good standing with the Washington State Bar (or ability to obtain Washington in-house counsel registration promptly upon hire).

• 0–3 years of legal experience in corporate law, banking/financial services, fintech, commercial transactions, or related practice areas.

• Experience drafting or negotiating commercial or technology contracts preferred.

• Experience supporting corporate governance, Board/committee operations, or regulatory filings is a plus but not required.

HOW YOU’LL THRIVE AT COASTAL

• Be the Best – Communicate effectively, pay close attention to detail, and prioritize your personal development.

• Be Relentless – Thrive in a goal-oriented environment exercising both patience and persistence. Advocate for our customers and team members and strive to promote the Coastal Difference.

• Be Un-Bankey – Be a forward thinker with a creative mindset. Build long-lasting relationships promoting the Coastal Difference, built on a foundation of integrity, honesty, and trust.

• Embrace Gray Thinking – Use sound judgment while decision-making and problem-solving. Think outside the box.

• Stay Flexible – Organize and strategize effectively while always being prepared to adapt on the fly. Seek efficiencies for Coastal to work smarter, not harder.

• Take Care of Each Other – Understand what it means to be a true team player and have your teammate's back.Practice self-awareness and build your emotional intelligence.

BEING YOU AT COASTAL

Coastal is an equal opportunity employer. We are committed to providing a workplace free from discrimination and harassment. All employment decisions are based on merit, qualifications, and business needs. We do not discriminate on the basis of race, color, religion, sex, national origin, age, disability, veteran status, or any other protected status under applicable laws.

BENEFITS WE OFFER

We’re proud to offer a comprehensive benefits package designed to support your health, financial well-being, and work-life balance. Our offerings include:

• Medical Coverage: Choose from three competitive medical plans to find the coverage that best fits your needs and lifestyle.

• Health Savings Account (HSA): Available with eligible medical plans, offering tax advantages and employer contributions.

• Flexible Spending Accounts (FSA): Options for healthcare and dependent care expenses to help you save on out-of-pocket costs.

• Dental and Vision Insurance: Plans to keep you and your family smiling and seeing clearly.

• Life Insurance: Company-paid basic life insurance with options to purchase additional coverage for yourself and your dependents.

• Long-Term /Short-Term Disability (LTD): Income protection in the event of a long-term illness or injury.

• Supplemental Benefits: Including Hospital Indemnity, Accident Insurance, and Critical Illness coverage to provide extra financial support when you need it most.

• 401(k) Retirement Plan: A competitive retirement savings plan with company matching to help you plan for the future.

• Paid Time Off: Generous vacation and sick leave policies to support your time away from work.

• Holidays: Enjoy 11 paid holidays throughout the year.

Check out our benefits on our careers site!!

PHYSICAL DEMANDS

The physical demands described below are required to perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee must be able to:

• Sit for extended periods of time.

• Stand for extended periods of time.

• Perform repetitive finger, hand, and arm movement.

• Use electronic office equipment such as a computer keyboard, mouse, ten key, telephone, etc.

• View and read computer screens for extended periods.

• Occasionally stoop, kneel, crouch, or crawl.

• Occasionally lift or move up to 10 pounds.

OTHER DUTIES

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.